- Report: #312835
Report - Rebuttal - Arbitrate
Complaint Review: Portfolio Recovery Associates
Portfolio Recovery AssociatesNorfolk, Virginia U.S.A.
Portfolio Recovery Associates Doing Battle with PRA Norfolk, Virginia
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In the letter, tell them that this is in dispute and that they need to provide you with a statement from the original debtor and a list of transactions. Also tell them that they can no longer call you at this number. Next, call your local BBB and file an official, written complain with them. Save a copy. Next call your Attorney General Office of Consumer Protection and file a written complaint.
Call your local CONGRESSMAN and let his office know what is going on. Send them all your documentation. If they send you a 1099:C form, get IRS form 3949A and report them. You will have to pay taxes on the written off debt, but with all this documentation, you will then be able to take them to small claims court. You can sue for three times what is on the 1099:C. Credit card debt expires in three to seven years in most states, so they cannot legally collect it, nor will they be able to provide any supporting documentation about your account.
If this shows up on your credit report, dispute it with the reporting service. Check all three of the reporting agencies, they use the sleaziest one. Check out www.budhibbs.com and find a lawyer in your area to sue the in court. Do not quit, do not give up. They are bottom feeders and need to pay. I am working on getting a class action suit against them, so stay tuned. I'll report it here WHEN it happens.
This report was posted on Ripoff Report on 02/28/2008 07:12 AM and is a permanent record located here: http://www.ripoffreport.com/r/Portfolio-Recovery-Associates/Norfolk-Virginia-23541/Portfolio-Recovery-Associates-Doing-Battle-with-PRA-Norfolk-Virginia-312835. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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