- Report: #167618
Report - Rebuttal - Arbitrate
Complaint Review: Primerica
Primerica75th Street East Indianapolis, Indiana U.S.A.
Primerica ripoff Lied Misrepresented Bounced bank account CHECK FRAUD Indianapolis Indiana
*UPDATE: Primerica recognized by Rip-off Report a business opportunity well worth considering - it's not for everyone but many representatives make solid commission incomes. Primerica takes appropriate action against representatives conducting themselves improperly, pledges 100% commitment to customer service.
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I was a young woman, just getting out of a divorce and was searching for a job, moving from OH to IN, and was in a custody battle. Money was tight to say THE LEAST. I recieved a call from Primerica regarding my resume which they had seen posted on Careerbuilders.com and was wondering if I was still searching. I said that I was and explained that I was living in Ohio at the time but would be driving to Indianapolis that friday and that would be an excellent time for an interview.
I met with a gentleman (whos name I have written somewhere) and he went over briefly what the company was about. Seemed like a typical interview. He asked about my insurance experieince ect. He then told me that I would need to go for my license and explained the company would help take care of that. I was very skeptical over the whole idea of "being my own boss" I told him that I would consider the offer and get back with him. He then explained to me that there was a 199.00 fee for the training classes. I told him that I really wasnt in the financial sitation to be paying to enter a job. During our conversation He told me that since I was living afar, I could leave a check and he wouldnt have it deposited until I gave him the OK. I then wrote out the check, but not before including "HOLD TILL FURTHER NOTICE" in the memo line.
After thinking about this offer over the weekend, I called on Monday and left a message because I couldnt get ahold of anyone. By Tuesday I had reached him and told him that I decided not to accept the offer. He acted like he really didnt remember me and said that the money I gave was non-refundable now.
I then explained to him that it wasnt even supposed to have been sent for processing and that I had specifically written HOLD TILL FURTHER NOTICE in the memo line because we had specifically discussed holding it till he recieved the OK from me. He asked me, "And you wrote that on the check?" I said yes, and that I have the carbon copy in front of me" He assured me that he would locate the check at the processing center and keep it from being withdrew from my account.
Well, about 2 months later my account went negative 200.00 approximate dollars, and everything else after that bounced. I called him after seaching EVERYWHERE for his number and told him about what had happened. HE IGNORED ME!!
I then sat down and wrote him a letter describing what had happened, told him that he had 30 days to get my money back into my account and that I would charge him for every day after the 30 day mark. I also included the number of the attorney I was using for my divorce (but obvioulsy couldnt pay to have him take care of this for me) I then sent it to him as priority mail, that he had to sign to recognize he had recieved the envelope. He then called me and asked about the situation. I was an frantic. He had taken my rent money and the bounced fees took up all the rest of what I had saved to pay bills. I told him that he had promised this wasnt going to happen. I told him I had talked to him so long ago that I didnt even recognized what it was till I went back through my checkbook. He asked if I had called their rebate office. Which I had done all week, and left at least 3 messages- with no return call! He then told me to have an attorney contact him cause their lawyers were going to handle this.
I was broke and knew that the attorney was just a threat. After already going through everything else I was dealing with, and now a completely broke and negative bank account, I broke down! It took me a YEAR to get myself back on track. He ruined my life. It was like the last strike before the mule dies. I had to have my babies go and stay with their father cause I just about lost my apartment. Which really hurt my fight for custody. I borrowed the money from friends, which Ive yet to pay back. I still havent gotten my money back from them either!!
I have much more concentration now and would LOVE to pursue this, plus emotional and financial stress that it caused. $199.00 may not have seemed like much to the company that stole it from my account, but after bank fees- it was all I had. LITERALLY.
I recently got a job with a bank and understand that its called FRAUD when this happens. I was really nieve when I look back on all this. Live and learn I suppose but no one should feel taken advantage of, lied to, disregarded, disrespected, ignored, and left in emotional distress resulting from an interview gone bad.
I cant even begin to explain how angry I feel about being taken advantage of at my weakest point in life.
Fortunately, Ive cleared up everythign that was distracting my previously and will not be the type of woman to walk away.
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This report was posted on Ripoff Report on 12/12/2005 12:26 AM and is a permanent record located here: http://www.ripoffreport.com/r/Primerica/Indianapolis-Indiana/Primerica-ripoff-Lied-Misrepresented-Bounced-bank-account-CHECK-FRAUD-Indianapolis-Indiana-167618. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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