- Report: #63545
Report - Rebuttal - Arbitrate
Complaint Review: Premium Mega Saver
Premium Mega SaverMiami, Florida U.S.A.
Premium Mega Saver rip off unauthorized transactions from checking account Miami Florida
*Consumer Comment: Mega Saver is linked to a scam
A business' first
line of defense
on the Internet.
If your business is
willing to make a
Click here now..
I was contacted on 6/5/03 by a woman from a credit card company. I had been applying for a credit card for several months prior to this phone call. Every credit card I applied for, I got rejected. So, when this woman said I was approved for a credit card, who wouldn't say, "Hell yes"?
She told me she needed my checking account number so she could debit a processing fee of $4.95. I complied, and gave her my account number (why I would ever give my account number over the phone is unexplainable right now, but I needed a credit card desperately). Then she told me about a promotion for a calling card from Premium Mega Saver.
She told me the calling card had a 10 day trial period, and after the trial period I would be charged a monthly fee of $54.90 if I did not call and cancel the card. This is the exact information and instructions that I recieved in the mail from Premium Mega Saver. I followed the instructions, and cancelled the card within the trial period. I was given a cancellation number of 3657.
I found out from my bank that on July 2, 2003 my checking account was debited $54.90 from Premium Mega Saver. Because of this, my account became overdrawn (it was one day before payday) and I got charged an overdraft fee of $28.00 for every transaction after the $54.90. Luckily, there was only one transaction, so I only recieved one overdraft fee.
I called the customer service number, and explained my situation to the representative. She told me she recognized the error, and told me she would refund me the $54.90, plus the overdraft fee of $28.00 of I could fax her proof. I had the overdraft notice in front of me, and told her I could fax it to her that day. She gave me a fax number of 305-275-6772. The fax went through fine. However, she told me that it would take 30 days to process the refund, plus another 7-14 days to mail me a paper check. Hmm......they can take money out of my account in a few seconds, but they have to mail me a paper check? Suspicious? I thought so, but I decided to give them a chance.
Today (7-13-03) I was looking at a Tyme slip my fiance had given me from yesterday. The available balance after the transaction was was -$29.14. I became worried and called my bank after I got home from work. That's when I found out that Premium Mega Saver had deducted $99.00 more from my checking account on July 11, 2003. That transaction put my checking account into the negative again, and every transaction and check after that $99.00 debit will cost me $28.00. This has all happened after I got a second cancellation number of PC7777.
I'm really not sure what I hope to accomplish by submitting this report, but I hope I'm on my way to getting my money back, and then some!!!!
This report was posted on Ripoff Report on 07/13/2003 10:09 PM and is a permanent record located here: http://www.ripoffreport.com/r/Premium-Mega-Saver/Miami-Florida/Premium-Mega-Saver-rip-off-unauthorized-transactions-from-checking-account-Miami-Florida-63545. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.