- Report: #243992
Report - Rebuttal - Arbitrate
Complaint Review: RJM ACQ Funding - RJM Acquisitions Funding
RJM ACQ Funding - RJM Acquisitions Funding575 Underhill Blvd, Suite 224 Syosset, New York U.S.A.
RJM ACQ Funding - RJM Acquisitions Funding RJM Fingerhut ripoff Double Whammy! Fraudulent billing and dunning letters Fingerhut Syosset New York
*Author of original report: RJM and Complaint Remover.com taking away your rights to hide victims complaints for unscrupulous businesses willing to pay them, passing bogus information about Rip-off Report
*Author of original report: I won!
*Consumer Suggestion: STEVE QUESTION .... I KNOW YOU ANSWERED THIS BUT CAN'T REMEMBER THE ANSWER...
*Consumer Suggestion: SAMPLE DISPUTE LETTER
*Consumer Suggestion: FIRST STAY OFF THE PHONE ... NEXT IN WRITING TELL THEM TO VALIDATE THE CLAIM ....
*Consumer Comment: I need to know what to do
*Consumer Suggestion: They are JUNK DEBT BUYERS, Not creditors.
*Author of original report: RJM Acquisitions Funding LLC- Complaints sents, the hunt is on
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The second letter is for a Citibank credit card in the amount of 1,833.84. Here is the kicker they have listed a partial SSN on the letter with the first two numbers and the last two numbers. And they start out their letter with "As you recall..." As if we had been in communications before. Notice that the date is not on this letter.
I have learned a one thing about about junk debt buyers, they really hope that you are stupid. Please get to know the consumer protection laws of your state and the laws regarding proper collection of debt. These will save you, in the long run.
Now for the folks that got the Fingerhut letters notice that they announce that they are your new CREDITOR. Under the law FDCAP (I hope I got the intials right) you can not exercise your rights if the communication if from the original creditor. However, you can exercise your rights if the communication is from a 3rd party debt collector. Which these folks are. They hope to have you confused.
If any of you guys have received a letter like my Citibank letter, with the partial SSN, please contact your states attorney general and the FTC. Think Identity Fraud!
Lastly, always keep your original envelopes, because if you will notice on the envelope you can not see the post mark date and even though you may have physically receive the letter in April, the date maybe sometime in March, as my two are. This is an attempt to get you to run down the time on the 30days you have to respond.
Please stand up for your rights and demand better treatment. Also, be careful what you post on these websites, because I am sure that they are watching
Peace and blessings
This report was posted on Ripoff Report on 04/14/2007 10:32 AM and is a permanent record located here: http://www.ripoffreport.com/r/RJM-ACQ-Funding-RJM-Acquisitions-Funding/Syosset-New-York-11791-3416/RJM-ACQ-Funding-RJM-Acquisitions-Funding-RJM-Fingerhut-ripoff-Double-Whammy-Fraudulent-243992. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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