• Report: #275308

Complaint Review: Philips And Burns

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  • Submitted: Wed, September 19, 2007
  • Updated: Thu, June 21, 2012

  • Reported By:west chicago Illinois
Philips And Burns
461 Ellicott St, 3rd Floor Buffalo, New York U.S.A.

Philips And BurnsPhilips And Burns ripped me off of money, called me early in the morning every morning harrasing me until i agreed to make payments Buffalo New York

*Consumer Comment: I read alot of bad reports

*Consumer Suggestion: I suggest you take the time to EDUCATE YOURSELF

*Consumer Comment: Then WHY

*Consumer Comment: The same thing happened to me

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read above, the company in question did not help me very much when it came to resolving the matter of paying off my debt, instead i am having to pay more than i expected. they lied to me over the phone and even threatened to send me to court. the phsycological damage done by this company was astounding, i was unable to sleep at night because i was in fear of going broke every day because they were going to get my money

i am paying 120.00 every other week and i am only 20 years old and can not afford to pay this amount at this age, because of that i am now working 4 jobs and barely sleeping.

Adam
west chicago, Illinois
U.S.A.

This report was posted on Ripoff Report on 09/19/2007 08:37 AM and is a permanent record located here: http://www.ripoffreport.com/r/Philips-And-Burns/Buffalo-New-York-14203/Philips-And-BurnsPhilips-And-Burns-ripped-me-off-of-money-called-me-early-in-the-morning-275308. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 4Consumer 0Employee/Owner
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#1 Consumer Comment

I read alot of bad reports

AUTHOR: msmontecarlo - (USA)

I went to the Bud Hibbs site. I also read alot of bad reports about Philips and Burns they will say they are an attorneys office they are not they are a collection agency. If they call and say they are an attorney I would ask for thier license # to pratice cunsumer law.
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#2 Consumer Suggestion

I suggest you take the time to EDUCATE YOURSELF

AUTHOR: Laurie - (U.S.A.)

You said you are only 20 - but have debtalready? That is not a good sign.

You need to learn NOW that research is required for just about anything you do- BEFORE YOU DO IT, not after you have dug a hole that you cannot get out of. Whether it be dealing with debt collectors or doing business in general

YOU MUST GET IN THIS HABIT OF RESEARCHING THINGS, or you will always have problems that you cannot deal with. There are a lot of older people who have never learned this simple rule of thumb. Its time you learned it NOW


you need to educate yourself on the Fair Debt Collection Practices Act
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

also go to
www.budhibbs.com - a consumer advocate website that specializes in helping consumers deal with debt collectors. READ Dealing with Collectors 101 (you have to scroll down to it)
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#3 Consumer Comment

Then WHY

AUTHOR: Resty - (U.S.A.)

....your age does not absolve you of paying what you owe young man. WHY did you agree to it if you can't afford it? Your lack of sleep also doesn't absolve you any. I can't believe that at age 20 you are so far in debt that you had to agree to something like this. Apparently you dont or cant control your spending.
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#4 Consumer Comment

The same thing happened to me

AUTHOR: Steph - (U.S.A.)

These clowns did the same thing to me. I called them back and left a nasty message . I told them flat out they cannot touch my wages . I also told them I would refuse to tell them were I work at and I would refuse to give my work #. They cannot touch your wages if they ask you to tell them were you work at refuse to give that imformation. After too many harassing phone calls I would of had my # changed and unlisted new and ask the phone company not to give out the one
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