- Report: #926565
Complaint Review: RGS Financial
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| RGS Financial PO BOX 852039
RICHARDSON, Texas United States of America |
|
RGS Financial CORGSF01 RDS FINANCIAL, A JUNK DEBT BUYER RICHARDSON, Texas
*Consumer Comment: SOL IS A STRONG / VALID DEFENSE
*UPDATE Employee: Sorry I missed your call
*Consumer Comment: no contact
*Consumer Comment: second bit of bad news
*Author of original report: wrong wrong wrong
*General Comment: I have bad news for you.
*UPDATE Employee: Response from RGS Financial
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
RGS FINANCIAL IS A JUNK DEBT BUYER, they buy old debt from collections agencies and try it collect on it. using magical re-aging process's, they take the debt from the collection agency, not from the original creditor. They are asking to be sued by doing this, under Federal public law. SOL begins on the last payment of the account.
This report was posted on Ripoff Report on 08/13/2012 11:45 AM and is a permanent record located here: http://www.ripoffreport.com/r/RGS-Financial/RICHARDSON-Texas-75085/RGS-Financial-CORGSF01-RDS-FINANCIAL-A-JUNK-DEBT-BUYER-RICHARDSON-Texas-926565. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
SOL IS A STRONG / VALID DEFENSE
AUTHOR: SKORPION - (United States of America)
SUBMITTED: Thursday, November 29, 2012
I just would like to chim in and educate the consumers , first of all it is important to send out the VOD letter (registered of course) and dispute the amount ! (you have 30days to do so, don't miss the deadline)
RGS is a junk debt buyer, means they buy the dollar by the penny and work on commission (always deal with the creditor directly!!!)
The SOL is a very good valid defense not to get sued(check the SOL by state) , I've been to courts many times, never ever ignore judgements and respond within the required time (ask for proof of debt and so on).
And finally just google the terms for "creditboards" and they have all the answers !!
Have a great day !!
RGS is a junk debt buyer, means they buy the dollar by the penny and work on commission (always deal with the creditor directly!!!)
The SOL is a very good valid defense not to get sued(check the SOL by state) , I've been to courts many times, never ever ignore judgements and respond within the required time (ask for proof of debt and so on).
And finally just google the terms for "creditboards" and they have all the answers !!
Have a great day !!
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What's this? #2 UPDATE Employee
Sorry I missed your call
AUTHOR: Cpruitt - (USA)
SUBMITTED: Friday, November 02, 2012
Sorry I missed your call. Try me again. I'll be at my desk the rest of the day.
Chris Pruitt
Vice President of Information
cpruitt@rgsfinancial.com
469-791-4700 ext 2009
866-941-8600 ext 2009
Chris Pruitt
Vice President of Information
cpruitt@rgsfinancial.com
469-791-4700 ext 2009
866-941-8600 ext 2009
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What's this? #3 Consumer Comment
no contact
AUTHOR: Richard - (United States of America)
SUBMITTED: Friday, November 02, 2012
i tried to contact this chris although he said call him he would not take calls
see the thing with me is that they keep blowing my phone up tring to reach my father ...he dosnt even live here when i tried to explain that to the rep that called my home and asked him not to call my home anymore he would not take me off that claim so i looked them up on line and got to this site where i saw this post
like i said i tried to contact chris and noone would help
see the thing with me is that they keep blowing my phone up tring to reach my father ...he dosnt even live here when i tried to explain that to the rep that called my home and asked him not to call my home anymore he would not take me off that claim so i looked them up on line and got to this site where i saw this post
like i said i tried to contact chris and noone would help
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What's this? #4 Consumer Comment
second bit of bad news
AUTHOR: The Outlaw Josey Wales - (United States of America)
SUBMITTED: Monday, August 13, 2012
you have just been rebutted by iamnogood, a major rebutter with no help and nothing to offer.
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What's this? #5 Author of original report
wrong wrong wrong
AUTHOR: Peedoff - (United States of America)
SUBMITTED: Monday, August 13, 2012
RGS is a junk debt buyer, they purchased the debt from Asset Acceptance Corporation, after they were served with a Cease and Decist. This is illega on Asset part, as they are assuming the debt is still collectable. but either way, Im waiting to sue Rgs in district court for violations of the FDCRA. Ive never lost and to date have 9000.00 in cash, and 3000 in attorney fee's, as the FDCRA allows attorneys fees to be collected from the collection agency.
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What's this? #6 General Comment
I have bad news for you.
AUTHOR: IamGood - (USA)
SUBMITTED: Monday, August 13, 2012
Any company can sell debt to another company. There is nothing Illegal about this. The SOL is the time period when you can be sued for this debt. The SOL doesnt mean you dont owe the debt.
The company that bought the debt can still contact you regarding this debt, until you notify them "in writing, and sent certified mail" to stop contacting you.
It is not uncommon for a debt that is out of SOL, to sue the debtor. They count on the fact that the debtor will be served certified mail, and not show up in court to dispute the suit filed against them.
This would cause the debt to convert into a judgement. So 2 things,
1. You still owe the money to the creditor, regardless of the age of the debt.
2. You can still be sued over the debt, and you will have to hire an attorney to fight the debt on the basis that it is past the SOL for the creditor to sue.
3. Your comment that this company is a Junk Debt Buyer is not correct. You incurred the debt, and you got a service rendered to you, and you still ethically, and morally owe the money.
The company that bought the debt can still contact you regarding this debt, until you notify them "in writing, and sent certified mail" to stop contacting you.
It is not uncommon for a debt that is out of SOL, to sue the debtor. They count on the fact that the debtor will be served certified mail, and not show up in court to dispute the suit filed against them.
This would cause the debt to convert into a judgement. So 2 things,
1. You still owe the money to the creditor, regardless of the age of the debt.
2. You can still be sued over the debt, and you will have to hire an attorney to fight the debt on the basis that it is past the SOL for the creditor to sue.
3. Your comment that this company is a Junk Debt Buyer is not correct. You incurred the debt, and you got a service rendered to you, and you still ethically, and morally owe the money.
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What's this? #7 UPDATE Employee
Response from RGS Financial
AUTHOR: Cpruitt - (USA)
SUBMITTED: Monday, August 13, 2012
My name is Chris Pruitt. I am a Vice President at RGS Financial.
We are a Third Party Collection Agency, which means we collect on behalf of the owners of the debt. In most cases the owner is the original creditor. We do not purchase debt, and we do not re-age debt.
We hold our reputation dear, and do our best to treat consumers with respect and dignity. We are licensed as a Collection Agency in all fifty states, and we are a member of ACA International (The Association of Credit and Collection Professionals, www.acainternational.org). We currently have a rating of B with the Better Business Bureau, which you can review at www.bbb.org.
If you or anyone has questions about us, you can visit us online at www.rgsfinancial.com. Also, I welcome your calls or emails with any concerns or issues you may have. My email address is cpruitt@rgsfinancial.com, and my phone number is 877-457-8500 ext 2009.
We are a Third Party Collection Agency, which means we collect on behalf of the owners of the debt. In most cases the owner is the original creditor. We do not purchase debt, and we do not re-age debt.
We hold our reputation dear, and do our best to treat consumers with respect and dignity. We are licensed as a Collection Agency in all fifty states, and we are a member of ACA International (The Association of Credit and Collection Professionals, www.acainternational.org). We currently have a rating of B with the Better Business Bureau, which you can review at www.bbb.org.
If you or anyone has questions about us, you can visit us online at www.rgsfinancial.com. Also, I welcome your calls or emails with any concerns or issues you may have. My email address is cpruitt@rgsfinancial.com, and my phone number is 877-457-8500 ext 2009.
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