REVIEW: Prosper Learning scam, students can feel safe confident & secure when doing business with Prosper Inc. Commitment to student satisfaction & fulfillment, positive rating for its customer support by Ripoff Report. Excellent Educational opportunity, coaching & mentoring for students to start a home based business, education and hands-on experiences to achieve personal & professional goals West Provo Utah

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**UPDATE: Ripoff Report REVIEW- Prosper Learning to resolve any & all issues, commitment to 100% customer satisfaction & excellent customer service, exceptional student care & support.

SPECIAL UPDATE: September 12 2012: Prosper Inc remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. Prosper Inc is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, Prosper Inc has made good faith efforts to resolve all complaints reported on Ripoff Report. Based on our experience, the member business has proven to be among the top members of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business.

Over time and since becoming a member, Prosper Inc has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever Prosper Inc remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.

Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!

*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at editor@ripoffreport.com

Ripoff Report REVIEW: EDitor's UPDATE: Positive Rating and Recognition has been given to Prosper Learning for its Commitment to Excellence in customer service.

Prosper Learning provides education through products and through one on one coaching. Prosper inc. has more than 4O,000 students who are located in more than 72 different countries . Prosper Learning Coaching has been guiding students to achieve financial and personal success for nearly a decade. The coaching services and world-class curriculum are goal oriented and results driven. They are in the business of helping people prosper in their lives though education!

Prosper's feels that it's agreement and commitment to Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program lets students know they can feel confident when doing their educational programs.

Read more about Prosper Learning's Commitment to Excellence and Total Consumer Satisfaction and why consumers can feel safe, confident and secure when doing business with any member of Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. ..yes, a long name for a program that does a lot for both consumers and businesses alike.

Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. The Corporate Advocacy Program works for consumers like no other.

===================== NOW TO THE ORIGINAL REPORT THAT WAS FILED

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Prosper PMG Private Mentoring Group - Prosper Learning  Rip-off ! Deceptive & High Pressure sales tactics. Huge mistake of my life. Provo Utah

I feel that I have been ripped off by Prosper, Inc., Private Mentoring Group and my story is similar to the others here.

My husband and I had a financial consultation and interviewed with Coaching Director Nicholas Johnson to see if we qualified for the "Success Team" for John Cummuta's Transforming Debt Into Wealth. The interview was very fast paced and I if we were slow to respond, Nicholas would answer for us and kept up the pace. During the interview, we were asked what kind of goals we wanted to accomplish and we were told that the company will stand behind us to achieve our goals.

Also, he gave us a Guarantee that we would make back the tuition amount or more ($9900) within a year if we committed to ourselves that we would have to work with our assigned coach and complete weekly or monthly assignments which we agreed. Lastly, we were told that we would have 3 days to cancel for a full refund.

He already had our credit card information from our initial consultation earlier that day with Dave Smith, so when we told Nicholas we didn't have the kind of money to join this program, he was quick to point out that we had credit available and could finance the whole program on any one card or combine a number of cards. I was very confused as to why the program that was interested in helping us pay our debts off faster and remain debt free for the rest of our life was so quick to tell us it was OKAY to just add more debt. When I asked him, he just reminded me of the Guarantee and told me to look at this as an INVESTMENT and assured me everything was OKAY and we were making the best decision for our financial future.

Into our first phone session with our coach/mentor, he forwarded by email a file with info. to read over. We were unable to open the file, so the following week when we brought this to our coach/mentor's attention he suggested we call Prosper's tech support. My husband called and left a detailed message which no one to this day has returned. Also as part of our TDIW program we received a set of CD's Tax Strategies for Business Professionals. The CD's do offer a lot of info IF you have a business. We explained this to our coach/mentor but he didn't have an explanation. I also asked what he could tell us about the Guarantee Nicholas Johnson gave us and he was not aware of any guarantee by Prosper.

At this time I decided that this program was not in our best interest. I made several attempts to reach Nicholas. Finally he returned my call and I explained to him my dissatisfaction with the program and requested a refund. He told me that I had agreed to the program and didn't have the option to quit. I also asked to get a written Guarantee from Prosper since he made that Guarantee to us. He said that Guarantee is we made a commitment to ourselves.

Same thing happened when I later spoke to Student Care Manager Devin Willis. During our talk he gave me his work and home email addresses. When I later emailed him with addt'l questions and concerns he never responded and his home email was sent back as failed delivery.

At a later time I tried to talk to Prosper CEO Ethan Willis, but I haven't heard anything from anybody since 2/22/05. Meanwhile, my husband and I have continued with the study materials and coaching sessions. I strongly feel no one from Prosper wants to follow their commitment to us and are only concerned about their well being rather than ours.

Lastly also as part of the TDIW program package we were to receive a free tax consultation, 2 year tax review plus 1 year access to the Tax Hotline a tax service. Our initial consultation, the representative never called. We called to reschedule for the following week at 10am, again the rep. didn't call. So my husband called and gave the name of the person and time of the session. The agent at first had a difficult time in finding us in their system.

After five minutes or so on hold she came back and said that a person by that name did not work for Tax Hotline and the meeting was for 11am not 10am. The previous week when my husband called they gave him the option to choose the time and he specifically chose 10am because that was the only time in his schedule. This has really caused a lot of undue stress to our family. I'm very disappointed with the unorganized student care and unprofessional attitude of Prosper, Inc. I will continue my investigation into obtaining a refund.

Jenny Chandler, Arizona
U.S.A.