• Report: #201617

Complaint Review: Palisades Collection

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  • Submitted: Tue, July 18, 2006
  • Updated: Tue, September 12, 2006

  • Reported By:San Diego California
Palisades Collection
210 Sylvan Ave. Englewood, New Jersey U.S.A.

Palisades Collection LLC Reported a collection to all 3 credit bureaus for a closed AT&T Wireless account, is a common occurrence with this company Englewood New Jersey

*Consumer Suggestion: Report this agency to Federal Trade Commission

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I did have a legitimate account with AT&T Wireless 5 years ago. It did have an overdue amount that was sent to a legitimate collection agency at that time. I paid that amount off in entirely in 2002. This collection has now appeared on my report in 2006 from this Palisades company!

I had never received ANYTHING from Palisades about this debt. I saw this on my report from all 3 credit bureaus a couple of weeks ago. At that time I did an online dispute with all three bureaus. I just received a reply from Experian with an updated entry, but it is still on there.

A week ago, I received a collection letter from Palisades finally. I immediately wrote a reply letter with a copy of my payment confirmation from the other agency (I keep records of everything thank goodness) and told them that I was disputing the report with the credit bureaus.

I have seen from this website that this is a common occurrence with this company. The advice has been to send a debt validation (or something like that) by certified mail. Please tell me what EXACTLY that is and what to do to get it OFF my credit report. Because just a dispute with the credit bureau obviously did not work.

Janice
San Diego, California
U.S.A.

This report was posted on Ripoff Report on 07/18/2006 12:25 AM and is a permanent record located here: http://www.ripoffreport.com/r/Palisades-Collection/Englewood-New-Jersey-07632/Palisades-Collection-LLC-Reported-a-collection-to-all-3-credit-bureaus-for-a-closed-ATT-W-201617. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Report this agency to Federal Trade Commission

AUTHOR: Anonymous - (U.S.A.)

web site is www.ftc.gov.
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