Progressive Insurance Lawyer informed us Progressive is one of top three worst Insurance Company's in the USA. San diego, California

I really hate & despise progressive insurance. We had to take them to court but they didn't "WORK" to try to make them pay for our totaled car.  They still continue to fight paying even after putting the blame on their insured. When we went to the judges office in their county he said he was friends with them.  

The judge should had taken himself of the case because this was "Conflict of interest",  this cause a lot of emotional  & undue stress.  Progressive lawyer talked down to me & still said i hit them & wouldn't stop when they was backing out of their driveway.

The other driver back into me after i cleared a stop sign. I had the right of way & i didn't have to stop since i was already moving i was only doing 10mph.  

The other driver didn't look at any traffic that was coming. The balance on my car loan was $16,000 due to late fees,  it took from 10/2003-08/2005 to settle because they knew their insured was "At Fault".

Of course the assholes blamed us for everything.  We threaten to appeal the judges decision & progressive decided to settled.  My finance company had to settle for $5,000 & we still had to pay $1200 of that.  

Progressive should had been made to pay all that $5,000 after all the mental anquise they caused.  Their a bunch of pigs & thief's.

Refresh my memory, Charles.  From WHICH college did you graduate in order to receive your degree, either in Business Administration or Political Science ???   Hmmmmm????   Yeah, I thought so ( or, rather I KNEW SO, seeing as how you BOUGHT a "high school diploma" online  - you admitted this fact in a previous post ). 

Chuckie, you cannot possibly know anything about either the insurance business nor politics, so keep your childish thoughts to yourself.  Every time you open your mouth you only proclaim to the world just how stupid you really are.   Remember  -  " 'Tis better to have people THINK you're a fool, than to open your mouth and remove all doubt ".  You uneducated little boil on society's rump.

The insurance commissioner doesn't never do anything for the consumer.  They never hold insurance companies accountable.  I would "LOVE" progressive & statefarm & all state to get theirs & get justice.

Excellent advice.  Tell your attorney to either fish or cut bait on this one.  If he gives you any grief, just find an attorney who WILL get up off his duff and get your money for you.

If your lawyer is not down at the local courthouse filing a suit against the driver...get a new lawyer.

If your damages are only $12,000 and the woman didn't have enough coverage it sounds like the person had the minimum coverage allowed by law which in CA.   Unfortunately if that is all the insurance she had, that is all Progressive is required to pay. 

This is why you need to file a suit against the driver.  If she has a job you may be able to garnish her wages, if she has bank accounts you may be able to attach those, if she has a house you may be able to place a lien on it.  But NONE of that can happen until you get a judgment against her, and that can not even begin to happen until you file a suit against her.

In fact a suit often has the effect of putting their feet to the fire, realizing that you are serious.  Where if there is any chance she is at fault, which in your case it sounds like it, you may get a rather quick settlement.

Good Luck