- Report: #183549
Report - Rebuttal - Arbitrate
Complaint Review: ROADSIDE PLUS - MED-Rx
ROADSIDE PLUS - MED-Rx334 Cornelia St Plattsburgh, New York U.S.A.
ROADSIDE PLUS - MED-Rx ripoff unathorized charges to bank account Plattsburgh New York *EDitor's Suggestions on how to get your money back into your bank account!
I asked her what the anme of her company was and she said roadside pluse i explained the situation to her that my checking was debited from her company and she said I sighned up for a 7 Day fee trial I told her i never heard of her company before and that i never sighed up for it She kept insisting I did she said all she can do is cancel my service . I asked to speak with a mangager she said she was the manager THE ONLY MANAGER Iasked for a diffrent # to call (apprently The head honcho awnsers the phones) I told her she would be hearing from me again
I then realized after doing some research that I had applied for A cash loan from Soniccash.com after reading that a few other people had this happen to them after applying for the same payday advance . so I called this Roadside plus again a man awnsers the phone I ask for the managers name he gives me the run around even asks me wich one i said the main persons name well he puts a lady on the phone she says she the manager (dont sound like same girl) i aske for her name she wants to know why so I tell her because i guess i talked to you earlier about making unauthersized debits from my account still she says her name is TINA I asked Tina what she said Im not autherzied to give out our last names i tell her just like your not Authersized to debit peoples accounts with out consent She says you sighned up for it and when I tell her no i signed up for a laon and you guys took my information aswell as many other poeople she hung up on me
I also contacted soniccash and asked if they were affiliated with them they said no so i told them that they are going to lose alot of customers because this company is using info we give cash net to scam us , he then said that soniccash was in the process of handling this situation , So ... anyway i hope this helps someone in the future, I myself put stop payment on the debit luckly it was in process and will be put back in my account i did however have to pay a $15 stop payment fee and had to get a new checking account
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
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CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
This report was posted on Ripoff Report on 03/27/2006 04:31 PM and is a permanent record located here: http://www.ripoffreport.com/r/ROADSIDE-PLUS-MED-Rx/Plattsburgh-New-York/ROADSIDE-PLUS-MED-Rx-ripoff-unathorized-charges-to-bank-account-Plattsburgh-New-York-ED-183549. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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