- Report: #1017593
Report - Rebuttal - Arbitrate
Complaint Review: QUICKEN LOANS
QUICKEN LOANSINTERNET Internet, Michigan United States of America
QUICKEN LOANS QUICKEN LOANS NO LOAN AND THAT $500.00 - VIOLATION OF "TIL" AND "REG Z" - NEED "CFPB" TO SHUT EM DOWN Internet, Michigan
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And now comes the HARP program. GREAT - there's help now ?
Go back to Quicken for a HARP Loan - no problem - no appraisal needed in the program.
With a 830 credit score - yes that's right 830 score.
Here comes the next $500.00 (appraisal and credit report fee - sometimes they have called it the underwriting fee) - what's to underwrite - you provide them all of the documentation, fax, copy, you end up shelling out over $45.00 in getting their job done.
"Congrats Your approved" - well who wouldn't be - with a credit score of 830, no debts, (just to ref a loan with underwater value) - remember I knew that back the first time I paid for an appraisal in August. What I failed to mention is closing date is set, preliminary doc's are sent, and that $ 500.00 (appraisal fee, credit report fee, underwriting fee) well in the HUD 1, that $500.00 is being collected 2 more times, the HUD 1 doesn't lie - just all the people (8) who can't answer why the fee is not credited back, but then charged again, on page 2 of the HUD 1 Settlement Statement, and again as cash required to close.
I did fail to mention, I have 30 years in the industry, I attempted to help my proud 83 year old mom, who's social security, pension,(income) do not go up, but her expenses do, and just 3 years ago had more equity than she could have ever dreamed of - she has owned this property for 19 years.
I'm sorry Mom - I tried, they cheated (us) their way all the way to the top?
EVERYONE - Now is the time - file your formal complaint with CFPB - Consumer Financial Protection Board - I'm looking for a Law Firm to file a class action suite - hope you can join.
Quicken Loans - do the FED's know about this practice ?
This report was posted on Ripoff Report on 02/20/2013 04:33 PM and is a permanent record located here: http://www.ripoffreport.com/r/QUICKEN-LOANS/Internet-Michigan-/QUICKEN-LOANS-QUICKEN-LOANS-NO-LOAN-AND-THAT-50000-VIOLATION-OF-TIL-AND-REG-Z-NE-1017593. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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