• Report: #52546

Complaint Review: Prime One Financial/ First Approval Benefits

  • Submitted: Fri, April 11, 2003
  • Updated: Fri, April 11, 2003

  • Reported By:ann arbor Michigan
Prime One Financial/ First Approval Benefits
220 W. 19th St Suite2a / 177 Main St NY /Fort Lee, NJ, New York U.S.A.

Prime One Financial, First Approval Benefits ripoff, misleading advertisement, misrepresentation, fraud, improper selling practices, unsatisfactory service Nationwide

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On March 10, 2003 I was contacted by a customer service agent who called himself Sam who made an inquiry about my credit and if I wanted to build my credit.

I answered yes, informing the caller I was interested in building credit. The caller asked if I was interested in obtaining a MasterCard at 19% apr.

I answered yes and asked what it would cost in up front charges. Sam said there would be a charge of $269.00 and I would recieve a MasterCard with a $2,000.00 credit limit and after a six month review I could possibly earn another $2,000 in credit on the MasterCard.

I asked Sam on several occassions during the call if I was going to receive a MasterCard with my payment. He answered yes and by paying the upfront fees I would be sent "free of charge" a merchandise card with a $6000 credit limit.

I agreed to the $269.00 fee for the MasterCard and was told to expect delivery no later than April 11, 2003.

On March 18, 2003 my checking account was debited electronically $269.00.

I have not received a Master Card as of April 11, 2003 and I have only received a package containing a merchant card and credit repair information: a booklet, CD ROM, and various color copied information of which none pertains to a MasterCard with a $2000.00 credit limit.

I believe this to have been misrepresentation, misleading advertising, improper selling practices and unsatisfactory service.

The other company: Prime One Financial is a scam. I called this company back before I recieved any of the scam mail and everyone began to play stupid. Playing stupid actually equals to, "I have your money and you can't do a d**n thing about it."

I refuse to let them get away with it...it is my mission to expose these frauds. I will continue to contact newspapers, magzines, the federal government, state government and anyone else that my be able to do something about this ripoff.

ann arbor, Michigan

This report was posted on Ripoff Report on 04/11/2003 12:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Prime-One-Financial-First-Approval-Benefits/NY-Fort-Lee-NJ-New-York-1001107070/Prime-One-Financial-First-Approval-Benefits-ripoff-misleading-advertisement-misrepresen-52546. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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