- Report: #159584
Report - Rebuttal - Arbitrate
Complaint Review: PRESSLER AND PRESSLER, MRC RECEIVABLES CORP
PRESSLER AND PRESSLER, MRC RECEIVABLES CORP16 WING DRIVE CEDAR KNOLLS, New Jersey U.S.A.
PRESSLER AND PRESSLER, MRC RECEIVABLES CORP, MIDLANTIC. NOT TO BE TRUSTED CEDAR KNOLLS New Jersey GARDEN CITY New York
It seemed weird, because he pretended they had tried to collect the debt, but I never received any information from this company. Nor had I ever heard of them. It did not matter to him, he then told me that they were going to forward my file to the lawyer and start proceedings to garnish my pay. Shortly after that on 8/10/05 Pressler sent a letter stating I owed a debt of over $8000. I responded on 8/12/05 requesting verification of the debt. On 8/23/05 they sent me a partial explanation and advised they would forward any additional information when they receive it. Instead of getting the additional info, they sent me a complaint stating that I being sued. They had my file for less than a month. They never spoke with me about the debt; they did not advise that they would pursue legal action. They did not give me an opportunity to make arrangements, they just filed suit. I contacted them when I got the paperwork regarding the suit. I was told by Sara that even though they didn't provide all the information regarding the debt, they can and will still sue me. I attempted to make payment arrangements with her. I told her what I could pay, she said ok. Then asked for my work information. I advised that I do not want calls to my work place.
I told her that if they got my file from Discover/MRC, then she should have that information. I told her I will not provide employment info. But I would like to pay on my debt. At that point she refused to setup the arrangement, because I would not provide her with my place of employment or my wages. I told her that I would pay on the debt, but I was not giving her that information. She then demanded that I pay the full balance. She stated if I don't give her my work information, they will continue the law suit and will not make payment arrangements for me to pay down the debt. I asked her, how can they sue me and they never made any attempt to collect the debt. They had my file for exactly 1 month when they filed the suit. She stated the suit was filed to protect her client's interest (MRC). There is nothing I could do except give her the employment information. I still refused. When I checked my credit report, it shows a zero balance due for Discover. The debt was paid, but by who? How do I find out if their insurance covered my debt. They are saying that I broke the contract.
Well I never had a contract with them verbal or otherwise. Does anyone know what I can do about this? I do plan to go to court and have a jury hear the case. I will be filing my answer within the next 24 hours
EAST ORANGE, New Jersey
This report was posted on Ripoff Report on 10/05/2005 11:50 AM and is a permanent record located here: http://www.ripoffreport.com/r/PRESSLER-AND-PRESSLER-MRC-RECEIVABLES-CORP/CEDAR-KNOLLS-New-Jersey-07927/PRESSLER-AND-PRESSLER-MRC-RECEIVABLES-CORP-MIDLANTIC-NOT-TO-BE-TRUSTED-CEDAR-KNOLLS-New-159584. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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