In the year 2000 of August i went into the PNC bank to rollover one of my cd's. I had managed to save up $32.000.00 worth of cd's. I have been a good customer of that bank for 15 years. I was approached by a woman broker who kept saying to me that you can make more money with mutual funds then the cd's you have. She kept repeating this to me until i deceided to put my money into mutual funds. Being she worked for the bank i believed she was truthful in what she was saying to me. But it turned out later that she was not . I lossed 4 thousand dollars the first quarter, so instead of pulling that money out i left it in figuring the market would go back up and i did not want to lose money at that time if i pulled out. Time goes by i am losing money until a year later i deceided i had enough of this my money loss was half of what i put in . The new broker talked me out of taking my money out and he changed one of the funds which was black rock. Another year goes by and i am down to $11,000.00 of my $32,000.00, so this time i pulled out my money of which the broker gave me a hard time about it but i was scared i would lose it all. So years later the funds did not make money let alone make my money back. So i have contacted PNC and told them that the broker said to me over and over again that i can make more money with mutual funds then my cd's. They tell me it is a long term investment, but after 6 years i did not make money or my money back that i put in. The funds she put me in are not the greatest the only one who made money was the broker for herself on her commision. I hope she did not do this to elderly people with their life savings , elderly people seem to trust others but being she works for the bank you have a feeling she is truthful in what she says. I sense they are covering up her blunders with other people's money and most likely she was fired.