• Report: #51392

Complaint Review: Prestige Financial

  • Submitted: Wed, April 02, 2003
  • Updated: Wed, October 11, 2006

  • Reported By:Henderson Nevada
Prestige Financial
, Utah U.S.A.

Prestige Financial ripoff abused & mistreated Sandy Utah

*Consumer Suggestion: Aimless Pointless

*Consumer Suggestion: Aimless Pointless

*Consumer Suggestion: Aimless Pointless

*Consumer Suggestion: Aimless Pointless

*Consumer Comment: You are not alone

*Consumer Comment: To Sylvester from WA.

*Consumer Comment: It is a crime how companies who loan money to people with poor credit rip-off the consumer and treat them with no respect.

*Consumer Suggestion: dignity?

*Consumer Comment: Good people, Bad Credit

*Consumer Suggestion: What Do You Expect?

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I received a letter in the mail that this dealership could finance anyone.

Well little did I know it was with Prestige I purchased a 1999 Saturn @ 27% I was so glad to have a new car I told myself to just deal with it.

They are the rudest people ever. They called my work, my referals in different states and my home over and over when I was on vacation and was 2 days late.

Then because I do money orders they applied it to the wrong account and called me for 30 days I kept advising them I have not been late more than 2 days in 8 months and to cut me some slack.

I need this car I'll make the payment. Laurel called 2 and 3 times a day. Stressing out my elderly parents in a whole different state, who had nothing to do with the purchase of this car.. I just wish I could refinance with a company with some customer service..

S
Henderson, Nevada
U.S.A.

This report was posted on Ripoff Report on 04/02/2003 03:41 PM and is a permanent record located here: http://www.ripoffreport.com/r/Prestige-Financial/Utah/Prestige-Financial-ripoff-abused-mistreated-Sandy-Utah-51392. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Aimless Pointless

AUTHOR: Thomas - (U.S.A.)

Don't worry about this dude who wrote the rebuttal.

I have an account with Prestige. I do not have bad credit, I do not have great credit. My score is in the low 620's, and prestige did about the same to me.

I am going to write a report on them so you can read the report to see what happened and how I am going to solve their problem.
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#2 Consumer Suggestion

Aimless Pointless

AUTHOR: Thomas - (U.S.A.)

Don't worry about this dude who wrote the rebuttal.

I have an account with Prestige. I do not have bad credit, I do not have great credit. My score is in the low 620's, and prestige did about the same to me.

I am going to write a report on them so you can read the report to see what happened and how I am going to solve their problem.
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#3 Consumer Suggestion

Aimless Pointless

AUTHOR: Thomas - (U.S.A.)

Don't worry about this dude who wrote the rebuttal.

I have an account with Prestige. I do not have bad credit, I do not have great credit. My score is in the low 620's, and prestige did about the same to me.

I am going to write a report on them so you can read the report to see what happened and how I am going to solve their problem.
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#4 Consumer Suggestion

Aimless Pointless

AUTHOR: Thomas - (U.S.A.)

Don't worry about this dude who wrote the rebuttal.

I have an account with Prestige. I do not have bad credit, I do not have great credit. My score is in the low 620's, and prestige did about the same to me.

I am going to write a report on them so you can read the report to see what happened and how I am going to solve their problem.
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#5 Consumer Comment

You are not alone

AUTHOR: Elizabeth - (U.S.A.)

I have a car from prestige financial company/My credit is okay and my mother co-signed for me due to because of her good credit the instrest rate would be better i did not choose prestige i went to the dealer and they selected this company telling us they have no grace period but are friendly to deal with( so there was other financial companys i could have had)HOW can you tell someone to pay there bills on time when i thought it was late AFTER the due date

It was the day it was due and i adv them i would have the payment when i got off of work/they told me that if the payment was not made in 30min the car would be repossed(ONE THE DUE DATE PLEASE)

They called my mother in another state and talked to her like she was a dog and the scume of the earth and she is the one with the GREAT credit(my instrest rate was 13%)I am no angel i have been late a time or two but i have had my car for 14 months on a 5 year note. They gave us the loan and like i tell them when they call me talking crazy i say sure come get the car you would rather lose 16000 then wait 2 days then you are not in the business of making money/And if you are a risk they should know harressing people will make people say screw you and allow the car to be repossed (hell there credit is bad anyway) and also prestige is not the only company in the world that will deal with someone with bad credit

believe me i know people who have had 2 repo and a bankrupty and they have a great car company that does not cuss them out for being a day late/now i understand 1 month or two late then call cry and cuss but not days or hours. Prestige is only in business due to us wanting a loan from them if people stop using them to get a car there will be no prestige.
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#6 Consumer Comment

To Sylvester from WA.

AUTHOR: Mollie - (U.S.A.)

I have to comment on Sylvester's comment. You must work for Prestige. Listen, at the time we purchased the car, we had the money. I don't have a hurt back, I am ill.I have an autoimmune disease, heart problem and spondylitis.I had three sugeries, one, a hysterectomy. And no, I am not fat. I just had three skin cancer surgeries, plus reconstruction. Also, My husband had three shoulder surgeries, and my oldest, one surgery. ALSO, we have never missed a payment. In fact, I just checked my credit report and I have ALWAYS paid on time. So, it looks like you are wrong. I thought that I had been late because Prestige bullied me into thinking that I had. They are dishonest people who break the law every single day trying to intimidate people who are doing their best. You sir, are WRONG. Nice try though.
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#7 Consumer Comment

It is a crime how companies who loan money to people with poor credit rip-off the consumer and treat them with no respect.

AUTHOR: Pat - (U.S.A.)

These people are already in bad shape financially and can't afford these incredibly high interest rates let alone having to put up with company representatives who treat them and their friends or family like they are garbage. These people are human beings who deserve to be treated as such. I, too, have been repeatedly contacted by people from Prestige who have treated me badly even though I was not the borrower. This is wrong!!!

There should be a law against these criminal usary interest rates. I do not understand why our government hasn't stepped in long ago to put a stop to the high interest rates being charge for check cashing, title loans and financing. It is highway robbery to people who least can afford it.

People who have bad credit have needs, too. They are not all losers! People who have never been in need financially don't know what it's like and think they are goody two-shoes! Where's your compassion?
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#8 Consumer Suggestion

dignity?

AUTHOR: Sylvester - (U.S.A.)

My 99 Taurus is financed with prestige. Yes, I pay a high interest rate. Yes I'm a bad credit risk. But let's be honest prestige help you and me into our cars. You say you want to be treated with dignity. Then pay you bills on time. How can you say?
"Some of us with 'bad credit' are people fighting chronic illness and constant medical bills. We have every intention of paying on time. but if the money isn't there, it isn't there."

Prestige is a business not a charity organization.
Rule of thumb Don't sign a contract saying you can afford something when you can't. Have dignity in your self pay your bills on time or ahead of schedule. Borrow from a family member. To make your payments on time. Im sure they will accept my back hurts Im not able to pay.
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#9 Consumer Comment

Good people, Bad Credit

AUTHOR: Mollie - (U.S.A.)

I am responding to, "What do you expect?" I will tell you what we expect! We expect to be treated with dignity, simple human dignity. Some of us with "bad credit" are people fighting chronic illness and constant medical bills. We have every intention of paying on time, but if the money isn't there, it isn't there. I have always paid my car note with Prestige, a.k.a., Mafia, every month. They know me. I pay. But....it is not always on time.

I would LOVE to pay them off. Even when we do pay on time, the harrassment is insidious. They call the morning of the day it is due! They call the entire day!! One time, I wasn't even late and they called my Father-in-Law, they called and emailed my brother!!!! They called my Business partner, etc..

This is ILLEGAL. They are not allowed to contact third parties EVER! Also, they are not allowed to call a place of business. They threaten to take the car if it is not paid exactly on the date due. It is sad that these people spend their lives terrorizing good,honest, hard working, professional, educated people who are just struggling to keep food on the table because they are going through a difficult time.

It is horrible for me to fight for my health, to stay alive, and then be treated like I am nothing by people who have 1/2 the education and worse...I did a background check on one of them...I am a PI...and I found out that she is a con. Scary.
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#10 Consumer Suggestion

What Do You Expect?

AUTHOR: Jim - (U.S.A.)

One thing for sure is that I'm not going to tell you what you want to here so that you can "feel good". You financed a car on the "secondary market" which is for people who do not have the best of credit history. There's no crime in that and I can understand fully the need for such financing. Since they view you as a very high risk, you bet their going to be on the phone the second the payment is late. What would you do if you loaned money to someone with a bad credit history? So, why not make the payments on time and you won't need to deal with that stuff? Don't have the money? How about getting a job on weekends to pay for it? Getting into debt is something anybody can do but it takes character to work and payoff the debt. Remember, you cannot borrow your way to prosperity. Secondly, get rid of this stuff of making payments by money order! Get a checking account!
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