I had an account with AT&T wireless in 2001 and in early 2002 I got behind and was placed with Palisades. I paid AT&T directly in late 2002 the full amount of $389.00. In 2003 Palisades began calling and after i told them i paid it off they told me I couldn't pay AT&T i had to pay them. I kept telling them I paid the bill off and even sent them a copy of the reciept from AT&T but it was never acknowledged. Eventually they stopped calling.
In December 2006 I recieved a bill from Wolpoff and Abramson for Palisades for $400. I told them I paid it off in 2002 but they insisted I didn't in Feb. 2006 I was trying to buy a house so to just get them off my credit report I informed Wolpoff and Abramson I will send a check to pay it off and I was sent another statement to send with the check so on Feb. 20th I sent Wolpoff and Abramson a check for $400.
On March 1, 2006 I recieved the check back and a letter stating "Enclosed please find your payment in the amount of $400.00. We are returing this item as the account has been recalled by our client. Please contact our client directly. W&A Bookkeeping Department" but since I had not been contacted by Palisades in over 3 years I had no way of contacting them so I contacted AT&T and they told the account was closed and paid off. Still nothing from Palisades until just a month ago.
On March 10, 2008 I recieved a very nasty call from Palisades stating I owed $486 for an AT&T account. I told them account was paid off and they needed to send me and itemized bill to verify the debt. I was hung up on and I still haven't recieved anything from them but I also haven't recieved any more calls. I contacted AT&T again and they checked under my name, maiden name, social security number and every address that I have lived at and couldn't find any other bill other than the one that was Paid Off in 2002. Palisades is still on my credit report (all 3) and they say I owe $456 (which is more than the original bill) right now it's in dispute so hopefully Palisades will come off the report.