- Report: #757086
Report - Rebuttal - Arbitrate
Complaint Review: Portfolio Recovery
Portfolio Recovery120 Corporate Blvd. Norfolk, Virginia United States of America
Portfolio Recovery Cavalry, NCO They say I owe a debt from 11 + years ago...constant calls...help Norfolk, Virginia
*Consumer Comment: Don't pay it
*Consumer Comment: tape calls and file a complaint with your attorney general
*Consumer Comment: How
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I then explained to them that in December 2010, I had paid off every debt that I had, which is absolutely true. I explained that we (husband and I) had hired an attorney to find all of my debts (debt from my previous marriage...ugh) and that we paid every single debt that was on all of my credit reports in December 2010, so I found it hard to believe that I owed anything to the people that they stated I did. I also found it funny because I had just received a new credit card from Capital One!! I said "why would they give me a card if I owed them money?" They said that they purchased the debt from someone else.
They then told me that I could write a letter to them stating that I didn't owe the debt and "they" would determine if I really owed or not. I sent the letter, but they are still calling 2-3 times per day.
My husband did pay all of my debts off for me (he is such a great guy!!) because he wanted me to have great credit again and to finally move on with my life. We also have three very small children and he wants to make sure that I have great credit if anything ever happens to him. He has excellent credit and wants the same for me.
Anyway, the debts that they say I owe are in the state of Missouri and are over 11 years old. I don't think that I owe anything at all. Plus, it is well beyond the Statute of Limitations, right?
What can I do now? Anything? I am sick of the calls and I have no debt now and I do not owe the ones that they claim that I do.
This report was posted on Ripoff Report on 07/27/2011 10:21 AM and is a permanent record located here: http://www.ripoffreport.com/r/Portfolio-Recovery/Norfolk-Virginia-23502/Portfolio-Recovery-Cavalry-NCO-They-say-I-owe-a-debt-from-11-years-agoconstant-calls-757086. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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