- Report: #607571
Complaint Review: RAC, Rent A Center
| RAC, Rent A Center Bowman St
Lebanon, Pennsylvania United States of America |
|
RAC, Rent A Center Illegal Contract Practices/Harassment/Shady sales pricing Lebanon, Pennsylvania
*Consumer Comment: This is not your problem, contact the police
*Consumer Comment: Violation Of Privacy Act
*Consumer Comment: YOUR Not liable
*General Comment: I know that...
*Author of original report: This is Incorrect
*General Comment: Joint accounts...
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In November 2009, Rent a Center held a Black Friday Sale in which my then boyfriend attended(I did not). He went in for a special they were having on a TV and XBOX deal that he wanted. He SIGNED the paperwork and agreed to pay the original amount of 1039 for the TV and 389 for the XBOX. During the same time in their system I had a contract with them for a bedroom set which I was paying on time on.(Since has been paid) They having my name and info placed me as the leasee on the paperwork even though I didn't sign for the items because they weren't being purchased nor signed by me. I had my seperate account for which I was responsible for and took care of.
I was not aware my name was added to this contract until my ex was late on a payment 3 weeks ago and they started calling me tremendously. I explained that the items were not my responsibilty when they explained I was because I was listed as the leasee even though I never signed anything for this sales transaction. They stated that since we BOTH came in for the bedroom set and had an open account with them at the time they just added these two items to my name as well. I recall signing for the bedroom set but didnt not agree nor sign for the tv/xbox. They said well my name was on there so I'm responsible. I was upset and not willing to listen anymore after this. After our conversation they started calling MY MOTHER'S PHONE since she was listed as a reference for the transaction for the BEDROOM set not the tv. They have called her and given her the account details and as well as harass her by asking when she would be home and what time they can contact her again and if they can collect payment from HER.
She has called them to ask them to stop calling her yet they STILL DO. Furthermore, as stated earlier the original amount for the tv was 1039..they say my ex has paid 483 to this day and owes a remaining balance of 846..which if you do the math is over 289 from the original amount...the xbox's original amount was 389 and my ex has paid 402.61 and according to them still owes 360.00 on it...THE DAMN THING IS PAID SO WHY THE EXTRA AMOUNT!! I have asked for a summary of all charges on the account(since they are holding me liable) and they act as if they don't have a clue what I'm asking for and have given me the run around and can't explain the differences in the amounts. In addition, they are coming to my house 2-3 times in a day when they know my ex(who signed for the items) doesn't live there. The employees are rude, disrespectful and bullying to an extreme.
I am a single mother of a two year old and am currently 8 1/2 months pregnant and the stress of this all has been wearing me down. I filed a complaint with the FTC and plan on filing another with my state attorney's general office but feel as though what they are doing is illegal. Can they just add my name to a contract without my signature or approval? Furthermore, can anything be done to stop their harassment? I'm trying to prepare giving birth soon and now fear going to my own home because from the break of dawn to night they are knocking on my door, yelling for payment on something that isnt mine. Please if there is any kind of help out there I would appreciate it. This has caused me much distress and has affected me physically as well mentally.
This report was posted on Ripoff Report on 05/26/2010 01:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/RAC-Rent-A-Center/Lebanon-Pennsylvania-17042/RAC-Rent-A-Center-Illegal-Contract-PracticesHarassmentShady-sales-pricing-Lebanon-Pen-607571. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
This is not your problem, contact the police
AUTHOR: hillsy099 - (USA)
SUBMITTED: Friday, March 18, 2011
#2 Consumer Comment
Violation Of Privacy Act
AUTHOR: tkm72 - (United States of America)
SUBMITTED: Tuesday, December 28, 2010
RAC is in violation of the privacy act! Under the new privacy act law they can not discuss your account with ANYONE other than you! This is a lawsuit waiting to happen! Also you could get them for harrassment since they constantly call you and knock at your door.They are going to extremes when they call your references asking THEM to pay the bill!I do not understand how in the world are they holding you liable for his account with out YOUR signature! You did not sign anything and you did NOT agree to this contract!I would definitely seek an attorney in regards to these factors!You have a lawsuit my dear!
Be that as it may, he still needs to settle his contract with RAC. Unfortunately this was added to your joint account and if they hold you liable then you need to recover the damages from your ex.
#5 Author of original report
This is Incorrect
AUTHOR: Lebanon Girl - (United States of America)
SUBMITTED: Wednesday, May 26, 2010
This is incorrect. I entered into a contract of my own for a bedroom set when I did this he came with but I signed the papers and agreed to be leasee on that contract. This contract for the TV and XBOX was a whole other transaction and contract opened and signed by him. However, they just assumed since he came in to make a few of my payments on behalf of me for the bedroom set that I would be agreeing to this contract. I NEVER signed for this and even my ex feels its wrong they added my name to the contract because it had nothing to do with me. We are not married and he has possesion of the items not me yet they continue to go after me for payment because they just felt like adding my name to the contract despite the fact I didn't sign for it.
It seems to me that you should be going after your ex-boyfriend but I'm no expert in Pennsylvania law. Your best bet would be to talk to an attorney in your area.

