• Report: #784710

Complaint Review: Payliance

  • Submitted: Tue, October 04, 2011
  • Updated: Tue, October 11, 2011

  • Reported By: madinmichigan — Ann Arbor Michigan United States of America
Payliance
2612 Jackson Ave. W. Oxford, Mississippi United States of America

Payliance Payliance/aka Security Check Illegally trying to double-dip! Oxford, Mississippi

*Consumer Comment: file a complaint with your attorney general

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I returned to grad school and needed a student loan. My credit report showed 4 bounced checks totaling $47 altogether from almost 10 years ago for which Id never gotten any notification from my bank, from the payee, nor from the collection agency. Four years ago I paid the $47 plus fees totaling $140 to Security Check. I wrote to Payliance who claim they purchased Security Check and received no response. Then I called them only to discover they had no intention of clearing my credit and demanded an additional amount of $240 in lawyers fees, along with the additional $47, plus $140 for a grand total of $420for four checks amounting to $47. This debate has continued for over four years and my credit remains negatively affected. What can I do?

This report was posted on Ripoff Report on 10/04/2011 04:31 PM and is a permanent record located here: http://www.ripoffreport.com/r/Payliance/Oxford-Mississippi-38655/Payliance-Paylianceaka-Security-Check-Illegally-trying-to-double-dip-Oxford-Mississippi-784710. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

file a complaint with your attorney general

AUTHOR: tom - (USA)

This is past the statute of limitations.  I suggest you file a complaint with your state attorney general.  If that fails to end this.  I would contact a NACA attorney.  What does your credit report say as Date of last activity.  They can only keep it on for 7 years.  Any longer and they are reaging it.   Thats a violation.   Try the AG office.  Give them any proof you have.  These places sell them over and over.  They never issue receipts.  They are conartists.  keep us up to date on this.

Good luck

John
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