- Report: #330511
Report - Rebuttal - Arbitrate
Complaint Review: RJM Acquisitions LLC
RJM Acquisitions LLCSuit 224 575 Underhill BLVD Syosset, New York U.S.A.
RJM Acquisitions LLC - Insightoutbooks.com - Doubleday Book Club RJM enters derrogatory credit entry without notice for non-existant book club account Syosset New York
*Author of original report: Update/original debtholder has two account numbers but no information
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I dug deeper into this credit entry and discovered this was a "bad debt" for $36 purchased from Insightoutbooks.com book club for collections. I had never heard of Insightoutbooks.com but considered that I may have inadvertantly "joined" or forgotten or whatever.
I went to the Insightoutbook.com website and attempted to "sign in" using the one and only e-mail address I've had for the past ten years. I entered my e-mail address and clicked "forgot password" to see what would happen. The response was "This e-mail address is not in our database."
Insightoutbooks.com turns out to be a site which sells homosexual books where you buy one for 99 cents and pay regular prices for several more books over time. Neither the products nor the terms are appealing to me so by this point I'm positive I never had an account with them.
I contacted the customer service at insightoutbooks.com and they quickly responded and indicated that they had "sold the account to RJM Acquisitions" and cannot service my account. They could not indicate the purchase of any membership, purchases etc.
I faxed a letter to RJM ACQ LLC stating that I have no knowledge of this bookclub account but would pay it rather than waste energy disputing it if RJM agrees explicitly in writing to permanently REMOVE, not amend their derrogatory entry from any and all credit reporting agencies.
Lets see what happens and I will continue to post ammendments as this unfolds.
This report was posted on Ripoff Report on 05/04/2008 10:09 PM and is a permanent record located here: http://www.ripoffreport.com/r/RJM-Acquisitions-LLC/Syosset-New-York-11791/RJM-Acquisitions-LLC-Insightoutbookscom-Doubleday-Book-Club-RJM-enters-derrogatory-cr-330511. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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