• Report: #248239

Complaint Review: Plains Commerce Bank -TOTAL ACCESS CARD

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  • Submitted: Fri, May 11, 2007
  • Updated: Fri, May 11, 2007

  • Reported By:Galveston Texas
Plains Commerce Bank -TOTAL ACCESS CARD
PO Box 91510 Sioux Falls, South Dakota U.S.A.

Plains Commerce Bank -TOTAL ACCESS CARD TOTAL CARD ACCESS RIP OFF WARNING Sioux Falls South Dakota

*Consumer Comment: I had this card these people are criminals!

*Consumer Comment: I thought this program was no longer being offered

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First, they charge you for paying your bill, on line or mail in... (No mention of that at all) Second, payment is made, but the credit won't reflect on the account until 7 DAYS AFTER payment was made.(They never tell you that)

I used their web service to pay my bill on line since that would be easier. They claim that my checking account was closed and that they never received payment. My bank statement shows a record of a payment made, but the credit card company insists that I made that up. So now they charge me with No payment fee, Late payment fee, Return Check fee, payment fee. And they insist that its my banks fault.

I had my bank fax a copy of the proof that a payment was made to them, AND my bank showed them that the account was open and active. A rep from Total Access called me today (Donna) and called me a liar.

So, if you feel like throwing your cash away, get a Total Access card from Plains Commerce Bank in SD. Now, I'm closing my account, even though I'm not responsible for the $174.00 fees that they put on my account. But I'm paying it anyways! Because they got me by the nads. Thanks Total Access! I would have hoped you sweet talk me first before you financially raped me. Thanks again.

Matthew
Galveston, Texas
U.S.A.

This report was posted on Ripoff Report on 05/11/2007 10:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/Plains-Commerce-Bank-TOTAL-ACCESS-CARD/Sioux-Falls-South-Dakota-57109-1510/Plains-Commerce-Bank-TOTAL-ACCESS-CARD-TOTAL-CARD-ACCESS-RIP-OFF-WARNING-Sioux-Falls-Sout-248239. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

I had this card these people are criminals!

AUTHOR: Suzanne - (U.S.A.)

I once had this card. These people are hard core criminals only after one thing..your hard earned money!! they have continually called and harrassed me for the so called $800 that was charged as overdraft fees when I hardly ever used the card. They have threatened me continually that they would sue me in court and so have their junk debt dealer collection agencies who I totally ignore!!! The best you can do to beat this harrassment is put in writing a cease and desist letter and tell them you refuse to deal with a third party collection agency. I'm doing the same.
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#2 Consumer Comment

I thought this program was no longer being offered

AUTHOR: Charles - (U.S.A.)

I, thought this program was no longer being offered plains commerce bank closed my account 05/2006 cause I disputed an unauthorized charge that was made, to my card. After, people made comments to other peoples report to how great they are so plains commerce bank did not, close everyones account cause I still see people complaining. So, plains commerce bank lied to me saying the program was no longer being offered they closed my account due to I disputed the unauthorized charge to my credit card, I will never again use get a credit card like this again. I, opened the account 02/2005 I never was late in making my payment but onetime plains commerce bank tried to pull that on me, saying I was late & charged a $25 late fee but they corrected their error. Before, plains commerce bank closed my account they only refunded $100 of the $250 they charged my card when I applied, the applied the rest of the $150 to my balance this was after they closed my account. How, are u suppose to keep a credit card if these credit card companies keep closing your account if u have an unauthorized charge, to your card cause they dont like it cause u disputed it, & then they lied saying I never sent them documentaion that I contacted the merchant who made the charge & closed the dispute.
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