• Report: #708063

Complaint Review: Palisades Collection, LLC

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Sat, March 19, 2011
  • Updated: Sat, August 13, 2011

  • Reported By: sharmila — Whitestone New York USA
Palisades Collection, LLC
PO Box 742 10536 Katonah, New York United States of America

Palisades Collection, LLC Housianger & Associates, PLLC Placed a hold on my bank accounts based on a judgement from 11/2006 of which I have no knowledge. Katonah, New York

*Consumer Suggestion: Here's what to do about Palisades Collection

*Consumer Suggestion: Palisades Collections and how to get them back

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

On Fed. 12, 2011, I received a letter from my bank advising that my accounts were on hold due an order from Palisades Collection, LLC represented by attorney, Todd E. Housianger of Jousianger & Assosciates, PLLC with an office at PO Box 742, Katonah, NY 10536.  I went to the bank and they have me a copy of the Information Subpoena showing a judgement entered against me in The Queens County Civil Court on 11/03/2006 for an amount of $1,352.57. I have no idea what the judgment is for as no details about the debt is listed. Though the Subpoena has my correct SS#, the address is not mine nor have I ever lived there. This has never showed up on my credit reports. I am totally baffled and frustrated because I don't have any funds, not that I had that much as I live from paycheck to paycheck. Making this worse is that the bank is charging me all these fees for returned automatic debits.

I went to the Civil Court and filed an Order to Show Cause. I am scheduled to appear in Court next week.
I also sent the company a Validation of Debit request and an exemtion claim as the money in my account is from my employment.

I also checked the NYC Dept. of Consumer Affairs website and Palisades Collection is not listed as having a license to collect debt in NYC. How/why are these companies able to just place hold on your accounts so underhandedly.  It totally creates an unnecessary but immediate crisis with extended negative impact.  I don't want to ruin my credit score. Why don't they try to contact you first to resolve if it is indeed your debt.  Is this even legal? 

How do I resolved this?  It has created undue stress and I can't make my migraines go away. I have no money for groceries or emergencies. C

This report was posted on Ripoff Report on 03/19/2011 09:26 AM and is a permanent record located here: http://www.ripoffreport.com/r/Palisades-Collection-LLC/Katonah-New-York-10536/Palisades-Collection-LLC-Housianger-Associates-PLLC-Placed-a-hold-on-my-bank-accounts-708063. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Palisades Collection, LLC

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

Here's what to do about Palisades Collection

AUTHOR: responsibleconsurmer - (USA)

Here's some of the things I did when Palisades and one of their "attorneys" (they are really a collection firm that acts like attorneys) when they garnished my wages for a debt that wasn't mine. First:  The document you picked up from the bank should have a small clue on what the debt or company the debt is from or does it have your entire SS# or just the last 4 digits? Second:  You mentioned the court and where and what court this document went through.  Call, go online, or go to the court and there should be a docket number that you will need to have the clerk pull the file.  Look in that file at every paper, every name, every company you can find which will show you where the "original debt" came from.  Palisades and their "attorney" garnished my wages by sticking my good SS# on a outdated debt that someone else owed AT&T.  What Palisades and their parent company Asta Funding do is buy in bulk outdated debts, stick good SS#'s from people that have good credit ratings and will do whatever it takes to keep their good track record (including paying a debt you don't even know, just to keep it off your credit score).  Then they use that to file court docs to freeze bank accts or wage garnishments.  It's a racket they have become good at.  If you find that they are trying to collect a debt you never owed, you can make them pay!!! I did!!!!! There are attorneys that specialize in this.  I used and contacted attorneysforconsumers.com  and it got Palisades and their "attorneys" attention.  It took 2 demand letters and then attorneysforconsumers.com filed the lawsuit against Palisades and the "attorney" that did this to me.  I can't mention online who they were because of the settlement agreement, but  as soon as the lawsuit was filed based on Palisades violating FDCPA laws, they offered to settle within 3-5 days for the FDCPA fines and they paid my attorneys fees.  I am now trying to get legislation changed to prevent these predators from doing this to people like me.  If you didn't owe the debt, then get Palisades and their attorneys back and this is one way to do it.  Good Luck and I will keep monitoring any postings regarding Palisades and offer suggestions to help anyone that these predators got to. 
Respond to this report!
What's this?

#2 Consumer Suggestion

Palisades Collections and how to get them back

AUTHOR: responsibleconsurmer - (United States of America)

The truth does matter!!! I had a wage garnishment from Palisades and Blatt, Hasenmiller, Leibsker for a debt that wasn't mine. Asta Funding, Palisades parent company buys outdated (old) debts and then they put SS# from people that have good credit (they purchase these SS#'s that have been scraped from BofA and Citibank employees). They put the good SS# on the old uncollectable debts and issue wage garnishments or bank levys to collect money. I pursued this and I WON AGAINST PALISADES AND BLATT. Here's how to do it. Do as much research as possible on this "bogus" debt.  Check your credit report for collection activity.  A lot of the "bogus" debt that Palisades and their attorneys try to collect is from AT&T or Nissan.  If you have a levy or garnishment, your bank or employer got documents that you must get your hands on.  This will show something you can go on.  I found out from my phone calls, that Palisades attorney filed suit in Illinois.  Then I looked up online for Illinois courts and started looking for lawsuits with my SS# (in my case, my employer provided the document that had the name I could search).  Go ahead and hire an attorney that specializes in FDCPA laws. The attorney will send demand letters to Palisades and Blatt. They won't respond. Then the attorney will file suit against them(yes, file against both Palisades and whatever attorney they are using). You will get a response then, I guarantee it!!! The find for what they are doing is only $1000, but they will pay your attorney fees too! After it's settled, and they will settle!! Then send all docs to your State Attorney General and your State Congressman or Representative demanding tougher penalties on collection companies. THIS WILL STOP THIS MADNESS. The more pressure we put on them, we can put them out of business.
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory