On Thursday, October 14th, I filled out several online applications to receive a $1500 loan to get thru a tight situation. Friday, October 15th, Angie Smith called me and stated that I was approved, however the smallest loan they offer was $5,000. Fine by me... I could always put the extra money in savings and use it to pay back the loan all the while earning interest myself.
The phone connection wasn't very good so I had a hard time understanding the entire conversation. I was told that I would need to fax a copy of my Social Security card, my drivers license, and a copy of my most recent paystub. Before we ended the call I asked again for the name of her company, and she stated it as Premier One Bank. She also gave me a number to call her back as 800-449-5977 and a fax number of 800-691-7091. Later that day I tried searching for the phone numbers and the bank name over the internet but could not find anything.
Today, October 18th, I did fax the copy of my Social Security card, drivers license, and most recent paystub to the fax number Angie Smith provided. After returning home I attempted to call Angie Smith back to complete the application over the phone. I called 3 times and each time I asked to be transferred to Angie Smith I would get disconnected. The 4th time I got an answering machine which stated the company name as Premier Solution. With this name - I did a search on the internet and unfortunately ended up here on Rip-off Report.com!
Fortunately I discovered this company is a scam before handing over money as some other people have, BUT I was really looking forward to this loan to help out right now. Also - I am worried about anyone using the information I did fax. I will be keeping a close eye on my credit report and monitoring my bank account even more closely.
Dunn, North Carolina