• Report: #26767

Complaint Review: Prime One Financial (aka) prime one benefits, First National Credit Service

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  • Submitted: Mon, August 12, 2002
  • Updated: Fri, July 04, 2003

  • Reported By:catlettsburg ky
Prime One Financial (aka) prime one benefits, First National Credit Service
220 West 19th street- Ste. 2A new york, New York U.S.A.

Prime One Financial & prime one benefits & First National Credit Service is a dishonest ripoff fraud. Ontario, Canada

*Consumer Comment: I was scamed by Prime One

*Consumer Comment: to whom this may concern

*Consumer Comment: We called them so many times and was put on hold everytime we called.

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I was contacted by phone around the first of june 2002. Offering credit card with 0% for 6 months, 9.9%fixed, 1500.00, no annual fee. They deducted 187.00 from my account and still no card. Today i received a packet of worthless papers,etc. I have now spent over $90.00 in international phone calls trying to contact them. Finally, got a hold of them and they said that they couldn't credit my account.

I was very aggravated when i was on the phone and in the process of hanging up said a few choice words. Pam of their so-called customer service called me back at home, and said she was going to try to help me, but not now, and said F*ck you and hung up on me.. I didn't say anything on the phone to her that was even remotely similar..I was shocked. I thought about calling back but that is $1.05 per minute.

My husband and i are both full time college students with 2 children, we were going to shop for new school clothes and they also told me that i could transfer my high rate through my providian to this card. The phone call sounded very legit, please don't be fooled. Check out this site::

Info. from better business bureau on this company and the other names they go by
For example:
First National Credit Service (FNCS)
Prime One Benefits
Prime One Financial
U.S. National Credit Service

Headquarters: 40 Egglington Avenue East,
Ontario, Canada M3N2P7
Lets ban together and get them...
Please.. LET'S GET OUR MONEY BACK!!!!

BBB results indicated that they have had many complaints. Please contact New York Attorney General and file a complaint, Canadian Better Business Bureau, Federal Trade Commission in Washington, D.C. If we unite our concerns and resources we can win this battle. I have all hopes of getting my money back. Together WE can do it.

sherry
catlettsburg, Kentucky

This report was posted on Ripoff Report on 08/12/2002 07:05 PM and is a permanent record located here: http://www.ripoffreport.com/r/Prime-One-Financial-aka-prime-one-benefits-First-National-Credit-Service/new-york-New-York-10011/Prime-One-Financial-prime-one-benefits-First-National-Credit-Service-is-a-dishonest-ri-26767. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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0Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

I was scamed by Prime One

AUTHOR: Johnny - (U.S.A.)

I was scamed by Prime one, they called me and offer my this credit card deal with a $5000.00 credit limit and all I had to do was pay them with a check by phone. Since last November 2002 I still have not recieved this credit card.

I waited one month for this card and called them with the phone number provided in there information package and to find out it was disconnected. I went to my bank and asked the to trace it for me and they did and found a totally differeent company. I called them and they told me to wait a few more weeks. Now it's July and still no card.
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#2 Consumer Comment

to whom this may concern

AUTHOR: Brenda - (U.S.A.)

approximitely two days ago i spoke with a representative from an actual call center that indentified themself as a representative of prime one bank, she identified herself by name and customer service rep number, she offered me a mastercard a 1000.00 dollar line of credit.she even went as far as to suggest that federal law deemed that it was necessary that a banking officer called to verify all personal and banking information,lo and behold he called verified all information placing alot of emphasis on my account number,i was very leary when it came time to relay my account number however reluctantly did so ,some hours afterwards my instincts were nagging me to investigate prime one myself and i did so this is how i came upon your website to make a long story short i contacted my banking institution the security division has suggested that i permit this payment go through they say that if fraud is proven that they will replace all monies involved but i have a better idea let me close my account and open a new one in order that i may aquire a new account number and have peace of mind,also permit me to bring this to my attorneys attention i am in the process of bringing 2 lawsuits to the table what difference would a third make considering all of the psychological duress i am experiencing due to persons of such a disrepudable character running around with my banking account number with me actually physically shuddering with the thought of what they will do with it.also i will sit back and gracefully await their call in which they will call to say that their 187.00 payment at which point i will ask them as to where i can mail their payment to if i can aquire an address i will mail them a copy of this if they do not produce an address then it is evident that they will more that likely attempt to harass me at which point i will inform them that our conversation is being tape recorded and give them a referral number that of my attorney along with this i will advise them that i am bringing this website to the attention of the state attorney general himself and the icing on the cake will be the call that i make to the fbi asking them for their advise with this given situation,everyone who has experienced this appears to feel quite helpless about this they should not simly treat them like a dog the same way that they treated you
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#3 Consumer Comment

We called them so many times and was put on hold everytime we called.

AUTHOR: Carl And Alicia - (U.S.A.)

My husband and I were also contacted by phone around the end of last year 2002. They offered us a credit card with 0% for 6 months, then 9.9% fixed, 2,000.00, no annual fee. They then deducted there fees of 187.00 from our account and they also told as we would recieve the credit card within 10 business days. My husband asked them on the phone at the time "will it be a credit card or a application?" The man said "yes, It will be a cedit card". So we got off the phone and waited.

Two weeks went by and no Credit Card. We called them so many times and was put on hold everytime we called. They told us there number was a toll free number, yea right. Our Phone Bill went from $95.00 to $200.00 for the months we talked to them. When we did get a hold of someone, everything they said was different from the first time they called us. They then told us we should be receiving a packet in the mail, of a list of credit card companys. We were so upset!!! We asked to speak to a manager or a superviser and they told us "NO". Then they hung up on us and we called back again. Everytime we got a hold of someone, they were so rude and always hanging up and not wanting to answer our questions. There additudes were the worst I've ever delt with.

We then started sending them emails. It took a few weeks before we got a email back. It said for us to send the packet back if we didn't want it. We told them we wanted our money back and they said "no" and just hang up. After trying for months and getting no-where, we gave up.

We have five sons and every little counts.. They make it sound so good and legit. Just always make sure you do more digging, before spitting out your business.......
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