EDitor's Comment: Rip-off Report Investigation: Primerica gets a POSITIVE RATING in customer support from Rip-off Report and is fulfilling its commitment to provide excellent customer service. Primerica pledges to resolve complaints and address representative issues. For a long time this EDitor had concerns about Primerica because of the number of Reports about them. For many months Rip-off Report was looking into the company, even before they contacted us to resolve any issues and mostly misunderstandings being posted by competitors. With over 100,000 representatives and 6 million clients, Primerica is bound to be the subject of a certain number of complaints about improper agent conduct, as well as product and administrative complaints.
Rip-Off's investigation found such complaints, but importantly also found that Primerica is committed to resolving such complaints quickly and doing everything possible to satisfy its clients. It also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. We believe that the number of complaints against this company, whether through the Internet or other channels, is small when put into the context of its enormous size. Most big companies would never commit themselves like Primerica has. Read our investigative Report and Primerica's commitment to 100% consumer satisfaction. www.primerica.com provides products and services through independent representatives. Primerica www.primerica.com has more than 100,000 licensed representatives who serve more than 6 million clients in the U.S., Canada, Puerto Rico, Spain and the United Kingdom. Through a Financial Needs Analysis www.primericafna.com, the companys representatives provide a snapshot of a familys financial picture and suggest a strategy for financial security via Primericas products and services www.primericafinancialsolutions.com. Primericas business opportunity is attractive to people from many different backgrounds, including women www.womeninprimerica.com, African-Americans www.primericaaalc.com, Hispanics www.primericalatino.com and young adults www.generationprimerica.com.
For 20 years I have been quite involved in exposing false, misleading and deciptive marketing and business practices used as "tools" of influence to induce consumers to replace their in-force cash value life insurance. Years ago, such a marketing sales presentation was develped by the A.L. Williams Company (ALW), General Agent representing the Massachusetts Indemnity Life Insurance Company (MILICO).
When ALW sold his General Agency to Primerica, it was believed the questionable sales and marketing replacement presentation would no longer be used to market and sell replacement types of life insurane policies through a Primerica Life Insurance Company.
Recently there has been a resurgence of the old and unlawful replacement sales and replacement presentation by many representatives of the Primerica affiliated insurance companies. This is dedicated to help the victims, the attorneys who are in litigation with Primerica/MILICO on behalf of the victims, former and also the present Primerica/MILICO agents in the need of a place to vent their frustrations in finding qualified information to satisfy their needs for help and relief. My name is Ken Young.
I am known nationally as the leading "EXPERT" for my past and present efforts in challenging the false, misleading and deceptive business practices of the PRIMERICA/MILICO sales and marketing replacement presentation in the company's quest to replace in-force cash value life insurance policies in-force with other insurance companies.
You are invited to leave a message or bring up a topic of discussion either pro or con pertaining to the replacement of in-force cash value life insurance. You are invited to vent your frustrations and/or experiences in doing business with the PRIMERICA COMPANIES.
A panel of well informed veterans will respond to your inquiry. You are also invited to visit my award winning web-site on the Internet located at: http:home1.gte.net/kenyoung Simply click on the bar that reads, "Other Insurance Company Information", and then click on the Primemerica submenu to view documents that will also help you if you are in need to conserve in-force life insurance.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.