• Report: #695834

Complaint Review: RJM ACQ LLC.

  • Submitted: Tue, February 15, 2011
  • Updated: Wed, February 16, 2011

  • Reported By: mhoutz29 — Newport Pennsylvania United States of America
RJM ACQ LLC.
575 Underhill Blvd. Suite 224 Syosset, New York United States of America

RJM ACQ LLC. RJM ACQ. PROVIDED NONEXISTENT ACCT TO CREDIT BUREAU Syosset, New York

*Consumer Suggestion: Document everything, and then sue everyone involved!

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I recently received my credit score, which I check on a monthly basis, and noticed a huge drop in score of more than 100 points!  To find out what the problem might be, I went and ordered my free credit reports available from annualcreditreport.com.  I was able to get a report from Experian and Equifax. 

Experian was showing a negative account that was sent to a collection agency, RJM ACQ LLC. in the amount of $565.  The original account was supposedly opened at an M&T Bank in 2010.  I have never had an account with M&T Bank, so I have no idea how I have an amount owed.  I am looking for any advice someone can provide to have this account removed my credit report.


This report was posted on Ripoff Report on 02/15/2011 08:47 PM and is a permanent record located here: http://www.ripoffreport.com/r/RJM-ACQ-LLC/Syosset-New-York-11791/RJM-ACQ-LLC-RJM-ACQ-PROVIDED-NONEXISTENT-ACCT-TO-CREDIT-BUREAU-Syosset-New-York-695834. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Document everything, and then sue everyone involved!

AUTHOR: Steve - (U.S.A.)

These collection tactics used by most collection agencies are fraudulent, and they need to be sued every time.

You have suffered "real" damages as a result of that phoney reporting.
You need to hold them accountable.

Under the FCRA you are entitled to a "complete and accurate" report.
Obviously the "accurate" part has been violated here.

Get paid.
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