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  • Report: #107482

Complaint Review: Providian - Emerge

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  • Submitted: Wed, September 08, 2004
  • Updated: Wed, September 08, 2004

  • Reported By:Mountlake terrace Washington
Providian - Emerge
http://www.providian.com/home/contact_us.htm Dallas, Texas U.S.A.

Providian / Emerge Illegal Activity Dallas Texas

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We had filed bankruptcy and included my providian account, the lawyer sent out freeze account papers to all of our accounts including providian (freeze accounts means just that : no activity allowed on the account until the bankruptcy is cleared) and then the bankrupsty was approved, so that was all i thought, until i checked my credit report, it said i had a account with providian AND a account with EMERGE mastercard (wich i had never heard of)wich was not included in the bankruptcy and charged off due to non payment.

it turns out that 3-4 months AFTER providian was supposed to freeze the account, they sold it to EMERGE , wich is 100% illegal so now i have two accounts worth over 7,000.oo that are delinquent on my report even though i only had the one providian one worth 1700.00 , the main problem is PROVIDIAN SOLD A FROZEN ACCOUNT AS ACTIVE TO EMERGE, without telling anyone, not even a notice to me, so for a year it was building late charges, what do i need to do?

Jay
Mountlake terrace, Washington
U.S.A.

This report was posted on Ripoff Report on 09/08/2004 01:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/Providian-Emerge/Dallas-Texas-75266/Providian-Emerge-Illegal-Activity-Dallas-Texas-107482. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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