PW EAUCTION Aka Pacific Webworks Internet FRAUD Charges on my account for purchases I never made SALT LAKE CITY Utah

I suddenly had charges on my bank account that I did not expect, I saw two charges, one from UT SALT LAKE CIT PW/EAUCTION Which the bank later said was called Pacific Webworks, and this charge (hold) was for 59.90, I also had another charge (hold) for .10 cents from CA SAUGUS LOS ANGELES RETARDED. When I saw that I was like WHAT? I live in NY and I never saw any of these companies before nor did I make any subcriptions or purchases. The bank had me come in to fill out dispute forms. I had done some research before coming in and saw that other users had been charged 1.50 two weeks prior so I had the bank look for that and sure enough there was a charge for that amount by them for that amount by PW Eauction so we called the phone number and the guy said I bought some online tool kit software for eBay- which I NEVER EVER did. And then he said that I the 59.90 was for a subscription that "I" purchased with the tool kit which was a 14 day trial. I never did anything of the sort, and the fact that I had that other .10 cent charge from some totally different company tells me that someone got a hold of my debit card number online. I canceled my debit card right away. I make a lot of purchases online but I have never had anyone steal my numbers till now.
The guy on the phone at that Eauction place said "I" authorized the subscription through a secure visa site. Which I certainly didn't do. I am glad that I was checking my often to discover this so quickly. The worst thing of all is I do not know if I will get my money back, the money was being held out of my bank account ($60.00) I had to borrow money just so that my dell payment didn't bounce, and then when the dell payment did go through I now had no money for gas to get home or to buy my three year old his medicine he needed and I could not get ahold of anyone to help me out. I scraped up quarters out of my car just to get enough gas to make it home. I am furious.

Tami bee
Mount Upton, New York
U.S.A.