• Report: #468108

Complaint Review: Premier Savings

  • Submitted: Thu, July 09, 2009
  • Updated: Sat, August 29, 2009

  • Reported By:oceanside California
Premier Savings
4400N,SCOTTSDALE RD Scotttsdale, Arizona U.S.A.

Premier Savings Premier Savings can lower your Credit Card Debt for $439.00 Scotttsdale Arizona

* : response

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This evening my wife was contacted by a man named David at approximately 8pm David claimed to represent Premier Savings and began to ask my wife a series of questions concerning our debt that would determine if she would be qualified for a loan in that amount. To her surprise, he came back and said she was qualified for a loan i the full amount and that his supervisor would call her back and confirm everything with her in about 15 Min. My wife called me upstairs and explained to me what had happened and immediately I was concerned. I told her it sounded like a scam and that she needed to find more out about this company when they called back.... if they called back. True to his word, Davids supervisor Barbra called back at 8:15 pm. I asked my wife if I could talk to her and I did she explained that the $439.00 was paid to them and initially told me that it would be applied to our credit card with the highest amount on it. A few min later, she told me that the $439.00 would go to her company because that was how they made their money for helping us find a bank to loan us the amount we needed. Both her and David were very fast talking. I handed the phone back to my wife and as she gave them our credit card number I use the web to search "Premier Savings" and thank god I did!!!! I immediately told her to tell them we were not interested and hang up the phone. I then called my credit card and blocked it. The bottom line is that most legitimate companies do not call you late at night and ask you for all your personnel information (99% of the time this is a SCAM). Only give your information to companies you contact for service. Do not let them pressure you into action. Have them call back and do your home work between calls.

Rob
oceanside, California
U.S.A.

This report was posted on Ripoff Report on 07/09/2009 09:38 PM and is a permanent record located here: http://www.ripoffreport.com/r/Premier-Savings/Scotttsdale-Arizona-85251/Premier-Savings-Premier-Savings-can-lower-your-Credit-Card-Debt-for-43900-Scotttsdale-Ar-468108. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1

response

AUTHOR: David H. - (USA)

I'm not sure if I was the David that you spoke with, there are 2 Davids in the office and I generally try not to speak too fast.


Let me clear up the one misunderstanding that I believe you have.  What is being offered isn't a "loan" per se.  The offer is for a new Visa or Master Card at a maximum of 9.9% interest rate.  So long as you answer the questions that are asked truthfully then there is no reason for you not to get the new card.to transfer your balances to.


As for the call late at night let me apologize for that, but sir we do have to reach people when they are at home.


As I have said before from what I have read on here the vast majority is by a few ex-employees with an axe to grind.  Since you took the time to look this up I can only hope that you will take the time to check back over the next few days as I respond to the grievances here and then make up your mind about whether Premier Savings is an entity with which you choose to conduct business.


I have one final point to make, and that is sir we are telemarketers, and for a telemarketing company to have only 83 complaints in the 14 year history of the company?  Mind you the from what I have seen the bulk of the 83 are people just like yourself who didn't actually go through with the transaction so if I may say you have no way of knowing if this is in fact a "scam" as you put it or not?  I don't know an exact figure but suffice to say Premier processes through 30+ people in an average week night.  With all of those people there are only a very, very small number of unsatisfied customer complaints on this site.

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