- Report: #133104
Report - Rebuttal - Arbitrate
Complaint Review: RJM Acquisitions, JBC Legal Group
RJM Acquisitions, JBC Legal Group575 Underhill Blvd Syosset, New York U.S.A.
RJM Acquisitions, JBC Legal Group Ripoff Still getting bills from RJM/JBC for Fingerhut Account after contacting FTC Better Business Bureau and State Attorney General Syosset New York
When I had received the CVS letter, I knew immediately something was wrong, as I did not live in the vicinity of a CVS for more than seven years. That letter came in 2003. I called these jerks on the telephone, and decided to ask them what the hell this was all about. They told me that I had a returned check to CVS from 1994. They had wanted $157 or something like that. Told me which bank the check was written on, etc. As much as I hated to burst their bubble that day, I still had all of these cancelled checks, and this check in particular. The check which was originally for $13.05 was sent to my bank, returned for NSF, I was hit with $20 returned check fee from my bank, and was charged $15 by CVS at the time. The check was later redepositied and paid. They were trying to collect $157 in intrest on the returned check fee!
Being a savvy consumer, and seeing how I was dealing with a company who was still in business, I called CVS' headquarters. I told them how I was contacted by this company about a returned check. CVS said that they do not do business with either of these companies, that Telecheck handles all paper checks going through them, that they do not have me as owing them anything nor do they have me listed as passing them a bad check ever, and to call Telecheck. Telecheck also confirmed that I did not have any bad checks floating around, from 1994 or otherwise.
Because I have refused to pay these people for bogus accounts whom I do not owe money to, both the Fingerhut claim and the returned check fee claim are showing up on my credit report. RJM and JBC both claim that they are not collection agencies. If they are not collection agencies, and they are not my creditors, how are they allowed to put this garbage on my credit report?
I have contacted the FTC, the Better Business Bureau, and the Attorney General in both Virginia and Connecticut (since I moved and this crap is following me)letting them know of the business practices of these two companies. The Fingerhut one does not even have an account number on it, the check one had my bank account # as the account number. I am glad that bank account has long since been closed. Trying to get this removed off your credit report is like pulling teeth, and when are these crooks going to be put out of business?
This report was posted on Ripoff Report on 02/28/2005 06:53 AM and is a permanent record located here: http://www.ripoffreport.com/r/RJM-Acquisitions-JBC-Legal-Group/Syosset-New-York-11791-0825/RJM-Acquisitions-JBC-Legal-Group-Ripoff-Still-getting-bills-from-RJMJBC-for-Fingerhut-Ac-133104. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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