- Report: #824793
Report - Rebuttal - Arbitrate
Complaint Review: Portfolio Recovery Associates
Portfolio Recovery Associates120 Corporate BLVD STE 100 Norfolk, Virginia United States of America
Portfolio Recovery Associates Reporting false payments on credit report Norfolk, Virginia
I noticed that P.R.A. has been reporting payments of $25 every month since July of 2010 to Experian and Equifax and I have never sent them a dime. Also the balance, instead of decreasing by $25 each month actually rises by $2. There is no data reported for the date the payment was received, scheduled payment amount, date of last activity, or activity designator, only the "actual payment amount" and "recent payment" fields report the magical $25. I understand why they are fraudulently reporting payments to constantly extend the statute of limitations which I believe has already expired, but isn't this a direct violation of the FCRA?!
I'm assuming my next step is to file a dispute with the CSC but does anyone have any other ideas?
This report was posted on Ripoff Report on 01/18/2012 05:14 PM and is a permanent record located here: http://www.ripoffreport.com/r/Portfolio-Recovery-Associates/Norfolk-Virginia-23502/Portfolio-Recovery-Associates-Reporting-false-payments-on-credit-report-Norfolk-Virginia-824793. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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