- Report: #326758
Complaint Review: PREMIER BANK-PREMIER BANK CARD - FIRST PREMIER BANK
| PREMIER BANK-PREMIER BANK CARD - FIRST PREMIER BANK P O BOX 5524
SIOUX FALLS, South Dakota U.S.A. |
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PREMIER BANK-PREMIER BANK CARD, FIRST PREMIER BANK IS NOT WHAT IT IS CRACKED UP TO BE TOTAL TOTAL RIP OFF SIOUX FALLS South Dakota
*UPDATE Employee: Policy of Payment Verification
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I canceled the card today todat 4-17-2008. Premier bank tried to sweet talk me into keeping the card but it didn,t work i canceled it anyway . They say i have an outstanding balance i owe them of $19.74. i don,t believe it .I think i should get my $181.00 back but hoe. well at least i canceled the card.
Marv
CLOVIS, New Mexico
U.S.A.
This report was posted on Ripoff Report on 04/17/2008 10:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/PREMIER-BANK-PREMIER-BANK-CARD-FIRST-PREMIER-BANK/SIOUX-FALLS-South-Dakota-57117-5524/PREMIER-BANK-PREMIER-BANK-CARD-FIRST-PREMIER-BANK-IS-NOT-WHAT-IT-IS-CRACKED-UP-TO-BE-TOTA-326758. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 UPDATE Employee
Policy of Payment Verification
AUTHOR: Anonymous - (U.S.A.)
SUBMITTED: Wednesday, May 28, 2008
POSTED: Wednesday, May 28, 2008I can't stress this enough to other cardholders that have discussed this with me. The payment is was not available because it is non guaranteed funds. Anytime with a check or a money order we can extend it up to 20 days or more before they release it on the card to be available to make sure that it does clear. You might of tracked it with the money order company and they said it was cashed, but the reason why we take security precaution with money orders is because cardholders in the past have sent ones that have been counterfeit. That is why we don't get the available credit right away, because if we give it to you and this payment comes back as returned due to that reason, it reflects as negative on the card and to you. What should have been done is a Guaranteed payment such as Western Union, MoneyGram, a Bankwire, or a debit card payment over the phone.

