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  • Report: #340563

Complaint Review: Providian National Bank

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  • Submitted: Mon, June 16, 2008
  • Updated: Mon, June 16, 2008

  • Reported By:Decatur Illinois
Providian National Bank
Po Box 9539 Manchester, New Hampshire U.S.A.

Providian National Bank Providian doesn't honor insurance that covers payments in the event of illness Manchester New Hampshire

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Several years ago I had a Providian account and purchased their health and accident insurance that covers your payments due to illness or injury. I ended up with an illness that required me to miss a couple of months work. I reported my condition to Providan and my the insurance I purchased through them. It paid one month and renegged on any payments owed to me after that.

In the meantime, I attempted to communicate with them about the insurance dispute but continued to make my usual monthly payment online. My payments were always much larger than required and were usually early. I thought I had an excellent credit history with them at the time.

I entered the wrong amount when I made my last payment to them online. I attempted to withdraw it in order to pay a larger amount. I was immediately locked out of my account in the process of correcting my payment. At this point in time I entered a dispute with Providian to no avail because communications were extremely poor. The insurance I purchased did not cover me for the amount of time it was supposed to. It wasn't long until I was getting dogged for the full 3,000 balance I owed them. I gave up fighting with them and included them in a bankruptcy but they still appear on my credit report as a debt against me and they increased the amount that I originally owed them to make matters appear worse.

4chihuahuas
Decatur, Illinois
U.S.A.

This report was posted on Ripoff Report on 06/16/2008 06:17 AM and is a permanent record located here: http://www.ripoffreport.com/r/Providian-National-Bank/Manchester-New-Hampshire-03108-9539/Providian-National-Bank-Providian-doesnt-honor-insurance-that-covers-payments-in-the-even-340563. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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