- Report: #842713
Report - Rebuttal - Arbitrate
Complaint Review: Portfolio Recovery Associates
Portfolio Recovery AssociatesInternet United States of America
Portfolio Recovery Associates Called me, but I have no debt? help Internet
*Consumer Comment: Plan ahead, dispute, admit nothing to them
*Consumer Comment: This happened to me as well...
*Consumer Comment: DON'T ANSWER THE PHONE WHEN THEY CALL
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i just looked up this company and have found horrible things that have me worried. I have good credit, make payments on time. i ran my free annual credit report and there are no collections. Portfolio recovery only shows up on Transunion under
account review inquery, two times in 2010 and just last Dec.
I moved to another state last June, both states show SoL to be 4 and 6 years. I know I dont have any delinquent accounts in the last 7+ years.
Should I just do nothing and wait to be contacted again? if so, what would i tell them on the phone? If I ask them to send me something via mail, should i have to give my new address or dont even give them that if they dont have it?
If they call back, should I ask for all information they have on the debt so i can have info to send them a VoD letter?
Basically, I know its very early in the game but i know who they are and they asked for me so it cant be good and I have to assume they want to pay a debt that either isnt mine or way out of SoL.
I just dont want to trip up and cost me money I dont have.
This report was posted on Ripoff Report on 02/21/2012 10:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/Portfolio-Recovery-Associates/internet/Portfolio-Recovery-Associates-Called-me-but-I-have-no-debt-help-Internet-842713. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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