Palisades Collection, LLC Housianger & Associates, PLLC Placed a hold on my bank accounts based on a judgement from 11/2006 of which I have no knowledge. Katonah, New York

Here's some of the things I did when Palisades and one of their "attorneys" (they are really a collection firm that acts like attorneys) when they garnished my wages for a debt that wasn't mine. First:  The document you picked up from the bank should have a small clue on what the debt or company the debt is from or does it have your entire SS# or just the last 4 digits? Second:  You mentioned the court and where and what court this document went through.  Call, go online, or go to the court and there should be a docket number that you will need to have the clerk pull the file.  Look in that file at every paper, every name, every company you can find which will show you where the "original debt" came from.  Palisades and their "attorney" garnished my wages by sticking my good SS# on a outdated debt that someone else owed AT&T.  What Palisades and their parent company Asta Funding do is buy in bulk outdated debts, stick good SS#'s from people that have good credit ratings and will do whatever it takes to keep their good track record (including paying a debt you don't even know, just to keep it off your credit score).  Then they use that to file court docs to freeze bank accts or wage garnishments.  It's a racket they have become good at.  If you find that they are trying to collect a debt you never owed, you can make them pay!!! I did!!!!! There are attorneys that specialize in this.  I used and contacted attorneysforconsumers.com  and it got Palisades and their "attorneys" attention.  It took 2 demand letters and then attorneysforconsumers.com filed the lawsuit against Palisades and the "attorney" that did this to me.  I can't mention online who they were because of the settlement agreement, but  as soon as the lawsuit was filed based on Palisades violating FDCPA laws, they offered to settle within 3-5 days for the FDCPA fines and they paid my attorneys fees.  I am now trying to get legislation changed to prevent these predators from doing this to people like me.  If you didn't owe the debt, then get Palisades and their attorneys back and this is one way to do it.  Good Luck and I will keep monitoring any postings regarding Palisades and offer suggestions to help anyone that these predators got to. 

The truth does matter!!! I had a wage garnishment from Palisades and Blatt, Hasenmiller, Leibsker for a debt that wasn't mine. Asta Funding, Palisades parent company buys outdated (old) debts and then they put SS# from people that have good credit (they purchase these SS#'s that have been scraped from BofA and Citibank employees). They put the good SS# on the old uncollectable debts and issue wage garnishments or bank levys to collect money. I pursued this and I WON AGAINST PALISADES AND BLATT. Here's how to do it. Do as much research as possible on this "bogus" debt.  Check your credit report for collection activity.  A lot of the "bogus" debt that Palisades and their attorneys try to collect is from AT&T or Nissan.  If you have a levy or garnishment, your bank or employer got documents that you must get your hands on.  This will show something you can go on.  I found out from my phone calls, that Palisades attorney filed suit in Illinois.  Then I looked up online for Illinois courts and started looking for lawsuits with my SS# (in my case, my employer provided the document that had the name I could search).  Go ahead and hire an attorney that specializes in FDCPA laws. The attorney will send demand letters to Palisades and Blatt. They won't respond. Then the attorney will file suit against them(yes, file against both Palisades and whatever attorney they are using). You will get a response then, I guarantee it!!! The find for what they are doing is only $1000, but they will pay your attorney fees too! After it's settled, and they will settle!! Then send all docs to your State Attorney General and your State Congressman or Representative demanding tougher penalties on collection companies. THIS WILL STOP THIS MADNESS. The more pressure we put on them, we can put them out of business.