• Report: #128475

Complaint Review: Providian, Emerge Mastercard

  • Submitted: Fri, January 21, 2005
  • Updated: Fri, January 21, 2005

  • Reported By:freeburg Illinois
Providian, Emerge Mastercard
P.O Box 105655 Atlanta, Georgia U.S.A.

Providian - Emerge MasterCard ripoff Atlanta Georgia

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My name is Shelly. I am writing this letter to tell my story. I applied for a Providian card 2001 I think it was at 19.99%, so that I could rebuild my credit back again.

In 2003 I get a letter from Providian that Emerge will be taken over at 29.99%. I owed 5,400 still. I pay $170.00 a month so that my credit stays in good standing. $20.00 of that $170.00 goes to the principle. They keep %150.00 of the rest.

I can not believe this can be legal for them to do this. I am now trnsferring the balance finally to a 11% card so that I can finally get rid of them, and pay it off, without reining my credit again.

This can not be legal!

freeburg, Illinois

This report was posted on Ripoff Report on 01/21/2005 08:17 PM and is a permanent record located here: http://www.ripoffreport.com/r/Providian-Emerge-Mastercard/Atlanta-Georgia-30348-5655/Providian-Emerge-MasterCard-ripoff-Atlanta-Georgia-128475. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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