• Report: #1032438

Complaint Review: PROVIDIAN EMERGE MASTERCARD

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Thu, April 10, 2003
  • Updated: Thu, April 10, 2003

  • Reported By:DEERFIELD BEACH Florida
PROVIDIAN EMERGE MASTERCARD
PO BOX 105653 ATLANTA, Georgia U.S.A.

PROVIDIAN EMERGE MASTERCARD ripoff ATLANTA Georgia

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

I HAVE HAD A PROVIDIAN GETSMART VISA FOR 3 YEARS - THEY HAD INCREASED MY CREDIT LINE NUMEROUS TIMES DUE TO MY OUTSTANDING PAYMENT HISTORY.

BEING ONLINE ONE DAY I FOUND MY CREDIT LIMIT DECREASED AND PROMPTLY CALLED TO FIND OUT WHY.

I WAS NOW CONSIDERED A CREDIT RISK BY THEIR GUIDELINES, WHICH THEY COULD NOT TELL ME.

I GET A LETTER CONFIRMING THE DECREASE AND THAT MY INTEREST RATE WAS INCREASING AFTER PAYING OFF THE CARD.

I THEN GET 2 NEW CARDS IN THE MAIL, TRIED CALLING THE # LISTED FOR 2 WEEKS AND COULDN'T GET THROUGH.

FINALLY I FIND THAT MY GETSMART CARD WAS SWITCHED TO EMERGE. THEIR CUSTOMER SERVICE IS LOCATED IN PAKISTAN AND IT NEVER FAILS EVERY TIME I CALL TO OBTAIN INFO, THEIR SYSTEMS ARE DOWN.

I HAVE BEEN ADVISED THAT MY NO ANNUAL FEE PROVIDIAN GETSMART CARD WITH A 16.74% INTEREST RATE AND A $3500 CREDIT LIMIT NOW HAS AN ANNUAL FEE OF $89 AND AN INTEREST RATE OF 29.99% AND A CREDIT LIMIT OF $1040.

I HAVE TOLD THEM THIS IS ILLEGAL WHAT THEY ARE DOING AND I WAS PROMPTLY ADVISED THEY WILL BE MORE THAN HAPPY TO CLOSE THE ACCOUNT.

THIS COMPANY HAS TO BE STOPPED - PROVIDIAN HAS REALLY SCREWED IT'S LOYAL PAYING CUSTOMERS.

Beth
DEERFIELD BEACH, Florida
U.S.A.

This report was posted on Ripoff Report on 04/10/2003 11:19 AM and is a permanent record located here: http://www.ripoffreport.com/r/PROVIDIAN-EMERGE-MASTERCARD/ATLANTA-Georgia-30348/PROVIDIAN-EMERGE-MASTERCARD-ripoff-ATLANTA-Georgia-1032438. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on PROVIDIAN EMERGE MASTERCARD

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory