As others on here have already reported, Premuim Savings Group ripped me off. It was exactly as others have already described it - the phone call, the second employee taping the call, the withdrawl of $300 and then that stupid box of coupons.
They had told me that they were in contact with my bank and that I had been reported for having bad credit. Since I am a college student, that is pretty much true and the company promised that a new credit card would raise my credit by about 1 point. They even quoted me what my credit score currently was. About a month later, I received an application for a credit card. It did come in a manila envelope, but it was covered in about 15 different stamps. That's pretty much when I knew it was a fraud and I did not complete the application.
About a month later, I heard a report on my local news that a similar company had been caught doing the same thing. Their customers had even recieved the same package of coupons. That report told me about this website and now my suspicions about Premium Savings Group are confirmed.
What really bothers me is that I am way out here in California. Other reports I've seen have only been from New Hampshire. This company needs to be stopped. If anyone has any information about possible attempts to stop them or sue them, please contact me. I would gladly be a part of any attepts at doing so.
For all those wondering about this company, my advice is DO NOT do any business with them. If you can, record the first part of the call and try to get as much information as possible.
I have been feeling so upset about this for awhile. As I said, I am a college student and $300 is a lot of money to me. Please let me know if anyone has any information. Thank you.
Diamond Bar, California