• Report: #107514

Complaint Review: Premier Savings/ Barbara MCinnis

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  • Submitted: Wed, September 08, 2004
  • Updated: Mon, January 10, 2005

  • Reported By:sutton Alaska
Premier Savings/ Barbara MCinnis
Scotsdale Az Scotsdale, Arizona U.S.A.

Premier Savings - Barbara MCinnis ripoff Scotsdale Arizona

*UPDATE EX-employee responds: I KNOW EVERYTHING ABOUT THIS COMPANY

*REBUTTAL Individual responds: Responce #1 Brandon Responce #2 Lee

*REBUTTAL Individual responds: Responce #1 Brandon Responce #2 Lee

*Consumer Suggestion: Add Another $279.00 To Your Debt?

*UPDATE Employee: Pay Attention... You are the one in debt!

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At 11:51am Alaska Time Barbara MCinnis from Premier Savings of Scotsdale Arizona called. She offered to lower my credit card debt, for a $279.00 fee Premier Savings would send information about 7 different banks that would consider consolidating at a 9% permenant rate. I am very hesitant about things like this so I asked her if she could send me information on the consolidating so I could review it before spending $279.00. She said that they can't make their money buy sending out advertisment in the mail and if I wanted to lower my interest rate I needed to give her a credit card number right now.

I again told her I would have to think about something like this first, could I get back in touch with her. She asked me why I was hesitant about such a good deal. I told her I would have to discuss this matter with Jeff first. She responed by saying that she was sure he wouldn't mind because look at all the savings you would have. I again told her I would have to think about it could I call her back if I was interested. She then gave me this phone number 1-800-208-1914 and said she would be there M - F 8am - 5pm. She then went thru the savings spill again and then again asked for a credit card number to process so I could take advantage of such a good deal right now.

I told her no I would get back to her.
I then got on the internet and found this web site about them.

I am glad this was on here for I may have considered to try a consoladation and would have gotten RIPPED OFF!!! Thanks for the information.

Cindy
sutton, Alaska
U.S.A.

This report was posted on Ripoff Report on 09/08/2004 04:15 PM and is a permanent record located here: http://www.ripoffreport.com/r/Premier-Savings-Barbara-MCinnis/Scotsdale-Arizona/Premier-Savings-Barbara-MCinnis-ripoff-Scotsdale-Arizona-107514. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 2Employee/Owner
Updates & Rebuttals

#1 UPDATE EX-employee responds

I KNOW EVERYTHING ABOUT THIS COMPANY

AUTHOR: BILLY - (U.S.A.)

I WORKED FOR THIS COMPANY FOR A GOOD SOLID 6 MONTHS. I MADE AN AVERAGE OF ABOUT 30 SALES EVERY WEEK AND THE THOUGHT THAT WAS SUCH A BIG DEAL.

ERIC THE OWNER OF THE COMPANY TOOK ME TO HIS HOUSE ONE DAY AND STARTED TELLING ME ABOUT THE COMPLAINTS.

THIS CHUMP ERIC HAS VERY LITTLE SENSE AND DOES NOT REALIZE THAT IT ONLY A MATTER OF TIME. OH YEA SURE HE HAS THE BASICS OF VERIFICATION AND YES WHY WOULD YOU NOT SEND OUT THE $3.00 BOOK. ITS THE REPS EXAMPLE:DECEPTION,USERY, GUARANTEES' OH NO ONE IS LISTENING I WILL LIE. I CAN CLOSE ANYONE, ANYTHING, ANYTIME, BUT IF I LIED I WOULD ASSUME THE OTHER PERSON COULD SENSE IT. MY CLOSE IS A REAL GENIUNE MIND GAME... OH BY THE WAY ERIC DO NOT PRETEND LIKE YOU DO NOT REMEMBER THIS. THEY ALSO HAVE A REAL LOSER FOR A MANAGER.
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#2 REBUTTAL Individual responds

Responce #1 Brandon Responce #2 Lee

AUTHOR: Scott - (U.S.A.)

Reponce # 1: This is in responce to another rip off posting here on this site about Premium Savings.
Brandon wrote
"Company
Premium Savings Group
Address:
Nationwide, U.S.A.
Phone Number:

Fax:


All right I believed it, I thought I was getting a credit card, but I'm not. I paid 300 dollars to get ads. Thats what it is. Nothing more. I was expecting to pay 2500 dollars in bills, but I can't because its a fraud. Now I'll probably be kicked out and living in a car. If these people call you DON'T get it.

They will call you offering a credit card from Premium Bank, and then you wait a month, and you get a whole bunch of coupons, and a little letter telling you that the package isnt exactly what you thought you were getting. Granted you can get a refund of all your money minus the 29.99 for shipping, that $270 isnt going to pay all my bills like i wanted the credit card to do. If you have been pulled in from this company email me, Or if you're a lawyer that can help me with a lawsuit then please contact me ASAP. Thank You.

Brandon
Greeley, Colorado
U.S.A."

Brandon
I was contacted by Premium Savings Group after applying for a credit card and was also told that I was approved for a $2500.00 credit card. I got just far enough through the deal that the superviser called me back and wanted to record the conversation. I started feeling that something was wrong and told the gal that I needed to think about it and hung up the phone. I did some searching and found this site. I am very sorry for the fraud you have delt with.

Scott

Responce #2:

Lee wrote:
"Premier Savings is a credit card consulting firm. Barb M. is a straight shooter. She doesn't over sell the program. IF YOU REALLY LISTEN & ASK QUESTIONS, then there's not going to be a problem. By the way, please read all the reports about Premier Savings. Read the red lettered words about the BBB and other reporting agencies.

You are the one in debt! We are trying to provide a way out of debt for you. So please give us a little credit for what we are trying to do. THX,

Lee - Pheonix, Arizona
U.S.A."

Dear Lee
I think we both know that Premium Savings is ripping off good hard working Americans and sites like this are hurting your weekly pay check! Get a real ethical job! Maybe it should be you that is walking down Cave Creek Rd. homeless!

Scott
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#3 REBUTTAL Individual responds

Responce #1 Brandon Responce #2 Lee

AUTHOR: Scott - (U.S.A.)

Reponce # 1: This is in responce to another rip off posting here on this site about Premium Savings.
Brandon wrote
"Company
Premium Savings Group
Address:
Nationwide, U.S.A.
Phone Number:

Fax:


All right I believed it, I thought I was getting a credit card, but I'm not. I paid 300 dollars to get ads. Thats what it is. Nothing more. I was expecting to pay 2500 dollars in bills, but I can't because its a fraud. Now I'll probably be kicked out and living in a car. If these people call you DON'T get it.

They will call you offering a credit card from Premium Bank, and then you wait a month, and you get a whole bunch of coupons, and a little letter telling you that the package isnt exactly what you thought you were getting. Granted you can get a refund of all your money minus the 29.99 for shipping, that $270 isnt going to pay all my bills like i wanted the credit card to do. If you have been pulled in from this company email me, Or if you're a lawyer that can help me with a lawsuit then please contact me ASAP. Thank You.

Brandon
Greeley, Colorado
U.S.A."

Brandon
I was contacted by Premium Savings Group after applying for a credit card and was also told that I was approved for a $2500.00 credit card. I got just far enough through the deal that the superviser called me back and wanted to record the conversation. I started feeling that something was wrong and told the gal that I needed to think about it and hung up the phone. I did some searching and found this site. I am very sorry for the fraud you have delt with.

Scott

Responce #2:

Lee wrote:
"Premier Savings is a credit card consulting firm. Barb M. is a straight shooter. She doesn't over sell the program. IF YOU REALLY LISTEN & ASK QUESTIONS, then there's not going to be a problem. By the way, please read all the reports about Premier Savings. Read the red lettered words about the BBB and other reporting agencies.

You are the one in debt! We are trying to provide a way out of debt for you. So please give us a little credit for what we are trying to do. THX,

Lee - Pheonix, Arizona
U.S.A."

Dear Lee
I think we both know that Premium Savings is ripping off good hard working Americans and sites like this are hurting your weekly pay check! Get a real ethical job! Maybe it should be you that is walking down Cave Creek Rd. homeless!

Scott
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#4 Consumer Suggestion

Add Another $279.00 To Your Debt?

AUTHOR: S.n. - (U.S.A.)

Lee, give us a break! We all know what your company does for people in debt. You take $279.00 of their money to give them information they could easily have gotten for free! My suggestion to you would be to search for all of the rip-off reports that have been filed on this site about Premier Savings. Perhaps you should look for another line of work. Eventually some state is going to catch on and shut down your company.
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#5 UPDATE Employee

Pay Attention... You are the one in debt!

AUTHOR: Lee - (U.S.A.)

Premier Savings is a credit card consulting firm. Barb M. is a straight shooter. She doesn't over sell the program. IF YOU REALLY LISTEN & ASK QUESTIONS, then there's not going to be a problem. By the way, please read all the reports about Premier Savings. Read the red lettered words about the BBB and other reporting agencies.

You are the one in debt! We are trying to provide a way out of debt for you. So please give us a little credit for what we are trying to do. THX,
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