- Report: #603463
Complaint Review: Prestige Financial Services - Utah -
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| Prestige Financial Services - Utah - 1420 South 500 West
Salt Lake City, Utah United States of America |
|
Prestige Financial Services - Utah - Larry H. Miller Group HARASS, THREATEN, LIE - They will do anything to get you to pay! Salt Lake City, Utah
*Consumer Suggestion: Prestige Financial
*Consumer Comment: Not True
*UPDATE Employee: You will lose in court.
*Consumer Comment: A sign of our victim culture
*Consumer Comment: Never take out a car loan with Prestige Financial
*Consumer Comment: I DISAGREE
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I was told almost 8 months ago that they were repoing the vehicle and since then have been told over and over that - "we'll work with you." "We can help you, give us a call!" - etc. I have been told that I will be sued over and over again. They will say anything to try to scare you into payment. There are laws they break every time their reps open their mouths! One of their employees (Peggy) came to my house and said that they do not need a judgment against me in order to garnish my wages and that they can garnish up to 45%! I'd love to see them try! I have told them to stop calling me at work, as my employer doesn't allow personal calls and they have called me 3 times at work since then.
I have had 6 or more calls in one day from this company. I received two calls in 20 minutes at work from this company. They are very rude and extremely lack respect. I now wish I would have never done business with this company and I can't wait to have my day in court. When the judge sees my evidence, there is no way he/she will be able to side with this company, including the proof of misrepresenting facts and thus their little contract is void anyway.
Warning to all of you out there. NEVER DO BUSINESS with this so-called company.
This report was posted on Ripoff Report on 05/14/2010 03:52 PM and is a permanent record located here: http://www.ripoffreport.com/r/Prestige-Financial-Services-Utah-/Salt-Lake-City-Utah-84115/Prestige-Financial-Services-Utah-Larry-H-Miller-Group-HARASS-THREATEN-LIE-They-wi-603463. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Suggestion
Prestige Financial
AUTHOR: Whatever - (United States of America)
SUBMITTED: Saturday, March 17, 2012
#2 Consumer Comment
Not True
AUTHOR: Unhappy - (United States of America)
SUBMITTED: Wednesday, March 14, 2012
She calls my cell and house phone 2-3 times a day. Then she will call my granddaughter and everyone on my contact list and tell them that I need to make arrangements for my car payment. She is calling them on their jobs, cells, and house phones.
When I asked her to stop, then she just states that it is the company policy that they have the account managers to contact everyone like this. I can understand if I was late, or missed a payment, but that's not the case.
If anyone is thinking about signing on with Prestige, then please don't. It will be one of the biggest mistake of you life, because it has been for me.
They have very poor customer service skills and should be shut down for good.
#3 UPDATE Employee
You will lose in court.
AUTHOR: Patrick - (United States of America)
SUBMITTED: Saturday, June 04, 2011
#4 Consumer Comment
A sign of our victim culture
AUTHOR: Flynrider - (USA)
SUBMITTED: Tuesday, June 08, 2010
"Now, I know I am responsible for this loan and that I shouldn't have taken on that responsibility if I knew I couldn't honor it. Thing is, I didn't know. "
If you take out a loan and find that you cannot pay it back, it must be someone else's fault. I think the original poster is going to be in for a rude awakening if they ever go to court. You can't just decide to stop paying on an obligaion because the company was rude when you initially defaulted. All loan companies will be rude if you don't pay them. That's a fact of life.
If you're thinking that this obligation will just disappear because you don't like their tactics, you're quite mistaken. The longer you drag this out, the more it'll cost you in the long run. Ignoring it is not a strategy that will work in the long run.
#5 Consumer Comment
Never take out a car loan with Prestige Financial
AUTHOR: Anoneemuss - (United States of America)
SUBMITTED: Tuesday, June 08, 2010
I have an auto loan with this company. Here is a basic summary of their business practices:
- Give people in desperate situations loans at ridiculous (20% plus) interest rates.
- If the borrower can't make a payment, presitge won't reposess the car, they'll just threaten to, and let the interest build up. Even if it takes 6 months to get another payment because the person lost their job. Well if you owe $15,000 and fall on hard times, they run up the interest just like it was unsecured debt on a credit card, compounding it. So after six months at over 20%, your $15,000 balance is back up over $18,000 in principle. Why isn't this considered Usury in the state of utah?
- When the person has been paying for a couple of years and falls on hard times again and they want to have the car voluntarily reposessed, threaten the consumer with liens, judgements, garnishments, taking what little they may have, forcing the sale of any other vehicle they have, etc...
I could go on and on. I have paid over $10,000 against an original loan of $18000, and guess how much left I have to pay in principle - about $18000. And that will take forever to pay off because of the ridiculous interest rate. Plus I now find myself out of work and unable to pay this month, so They'll probably be calling to tell me they will take my kids away if I don't pay. (that was a joke, but not far from the truth.)
To say that "you will never get a car loan again because you screwed them" is not constructive, completely WRONG and I am surprised was not edited out of the previous rebuttal post. Obviously if you have not missed a payment, then you won't have a problem with them. It's when you do miss a payment that their practices prove to be more vicious than any other financial institution I have dealt with, and I have dealt with a lot of them.
In my opinion, Presitge Financial is a textbook example of a predatory lender, and if you are fortunate enough to read this while you are considering taking out a car loan from them, consider yourself warned.
I have a loan with PFS and I have to say, I have never experienced anything negative or unprofessional from them... But.....
I do pay my car note every month as I agreed to.
The people that complain the loudest are the ones that are in the wrong. Now that you've screwed them, you'll never get a car loan.
