• Report: #160027

Complaint Review: Providian Financial

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  • Submitted: Sat, October 08, 2005
  • Updated: Sun, October 16, 2005

  • Reported By:Lawrence Massachusetts
Providian Financial
P.O. Box 9007 Pleasanton, California U.S.A.

Providian Financial ripoff, deceptive, lying, several charges Pleasanton California

*Consumer Comment: Never ever accept a word of mouth settlement (unless you have it audio taped).

*Consumer Comment: Never ever accept a word of mouth settlement (unless you have it audio taped).

*Consumer Comment: Never ever accept a word of mouth settlement (unless you have it audio taped).

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On July, 19, 2001, we made a settlement. From the current balance, we came to an agreement that we would pay a certain amount of the balance at a certain date. True to our world, we sent a money order. We thought that doing what they said, that this would be the end of our problems with Providian. However, since then, numerous collection companies have juggled our account and we are constantly being charged by these companies for the full amount. Now, we have three agencies charging us on the account at the same time damaging our credit. They are very dis-honest. Everyone should watch out for Providian Financial.

William
Lawrence, Massachusetts
U.S.A.

This report was posted on Ripoff Report on 10/08/2005 02:30 PM and is a permanent record located here: http://www.ripoffreport.com/r/Providian-Financial/Pleasanton-California-94566/Providian-Financial-ripoff-deceptive-lying-several-charges-Pleasanton-California-160027. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
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Updates & Rebuttals

#1 Consumer Comment

Never ever accept a word of mouth settlement (unless you have it audio taped).

AUTHOR: Cindi - (U.S.A.)

Never ever accept a word of mouth settlement (unless you have it audio taped). They can simply claim that you were making a partial payment & it didn't clear your debt unless you have something in writing claiming otherwise.
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#2 Consumer Comment

Never ever accept a word of mouth settlement (unless you have it audio taped).

AUTHOR: Cindi - (U.S.A.)

Never ever accept a word of mouth settlement (unless you have it audio taped). They can simply claim that you were making a partial payment & it didn't clear your debt unless you have something in writing claiming otherwise.
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#3 Consumer Comment

Never ever accept a word of mouth settlement (unless you have it audio taped).

AUTHOR: Cindi - (U.S.A.)

Never ever accept a word of mouth settlement (unless you have it audio taped). They can simply claim that you were making a partial payment & it didn't clear your debt unless you have something in writing claiming otherwise.
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