- Report: #836998
Report - Rebuttal - Arbitrate
Complaint Review: RAC Acceptance
RAC AcceptanceInternet, North Carolina United States of America
RAC Acceptance Trying to over charge me Internet, North Carolina
*Consumer Comment: Sorry
*Consumer Comment: A suggestion
*Author of original report: Rac Acceptance is over charging me
*Consumer Comment: It's called Interest
When I called to pay it off I was told my early purchase option was 2300.00. I said "WTF"! I have paid in 1646.48 on furniture that only costed 2570.26. Then I was told that the lady from Chloe's told me wrong and that it was correct that only 54.67 of my 235.24 payment went to my furniture and the rest they keep! So now they are trying to tell me that for this 2570.26 furniture will cost me 32 payments of 235.24 plus an early payout option at the end of the 32 payments of 929.94. That is 8457.62 for furniture that only cost 2570.26. But if I pay it out right now I will have spent 3946.48 plus my down payment of 235.24. How can they do this?
They will not honor what I was told by the lady at Chloe's and now Chloe's is out of business and they said that lady no longer works for them. I am in the process of getting a lawyer. I don't know what else to do. This was a scam just to get me to sign the contract!!
This report was posted on Ripoff Report on 02/10/2012 07:58 AM and is a permanent record located here: http://www.ripoffreport.com/r/RAC-Acceptance/Internet-North-Carolina-/RAC-Acceptance-Trying-to-over-charge-me-Internet-North-Carolina-836998. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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