- Report: #441067
Complaint Review: Peruzzi Toyota
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| Peruzzi Toyota 2601 Bethlehem Pk
Hatfield, Pennsylvania U.S.A. |
|
Peruzzi Toyota Rip off. Falsified loan. Got car Repossesed Hatfield Pennsylvania
*Consumer Comment: Peruzzi ALMOST got me also!
*Consumer Suggestion: Greed ... is choking
*Consumer Comment: You can 'Google' this- BALTIMORE SETTLEMENT CALIFORNIA TOYOTA, and read about....
*UPDATE Employee: Inaccurate Information
*Consumer Comment: When will you be old enough?
*Consumer Comment: URGENT UPDATE for Stang8850: Contact.......
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I am an auto mechanic and have loved cars for my entire life. I grew up on Fords so i love the Mustang. I passed Peruzzi often on my way home from work. I noticed a bright yellow Mustang with black racing stripes, a true dream to me. I was driving a 2006 Chevy Cobalt i had purchased from my previous employer brand new. I went in and asked to test drive it. They asked for my keys so they could "inspect" my brand new car with 14,000 miles on it in case i was serious about a trade in. i drove the car and figured the price of $27,000 wasnt bad for a 2006 Mustang GT Premiun package with 7,500 miles on it.
i figured since my car cost $18,000 new that it was worth $15,000 and i owed that on the car so it would come out even. I was paying $220 a month with 0% financing due to i was employed by Chevrolet at that time. I figured i had good enough credit and a good enough trade in to keep my payments below $500 per month. i talked it over with them and they said that that was easily possible. Six years at $500 a month comes to $36,000 so i knew that i was paying interest.
Then i came to pick the car up. Suddenly my payments were $670 a month and they would only give me $10,000 for my new car. I was already in love and had new insurance. I was 19 years old and had a car loan for $34,000 and 13.9% interest. i had the car for maybe seven months and couldn't keep up with the payments. i went back to Peruzzi and they offered me a grand $17,000 for the car i payed $27,000 for 7 months and 7,000 miles earlier. I felt helpless as if i was drowning with a Mustang attached to my legs.
I had the car voluntarily repossesed and they auctioned the car for $20,000. I recieve calls every day for the remaining balance of my debt. They should never have processed the loan, I was too young and had too low of credit. I was paying almost what i was making for a car. The only loan company who accepted my loan was Toyota Financial, that says a lot. They fudged something somewhere to get me in that car. Now I get to hear about it every day, and my family too. It's no wonder the economy is so bad. Greed at the top is choking the middle man and Peruzzi Toyota is prime example.
Stang8850
telford, Pennsylvania
U.S.A.
i figured since my car cost $18,000 new that it was worth $15,000 and i owed that on the car so it would come out even. I was paying $220 a month with 0% financing due to i was employed by Chevrolet at that time. I figured i had good enough credit and a good enough trade in to keep my payments below $500 per month. i talked it over with them and they said that that was easily possible. Six years at $500 a month comes to $36,000 so i knew that i was paying interest.
Then i came to pick the car up. Suddenly my payments were $670 a month and they would only give me $10,000 for my new car. I was already in love and had new insurance. I was 19 years old and had a car loan for $34,000 and 13.9% interest. i had the car for maybe seven months and couldn't keep up with the payments. i went back to Peruzzi and they offered me a grand $17,000 for the car i payed $27,000 for 7 months and 7,000 miles earlier. I felt helpless as if i was drowning with a Mustang attached to my legs.
I had the car voluntarily repossesed and they auctioned the car for $20,000. I recieve calls every day for the remaining balance of my debt. They should never have processed the loan, I was too young and had too low of credit. I was paying almost what i was making for a car. The only loan company who accepted my loan was Toyota Financial, that says a lot. They fudged something somewhere to get me in that car. Now I get to hear about it every day, and my family too. It's no wonder the economy is so bad. Greed at the top is choking the middle man and Peruzzi Toyota is prime example.
Stang8850
telford, Pennsylvania
U.S.A.
This report was posted on Ripoff Report on 04/05/2009 09:58 PM and is a permanent record located here: http://www.ripoffreport.com/r/Peruzzi-Toyota/Hatfield-Pennsylvania-19440/Peruzzi-Toyota-Rip-off-Falsified-loan-Got-car-Repossesed-Hatfield-Pennsylvania-441067. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
Peruzzi ALMOST got me also!
AUTHOR: Peruzzi NEVER - ()
SUBMITTED: Saturday, May 11, 2013
yep, they told me my payments would be $350 a mth but when i got the loen they went up to $520, and the car went up $4000 in price!! when i flipped out I was told "some people just say yes".Peruzzi IS A RIP OFF!
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What's this? #2 Consumer Suggestion
Greed ... is choking
AUTHOR: 9h0s7 - (U.S.A.)
SUBMITTED: Tuesday, June 02, 2009
Your greed that is. Maybe if you stopped and thought for a change instead of impulse buying you would have realized that YOU couldn't afford it. If you decide to walk across a 6 lane hwy and you get hit.. it's your fault and yours alone. Take responsibility for a chance.
"I was driving a 2006 Chevy Cobalt i had purchased from my previous employer brand new" ... "with 14,000 miles on it ... "cost $18,000 new" ... "I was paying $220 a month with 0% financing due to i was employed by Chevrolet at that time."
So you wanted to buy another car of the same year for $36,000? Why? What is wrong with you?
"I recieve calls every day for the remaining balance of my debt."
You should it's your debt!.
"They should never have processed the loan.."
Correction, you should have never asked for the loan.
"I was too young and had too low of credit."
So which is it? "I figured i had good enough credit" Guess you should have checked.
"I was paying almost what i was making for a car."
What you have experienced is a "Stupid Tax" tax for doing something stupid.
"It's no wonder the economy is so bad" It's people like you would don't understand anything about money and how it works that caused the economy to be in the place it is in.
"I was driving a 2006 Chevy Cobalt i had purchased from my previous employer brand new" ... "with 14,000 miles on it ... "cost $18,000 new" ... "I was paying $220 a month with 0% financing due to i was employed by Chevrolet at that time."
So you wanted to buy another car of the same year for $36,000? Why? What is wrong with you?
"I recieve calls every day for the remaining balance of my debt."
You should it's your debt!.
"They should never have processed the loan.."
Correction, you should have never asked for the loan.
"I was too young and had too low of credit."
So which is it? "I figured i had good enough credit" Guess you should have checked.
"I was paying almost what i was making for a car."
What you have experienced is a "Stupid Tax" tax for doing something stupid.
"It's no wonder the economy is so bad" It's people like you would don't understand anything about money and how it works that caused the economy to be in the place it is in.
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What's this? #3 Consumer Comment
You can 'Google' this- BALTIMORE SETTLEMENT CALIFORNIA TOYOTA, and read about....
AUTHOR: Karl - (U.S.A.)
SUBMITTED: Tuesday, June 02, 2009
the LAWSUIT that was filed against Toyota Corporation by African Americans & Hispanics who were charged higher interest rates on their CAR LOANS because of their RACE, & their inability to fully comprehend the English language.
'Baltimore' is the last name of the main plaintiffs in that case against Toyota Corporation. I believe Toyota SETTLED this case for a little over $10 MILLION, but they admitted NO GUILT!
QUESTION: WHY would Toyota settle this case if they believed that they didn't do anything wrong?
WHY did Toyota settle the 'SEXUAL HARASSMENT' case that a female employee filed against them? You can 'Google' this- SEXUAL HARASSMENT TOYOTA, and read it.
TOYOTA- MOVING BACKWARDS!
'Baltimore' is the last name of the main plaintiffs in that case against Toyota Corporation. I believe Toyota SETTLED this case for a little over $10 MILLION, but they admitted NO GUILT!
QUESTION: WHY would Toyota settle this case if they believed that they didn't do anything wrong?
WHY did Toyota settle the 'SEXUAL HARASSMENT' case that a female employee filed against them? You can 'Google' this- SEXUAL HARASSMENT TOYOTA, and read it.
TOYOTA- MOVING BACKWARDS!
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What's this?
Unfortunately, the information is nt only inaccurate, it is dramatically exaggertated. The numbers stated are incorrect, and the situation is blown out of proportion since a Dealership can only offer a customer what that finance source will approve. In these trying economic times the banks have become less aggressive and less willing to take the risk that they did in the past. We pride ourselves in helping consumers everyday. Unfortunately, our hands are tied in some situations.
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What's this? #5 Consumer Comment
When will you be old enough?
AUTHOR: Flynrider - (U.S.A.)
SUBMITTED: Tuesday, April 07, 2009
" They should never have processed the loan, I was too young and had too low of credit. "
You were 19 yrs. old. You become legally responsible for your financial decisions at age 18. What makes you special? You need to realize that you can no longer depend on others to look out for your best interests. You agreed to what you knew was a bad deal and now you want to blame someone else. Just about any car dealer is going to try to stick you with a bad deal if you'll actually agree to it.
You were 19 yrs. old. You become legally responsible for your financial decisions at age 18. What makes you special? You need to realize that you can no longer depend on others to look out for your best interests. You agreed to what you knew was a bad deal and now you want to blame someone else. Just about any car dealer is going to try to stick you with a bad deal if you'll actually agree to it.
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What's this? #6 Consumer Comment
URGENT UPDATE for Stang8850: Contact.......
AUTHOR: Karl - (U.S.A.)
SUBMITTED: Monday, April 06, 2009
Toyota Financial Credit Corporation (TMCC) immediately and tell them you want copies of ALL the documents that the dealer sent them! Make SURE that you get a copy of the 'Credit Application' that you filled out the day you signed-off on all of the paperwork!!!
Check to make sure that the 'Credit Application' is the same one that you filled out, & look at all the areas on that application like- 'Monthly Income', 'Years of Employment', & everything else. They could have changed, altered, or even FORGED your signature, in order to get the loan to go through.
If Toyota won't send you the copies, contact an Attorney, or contact stopautofraud.com & maybe they can advise you. Toyota Corporation KNOWS that this is, and HAS BEEN, going on!! They PROMOTE IT, so don't even trust the people at Toyota Corporation!!!
Keep us informed about what's going on. REMEMBER, if they ALTERED information on your 'Credit Application', or FORGED your signature, & you can prove it, then you most likely can recoup your losses, & even sue for damages!!!
If I were you, I'd also contact ALL of your Local News Stations and try to get them involved.
DON'T TRUST ANYONE AT THE TOYOTA DEALERSHIP, & DON'T TRUST ANYONE AT TOYOTA CORPORATION!!!!!!!
Good luck!!!
Check to make sure that the 'Credit Application' is the same one that you filled out, & look at all the areas on that application like- 'Monthly Income', 'Years of Employment', & everything else. They could have changed, altered, or even FORGED your signature, in order to get the loan to go through.
If Toyota won't send you the copies, contact an Attorney, or contact stopautofraud.com & maybe they can advise you. Toyota Corporation KNOWS that this is, and HAS BEEN, going on!! They PROMOTE IT, so don't even trust the people at Toyota Corporation!!!
Keep us informed about what's going on. REMEMBER, if they ALTERED information on your 'Credit Application', or FORGED your signature, & you can prove it, then you most likely can recoup your losses, & even sue for damages!!!
If I were you, I'd also contact ALL of your Local News Stations and try to get them involved.
DON'T TRUST ANYONE AT THE TOYOTA DEALERSHIP, & DON'T TRUST ANYONE AT TOYOTA CORPORATION!!!!!!!
Good luck!!!
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What's this? 
