This is probably one of the sleaziest pyramid schemes I've ever encountered. while most pyramid schemes become transparent in .5 seconds (an overly-friendly stranger handing you his/her card and promising unbelivable and vague opportunities), Primerica uses more deceptive techniques to waste your time.
Two days after posting my resume on Yahoo Hotjobs, I received a call from Rob Sanker, saying that he worked for Citigroup, and would like to schedule an interview for a Human Resources/Training position. This sent off a few red flags, why would a legitimate company like Citigroup call a person randomly for a job interview. I mentioned that I was a student at UC, but he seemed unconcerned that I'm not yet a college graduate. I asked how hw received my information, and he gave me some BS about either a personal recommendation or receiving my resume. After scheduling my interview, he asked me to bring a resume. Whatever.
I decided to ignore my keener instincts, and partially out of curiosity, decided to make good on my interview. I put on a suit, and wasted a quarter tank of gas driving to his office. When I walked into the building, I saw absolutely no sign of citigroup, just the doors to a company called Primerica. An overly eager Rob Sanker was waiting to greet and usher me into his office. In other Primerica complaints I've read on this site, the interviews were conducted in a group setting. I guess this looked to pyramid schemey, so they changed the interview into a one on one setting to look more legit.
The interview was a long-winded sales pitch about Primerica's legitimacy, and the first ten minutes had nothing to do with my qualifications for the job. He showed me a laminated booklet full of praise for Primerica, which turned out to be "the marketing arm of Citigroup", although they were a life insurance/debt consolidation company.
Rob Sanker seemed to possess very limited knowledge of financial planning, and salesmanship techniques. He made maintained an intense degree of eye contact and simply parroted the information in his Primerica book, repeating my first name a thousand times until I was past being angry and just felt sorry for him. He explained that Primerica was looking for trainable (low-income) people without a backing in financial planning. Hmmm, why would Primerica look for poor, uneducated people as potential "financial advisors"? Could it be because these kinds of people are more willing to believe whatever glitzy 100K-a-year earning potential Primerica dangles in front of them?
I guess Primerica got wise to all of the complaints filed against them and won't give the name of their company over the phone, instead calling themselves Citigroup. This doesn't seem entirely legal, as I did an internet search on Citigroup instead of Primerica before going to the interview. This company is a more aggressive, deceitful version of the pyramid scheme. I had to put on a suit and drive thirty minutes to go to a commercial posing as a job interview. It was pretty annoying and humiliating, but nothing compared to the people who have lost careers and cash to this sleazy company.