• Report: #374379

Complaint Review: ROBERT LEWIS-PARADISE CAPITAL GROUP LLC-STEALTH CORPORTATE WEAPONS-MARK SHELTON-SHELTON CREDIT-

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  • Submitted: Fri, September 19, 2008
  • Updated: Thu, October 23, 2008

  • Reported By:NewPort beach California
ROBERT LEWIS-PARADISE CAPITAL GROUP LLC-STEALTH CORPORTATE WEAPONS-MARK SHELTON-SHELTON CREDIT-
7850 White Lane Ave Suite E-194 BAKERSFIELD-LAS VEGAS-CHICAGO-WAUKEGAN, California U.S.A.
  • Phone: 847-941-0414
  • Web:
  • Category: Loans

ROBERT LEWIS-PARADISE CAPITAL GROUP LLC-STEALTH CORPORTATE WEAPONS-MARK SHELTON-SHELTON CREDIT- FRAUD-R & R CAPITAL GROUP,RHONDA FAILE--PRIVATE INVESTORS MANY OF THESE PEOPLE ARE BUSINSESS OWNERS THAT INVESTED OVER 750k -BAKERSFIELD-LAS VEGAS-CHICAGO-WAUKEGAN California-WAUKEGAN ILLINOIS

*REBUTTAL Owner of company: I Almost Forgot

*REBUTTAL Owner of company: I am dealing directly with clients not here on the net.

*UPDATE Employee: Legitimate Questions and Concerns

*UPDATE Employee: Legitimate Questions and Concerns

*UPDATE Employee: Legitimate Questions and Concerns

*UPDATE Employee: Legitimate Questions and Concerns

*UPDATE Employee: Legitimate Questions and Concerns

*REBUTTAL Owner of company: No Nerve Damage Here Mr. Nichols

*UPDATE EX-employee responds: Looks like I touched a nerve...

*REBUTTAL Owner of company: Mr. Joshua Nichols

*UPDATE EX-employee responds: Another country heard from...

*UPDATE EX-employee responds: This is just too darn good to pass up...

*Consumer Suggestion: Mark Shelton.....

*REBUTTAL Individual responds: Paradise Capital Group and R&R Capital Group Box It Out!!!

*UPDATE Employee: A "Complete" True and Accurate Description of the Events Discussed

*UPDATE EX-employee responds: Clearing names and protecting the innocent

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Robert Lewis-Paradise Capital Group LLC-aka Stealth Corporate Weapons
Mark Shelton-Shelton Credit-aka Chicago-Sin City-Rhonda Faile-R & R Capital group-Craig Peterson?

All of these people SCAMMED private Business owners in excess of OVER 750K to 1 Million DOLLARS for promised LOANS to CLOSE in less than 60 DAYS.

The only way these loans don't close is if the person DIES,DIVORCE-They PROMISE people that these loans go through......

These loans range from investing from 10K to 50K to get a LOAN...... The RETURN was a LOAN that ranged from 1 MILLION DOLLARS to 20 Million DOLLARS.....

NOW they Proclaim that Robert Lewis is the "BAD GUY" - He was not passing on information to Mark Shelton.
ie:Mark Shelton,Rhonda Faile.....SCAM.......SCAM.....

So they are playing that he is the BAD GUY.....NOW don't worry about anything they proclaim now.....We now have everyone's Files to get this DONE...

BUT it could now take 120 DAYS to get done or EVEN YEARS......

THANKS for all the UPDATES and Bulls***.......

SCAM....FBI....ATTORNEY GENERAL.......HELLO FTC AGAIN MARK SHELTON.....

Bill
NewPort beach, California
U.S.A.

This report was posted on Ripoff Report on 09/19/2008 10:52 AM and is a permanent record located here: http://www.ripoffreport.com/r/ROBERT-LEWIS-PARADISE-CAPITAL-GROUP-LLC-STEALTH-CORPORTATE-WEAPONS-MARK-SHELTON-SHELTON-CREDIT-/BAKERSFIELD-LAS-VEGAS-CHICAGO-WAUKEGAN-California-93309/ROBERT-LEWIS-PARADISE-CAPITAL-GROUP-LLC-STEALTH-CORPORTATE-WEAPONS-MARK-SHELTON-SHELTON-CR-374379. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
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Updates & Rebuttals

#1 REBUTTAL Owner of company

I Almost Forgot

AUTHOR: Mr. X - (U.S.A.)

I will reply to one inaccurate comment. The checks that were sent to R&R Capital Group were covered in the beginning to protect our source. The reason why it continued to be covered up was in case you the broker or consultant were to foward it to the client. (COMMON SENSE)!!!! Hello. Don't you think that would be a good idea??? This is to protect and not disclose your source to the client.

Again this is all I need to state. As most know not all parties take everything on this site serious at least what has been posted ion this particular report. It has been a bit entertaining with all the back and forth. I do not state that as being funny towards the clients just entertaining on all that has been posted here between brokers etc.
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#2 REBUTTAL Owner of company

I am dealing directly with clients not here on the net.

AUTHOR: Mr. X - (U.S.A.)

I have been advised not to reply back to anymore of these drama posts any longer.
I have my facts and clients are working with me and being patient during this time.
Please stay focused on your deals with Mark and I will do the same with Mark and others.

We is by the way is not you and I (Get over it) We is pertaining to myself and Paradise Capital Group.

This will be all you get from me R&R Capital Group!!! Short and to the point.

Thanks
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#3 UPDATE Employee

Legitimate Questions and Concerns

AUTHOR: R&R Capital Group - (U.S.A.)

Dear Mr. Lewis:

After being referred back to your post in response to my information shared prior, I feel it is necessary to clarify a few items that you make mention of. First of all, nobody is Boxing it Out. Such a title sounds more like child's play don't you think? I had only shared the facts as I know them to be. I feel the questions and concerns that folks are raising are quite legitimate and they have every right to the questions they are asking. I won't get into the accuracy of some things you wrote. In fact most of it confirmed what I had already indicated in my post. So thank you. However, I do need to make something clear from your first paragraph. Where you make reference to we as in we are selves (typo intentional) placed $20K.., we had several conversations to confirm and do our homeworkwe were told verbally by Mark Shelton.these comments include you and Paradise Capital Group only and are not inclusive of R&R Capital Group as it may appear when read. I want to make it clear that R&R Capital only had knowledge through the information you shared and supplied based on any information you may have received prior to sharing this opportunity with us. It was only after R&R Capital Group had referred 10 clients of the required 15 that you shared with me that you were working with Shelton Credit. R&R Capital Group did not place any money with the company nor were we a part of any phone conversation with Mark Shelton prior to that time of you sharing your source. Whether that was what you were stating or not, I just thought that was important to clarify.

I believe the biggest issue that deserves attention is in regards to the money. You question how I or R&R Capital Group can question the legitimacy of where the funds went. I am not the only one raising these questions. In fact, it was only when this concern was brought to my attention from others, that I too began to question it. For each client that was referred to you by R&R, you sent back a copy of a cashier's check with an invoice confirming the client's deposit. Some cashier's checks had post it notes over the Pay to the Order Of. This leaves room to question who was the check actually made out to? Was it to another bank account with your name on it? Was it to another company that you managed? Was it actually made out to Shelton Credit? I do know that even if it was made out to Shelton, which I did see on a few that you left open to view without the post it, a cashier's check can be redeposit into the issuing account if it was not used for its intended purpose. Even after you shared with R&R that you were working with Shelton Credit, some of the checks you sent were still covered. I can understand if you were protecting your source prior to our knowledge but how about after? I believe this leaves open legitimate concern and questions.

Also, in regards to your comment about forwarding All of the Money paid to you by the clients to Shelton Credit, I know this not to be true. If you recall, for a client who purchased a level 5 service they were paying you/Paradise Capital $29,995.00. You indicated later to me, that when you sent me the invoice confirming their deposit, along with a photo copy of the check made out to Shelton Credit or covered in some cases, that I would notice a $7,000 difference. This was because the actual cost of the program that Shelton was charging was $22,995.00. However, Paradise was charging $29,995.00. You indicated to me that you were keeping $7,000.00 to cover business expenses and that I would or could do the same when I was working with the company directly if I choose. Your reason being that you had business expenses, possible travel expenses as well as looking for new office space in Orange County. When you sent me the invoice for the client with the copy of the check, it clearly showed the $7K difference. So to say that all of the money that every client paid to you was sent to Shelton Credit, is not entirely accurate. My question to you is, are you going to refund those clients, mine included, their $7K back , who paid for a level 5 at $29,995.00 to only have $22,995.00 sent to Shelton Credit if it was sent to Shelton? I believe these are legitimate questions and concerns.

In regards to your other source, I do hope for your sake that it does help you. I am not forcing anyone to not communicate with you. In fact given that all of the clients were referred to you, trusted in your care, sent you money and filled out your paper work, I feel you have an obligation to help these clients in any way possible.

Finally, if you do choose to respond to the questions posed above, I trust I will not see my own words used verbatim in any part of your post as I did with your last sentence of your box it out rebuttal taken from the last paragraph of my last post. I appreciate it.
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#4 UPDATE Employee

Legitimate Questions and Concerns

AUTHOR: R&R Capital Group - (U.S.A.)

Dear Mr. Lewis:

After being referred back to your post in response to my information shared prior, I feel it is necessary to clarify a few items that you make mention of. First of all, nobody is Boxing it Out. Such a title sounds more like child's play don't you think? I had only shared the facts as I know them to be. I feel the questions and concerns that folks are raising are quite legitimate and they have every right to the questions they are asking. I won't get into the accuracy of some things you wrote. In fact most of it confirmed what I had already indicated in my post. So thank you. However, I do need to make something clear from your first paragraph. Where you make reference to we as in we are selves (typo intentional) placed $20K.., we had several conversations to confirm and do our homeworkwe were told verbally by Mark Shelton.these comments include you and Paradise Capital Group only and are not inclusive of R&R Capital Group as it may appear when read. I want to make it clear that R&R Capital only had knowledge through the information you shared and supplied based on any information you may have received prior to sharing this opportunity with us. It was only after R&R Capital Group had referred 10 clients of the required 15 that you shared with me that you were working with Shelton Credit. R&R Capital Group did not place any money with the company nor were we a part of any phone conversation with Mark Shelton prior to that time of you sharing your source. Whether that was what you were stating or not, I just thought that was important to clarify.

I believe the biggest issue that deserves attention is in regards to the money. You question how I or R&R Capital Group can question the legitimacy of where the funds went. I am not the only one raising these questions. In fact, it was only when this concern was brought to my attention from others, that I too began to question it. For each client that was referred to you by R&R, you sent back a copy of a cashier's check with an invoice confirming the client's deposit. Some cashier's checks had post it notes over the Pay to the Order Of. This leaves room to question who was the check actually made out to? Was it to another bank account with your name on it? Was it to another company that you managed? Was it actually made out to Shelton Credit? I do know that even if it was made out to Shelton, which I did see on a few that you left open to view without the post it, a cashier's check can be redeposit into the issuing account if it was not used for its intended purpose. Even after you shared with R&R that you were working with Shelton Credit, some of the checks you sent were still covered. I can understand if you were protecting your source prior to our knowledge but how about after? I believe this leaves open legitimate concern and questions.

Also, in regards to your comment about forwarding All of the Money paid to you by the clients to Shelton Credit, I know this not to be true. If you recall, for a client who purchased a level 5 service they were paying you/Paradise Capital $29,995.00. You indicated later to me, that when you sent me the invoice confirming their deposit, along with a photo copy of the check made out to Shelton Credit or covered in some cases, that I would notice a $7,000 difference. This was because the actual cost of the program that Shelton was charging was $22,995.00. However, Paradise was charging $29,995.00. You indicated to me that you were keeping $7,000.00 to cover business expenses and that I would or could do the same when I was working with the company directly if I choose. Your reason being that you had business expenses, possible travel expenses as well as looking for new office space in Orange County. When you sent me the invoice for the client with the copy of the check, it clearly showed the $7K difference. So to say that all of the money that every client paid to you was sent to Shelton Credit, is not entirely accurate. My question to you is, are you going to refund those clients, mine included, their $7K back , who paid for a level 5 at $29,995.00 to only have $22,995.00 sent to Shelton Credit if it was sent to Shelton? I believe these are legitimate questions and concerns.

In regards to your other source, I do hope for your sake that it does help you. I am not forcing anyone to not communicate with you. In fact given that all of the clients were referred to you, trusted in your care, sent you money and filled out your paper work, I feel you have an obligation to help these clients in any way possible.

Finally, if you do choose to respond to the questions posed above, I trust I will not see my own words used verbatim in any part of your post as I did with your last sentence of your box it out rebuttal taken from the last paragraph of my last post. I appreciate it.
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#5 UPDATE Employee

Legitimate Questions and Concerns

AUTHOR: R&R Capital Group - (U.S.A.)

Dear Mr. Lewis:

After being referred back to your post in response to my information shared prior, I feel it is necessary to clarify a few items that you make mention of. First of all, nobody is Boxing it Out. Such a title sounds more like child's play don't you think? I had only shared the facts as I know them to be. I feel the questions and concerns that folks are raising are quite legitimate and they have every right to the questions they are asking. I won't get into the accuracy of some things you wrote. In fact most of it confirmed what I had already indicated in my post. So thank you. However, I do need to make something clear from your first paragraph. Where you make reference to we as in we are selves (typo intentional) placed $20K.., we had several conversations to confirm and do our homeworkwe were told verbally by Mark Shelton.these comments include you and Paradise Capital Group only and are not inclusive of R&R Capital Group as it may appear when read. I want to make it clear that R&R Capital only had knowledge through the information you shared and supplied based on any information you may have received prior to sharing this opportunity with us. It was only after R&R Capital Group had referred 10 clients of the required 15 that you shared with me that you were working with Shelton Credit. R&R Capital Group did not place any money with the company nor were we a part of any phone conversation with Mark Shelton prior to that time of you sharing your source. Whether that was what you were stating or not, I just thought that was important to clarify.

I believe the biggest issue that deserves attention is in regards to the money. You question how I or R&R Capital Group can question the legitimacy of where the funds went. I am not the only one raising these questions. In fact, it was only when this concern was brought to my attention from others, that I too began to question it. For each client that was referred to you by R&R, you sent back a copy of a cashier's check with an invoice confirming the client's deposit. Some cashier's checks had post it notes over the Pay to the Order Of. This leaves room to question who was the check actually made out to? Was it to another bank account with your name on it? Was it to another company that you managed? Was it actually made out to Shelton Credit? I do know that even if it was made out to Shelton, which I did see on a few that you left open to view without the post it, a cashier's check can be redeposit into the issuing account if it was not used for its intended purpose. Even after you shared with R&R that you were working with Shelton Credit, some of the checks you sent were still covered. I can understand if you were protecting your source prior to our knowledge but how about after? I believe this leaves open legitimate concern and questions.

Also, in regards to your comment about forwarding All of the Money paid to you by the clients to Shelton Credit, I know this not to be true. If you recall, for a client who purchased a level 5 service they were paying you/Paradise Capital $29,995.00. You indicated later to me, that when you sent me the invoice confirming their deposit, along with a photo copy of the check made out to Shelton Credit or covered in some cases, that I would notice a $7,000 difference. This was because the actual cost of the program that Shelton was charging was $22,995.00. However, Paradise was charging $29,995.00. You indicated to me that you were keeping $7,000.00 to cover business expenses and that I would or could do the same when I was working with the company directly if I choose. Your reason being that you had business expenses, possible travel expenses as well as looking for new office space in Orange County. When you sent me the invoice for the client with the copy of the check, it clearly showed the $7K difference. So to say that all of the money that every client paid to you was sent to Shelton Credit, is not entirely accurate. My question to you is, are you going to refund those clients, mine included, their $7K back , who paid for a level 5 at $29,995.00 to only have $22,995.00 sent to Shelton Credit if it was sent to Shelton? I believe these are legitimate questions and concerns.

In regards to your other source, I do hope for your sake that it does help you. I am not forcing anyone to not communicate with you. In fact given that all of the clients were referred to you, trusted in your care, sent you money and filled out your paper work, I feel you have an obligation to help these clients in any way possible.

Finally, if you do choose to respond to the questions posed above, I trust I will not see my own words used verbatim in any part of your post as I did with your last sentence of your box it out rebuttal taken from the last paragraph of my last post. I appreciate it.
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#6 UPDATE Employee

Legitimate Questions and Concerns

AUTHOR: R&R Capital Group - (U.S.A.)

Dear Mr. Lewis:

After being referred back to your post in response to my information shared prior, I feel it is necessary to clarify a few items that you make mention of. First of all, nobody is Boxing it Out. Such a title sounds more like child's play don't you think? I had only shared the facts as I know them to be. I feel the questions and concerns that folks are raising are quite legitimate and they have every right to the questions they are asking. I won't get into the accuracy of some things you wrote. In fact most of it confirmed what I had already indicated in my post. So thank you. However, I do need to make something clear from your first paragraph. Where you make reference to we as in we are selves (typo intentional) placed $20K.., we had several conversations to confirm and do our homeworkwe were told verbally by Mark Shelton.these comments include you and Paradise Capital Group only and are not inclusive of R&R Capital Group as it may appear when read. I want to make it clear that R&R Capital only had knowledge through the information you shared and supplied based on any information you may have received prior to sharing this opportunity with us. It was only after R&R Capital Group had referred 10 clients of the required 15 that you shared with me that you were working with Shelton Credit. R&R Capital Group did not place any money with the company nor were we a part of any phone conversation with Mark Shelton prior to that time of you sharing your source. Whether that was what you were stating or not, I just thought that was important to clarify.

I believe the biggest issue that deserves attention is in regards to the money. You question how I or R&R Capital Group can question the legitimacy of where the funds went. I am not the only one raising these questions. In fact, it was only when this concern was brought to my attention from others, that I too began to question it. For each client that was referred to you by R&R, you sent back a copy of a cashier's check with an invoice confirming the client's deposit. Some cashier's checks had post it notes over the Pay to the Order Of. This leaves room to question who was the check actually made out to? Was it to another bank account with your name on it? Was it to another company that you managed? Was it actually made out to Shelton Credit? I do know that even if it was made out to Shelton, which I did see on a few that you left open to view without the post it, a cashier's check can be redeposit into the issuing account if it was not used for its intended purpose. Even after you shared with R&R that you were working with Shelton Credit, some of the checks you sent were still covered. I can understand if you were protecting your source prior to our knowledge but how about after? I believe this leaves open legitimate concern and questions.

Also, in regards to your comment about forwarding All of the Money paid to you by the clients to Shelton Credit, I know this not to be true. If you recall, for a client who purchased a level 5 service they were paying you/Paradise Capital $29,995.00. You indicated later to me, that when you sent me the invoice confirming their deposit, along with a photo copy of the check made out to Shelton Credit or covered in some cases, that I would notice a $7,000 difference. This was because the actual cost of the program that Shelton was charging was $22,995.00. However, Paradise was charging $29,995.00. You indicated to me that you were keeping $7,000.00 to cover business expenses and that I would or could do the same when I was working with the company directly if I choose. Your reason being that you had business expenses, possible travel expenses as well as looking for new office space in Orange County. When you sent me the invoice for the client with the copy of the check, it clearly showed the $7K difference. So to say that all of the money that every client paid to you was sent to Shelton Credit, is not entirely accurate. My question to you is, are you going to refund those clients, mine included, their $7K back , who paid for a level 5 at $29,995.00 to only have $22,995.00 sent to Shelton Credit if it was sent to Shelton? I believe these are legitimate questions and concerns.

In regards to your other source, I do hope for your sake that it does help you. I am not forcing anyone to not communicate with you. In fact given that all of the clients were referred to you, trusted in your care, sent you money and filled out your paper work, I feel you have an obligation to help these clients in any way possible.

Finally, if you do choose to respond to the questions posed above, I trust I will not see my own words used verbatim in any part of your post as I did with your last sentence of your box it out rebuttal taken from the last paragraph of my last post. I appreciate it.
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#7 UPDATE Employee

Legitimate Questions and Concerns

AUTHOR: R&R Capital Group - (U.S.A.)

Dear Mr. Lewis:

After being referred back to your post in response to my information shared prior, I feel it is necessary to clarify a few items that you make mention of. First of all, nobody is Boxing it Out. Such a title sounds more like child's play don't you think? I had only shared the facts as I know them to be. I feel the questions and concerns that folks are raising are quite legitimate and they have every right to the questions they are asking. I won't get into the accuracy of some things you wrote. In fact most of it confirmed what I had already indicated in my post. So thank you. However, I do need to make something clear from your first paragraph. Where you make reference to we as in we are selves (typo intentional) placed $20K.., we had several conversations to confirm and do our homeworkwe were told verbally by Mark Shelton.these comments include you and Paradise Capital Group only and are not inclusive of R&R Capital Group as it may appear when read. I want to make it clear that R&R Capital only had knowledge through the information you shared and supplied based on any information you may have received prior to sharing this opportunity with us. It was only after R&R Capital Group had referred 10 clients of the required 15 that you shared with me that you were working with Shelton Credit. R&R Capital Group did not place any money with the company nor were we a part of any phone conversation with Mark Shelton prior to that time of you sharing your source. Whether that was what you were stating or not, I just thought that was important to clarify.

I believe the biggest issue that deserves attention is in regards to the money. You question how I or R&R Capital Group can question the legitimacy of where the funds went. I am not the only one raising these questions. In fact, it was only when this concern was brought to my attention from others, that I too began to question it. For each client that was referred to you by R&R, you sent back a copy of a cashier's check with an invoice confirming the client's deposit. Some cashier's checks had post it notes over the Pay to the Order Of. This leaves room to question who was the check actually made out to? Was it to another bank account with your name on it? Was it to another company that you managed? Was it actually made out to Shelton Credit? I do know that even if it was made out to Shelton, which I did see on a few that you left open to view without the post it, a cashier's check can be redeposit into the issuing account if it was not used for its intended purpose. Even after you shared with R&R that you were working with Shelton Credit, some of the checks you sent were still covered. I can understand if you were protecting your source prior to our knowledge but how about after? I believe this leaves open legitimate concern and questions.

Also, in regards to your comment about forwarding All of the Money paid to you by the clients to Shelton Credit, I know this not to be true. If you recall, for a client who purchased a level 5 service they were paying you/Paradise Capital $29,995.00. You indicated later to me, that when you sent me the invoice confirming their deposit, along with a photo copy of the check made out to Shelton Credit or covered in some cases, that I would notice a $7,000 difference. This was because the actual cost of the program that Shelton was charging was $22,995.00. However, Paradise was charging $29,995.00. You indicated to me that you were keeping $7,000.00 to cover business expenses and that I would or could do the same when I was working with the company directly if I choose. Your reason being that you had business expenses, possible travel expenses as well as looking for new office space in Orange County. When you sent me the invoice for the client with the copy of the check, it clearly showed the $7K difference. So to say that all of the money that every client paid to you was sent to Shelton Credit, is not entirely accurate. My question to you is, are you going to refund those clients, mine included, their $7K back , who paid for a level 5 at $29,995.00 to only have $22,995.00 sent to Shelton Credit if it was sent to Shelton? I believe these are legitimate questions and concerns.
In regards to your other source, I do hope for your sake that it does help you. I am not forcing anyone to not communicate with you. In fact given that all of the clients were referred to you, trusted in your care, sent you money and filled out your paper work, I feel you have an obligation to help these clients in any way possible.

Finally, if you do choose to respond to the questions posed above, I trust I will not see my own words use verbatim in any part of your post as I did with your last sentence of your box it out rebuttal taken from the last paragraph of my last post. I appreciate it.
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#8 REBUTTAL Owner of company

No Nerve Damage Here Mr. Nichols

AUTHOR: Mr. X - (U.S.A.)

Mr. Nichols,

Nothing personal just business as usual. My statements are true to the best of my knowledge as well as others providing it to me. If anyone needs the shovel Joshua it is you. You state that I'm digging a deeper hole for myself maybe it's not for me. Did you ever think about that tough guy? Ha ha. Just getting the ducks lined up for what may come that's all.

In reply to your dictionary statement I can honestly conclude that you have completely made it known to all my client's reading this that you have nothing else better to do then look at dictionaries and refer people to them. You get a BA in dictionary recommendations hurray for you. Everyone it's now known that this man that has handled your files and mine has obviously admitted indirectly, excuses for why we have all had to wait so long for a decision from potential lenders giving us a yes or no decision on funding. Had Mr. Nichols remained focused maybe things would be different.

Why are other direct private lenders or conventional lenders getting back with decisions in under 10 business days and Mr. Nichols and/or Shelton Credit, Inc. are not? Who knows? We all know that services we purchased need some time to implement which according to recent emails I have received is about 30 days. Please everyone I am not promising, I am just passing on an email communication that stated about 30 days to have the credit partners, business plans or profiles created along with their transfer of ownership on other sources that have these credible entities and then submit them as a package to a lender.

Again Mr. Nichols, words from you are louder than any action I or anyone else has seen. That you can count on! Try 38 clients. What's up?

That's all folks!
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#9 UPDATE EX-employee responds

Looks like I touched a nerve...

AUTHOR: J. - (U.S.A.)

Apparently, Mr. Lewis did not appreciate MY tone or eloquence, so he has chosen to steer away from the facts of the matter and try to offend me personally. Unfortunately, all he has managed to do is further mis-state his claims, and make false accusations against me.

Are there any legal professionals in the house that would take his case 'pro bono'? Or can at least tell him to stop digging the hole his in and put the shovel down?

(Pity he didn't take the time to use the www.dictionary.com link I provided...some of us actually know the meaning of the word libel, and when it is prudent to let words speak louder than actions.)

Thanks Mr. Lewis! Putting it in writing was a great help!

: )
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#10 REBUTTAL Owner of company

Mr. Joshua Nichols

AUTHOR: Mr. X - (U.S.A.)

Mr. Nichols is great to know you can sleep at night!!!

I will make short replies to Mr. Nichols statements and try not to make this a reading marathon for all of the readers out there. I hope this is the last reply I have to make with all this back and forth circus act drama!

Implosion of professionalism is something Mr. Nichols needs to look at being upon himself. Mr. Nichols has presented himself as being ill and that is why at times he does not reply to his emails to any of the current or past brokers out there. It has been brought to my attention by many that are brokers or clients that this man does not cancer. Well by the looks of time, thought, and effort placed into the previous rebuttal I would agree that this may not be true! Talk about being caught in a web of lies.

Mr. Nichols interprets the phrase of boxing it out to be something he understands as violent etc. Who is this guy? This man presents himself as he is above all reading this with references to dictionaries etc. What a joke. There is no violent act here Mr. Nichols just a figure of speech. Get it? R&R Capital did bring 14 or 15 clients and nobody has taken that for granted here.

In regards to paragraph 3 Mr. Nichols I did receive monies for exactly what you sent me via the contract and service fees stated in the contract and overview which I still have of course. Remember? I have all front and back images that are not covered up with company name of the pay to company. I sent clients copies of these checks covering Shelton Credit, Inc so I would not disclose the facilitator being yourself and Mark. HELLO!!! This man amazes me at his level to comprehend. Sorry everyone stay with me here.

My letter of cease and desist is for my clients and brokers not me Mr. Nichols. I have requested a breakdown of services and the costs of those services several times in email communications. However, as you all can figure out no replies. Wonder why? Mr. Nichols states So, I will say again...if you believe that you may have been misled, or possibly defrauded, PLEASE hire an attorney, seek their advice, and file suit against EVERYBODY you have a signed agreement with at your earliest opportunity. I must say thank you for that suggestion because many are seeking to do that against all involved with Shelton Credit including you tough guy! The only people that have misled anyone here is Mr. Nichols with Shelton Credit. I have all email communications along with other brokers out there where we may all come together and compare notes to really see how much b.s Mr. Nichols is feeding all of us here.

Again, this guy does not get it when a person uses a figure of speech that has no intention behind it of any illegal activities. It's the special yellow bus for you Mr. Nichols. My time frames that I stated verbally were give or take time frames of possibly obtaining funding which was passed on from Mark and yourself through emails and conversations. I'm sensing some amnesia from Mr. Nichols here. Please stay with me everyone.

Mr. Nichols did call me to make me aware of a couple of things on my website that needed fine tuning which was handled. Thanks Mr. Nichols. You get a gold star for being helpful for once!
My question to Mark about what Mr. Nichols refers to as pyramid scheme was if we can great if not let me know. I was trying to create a business opportunity for the brokers working with me as well. That is it. I was in no way trying to create a scam out of this. Try again Mr. Nichols.

I state a reply to the accusation of 500K, 750K, or 1M is solely based on my company forwarding it to your office in Chicago period. I am not hiding behind curtains here and do return calls as clients leave messages, including email communications. I am proud to be in business and feel one way or another there will be satisfaction for me and all clients. Digest that for a bit Mr. Nichols. I don't have to compose an email or blog to tell everyone I'm out of the office until further notice due to a threat. I have done nothing wrong and I have nothing to hide but lots of proof my friend to show the world.

Again about the checks with images, I do have every single one of them with their name being Shelton Credit, Inc. In the back some have Shelton Credit, Inc. and others have Julie Shelton endorsed. Mr. Nichols has done a good job at deceiving everyone here and has nothing to prove except his ignorance. My reply to how I will flourish is simple Mr. Nichols. I have other sources that may be able to help obtain funding for some of the clients that have viable projects. I don't have hundreds or thousands of dollars that I have made off of anyone that you so eloquently stated. I do have back up plans that are in place and have already placed several clients into a group with no money upfront. This is of course with the client's permission mind you.

Sorry for my Mr. Nichols misunderstanding on the term week and weak. If you read slowly I'm talking about a hit and miss type of individual that one week he is there the other week he is not. That was based upon him being sick or ill. Basically, he is there one week and the next week on and off. My apologies again to the audience that I was not stating he is weak. Is this guy for real? HMMMMMMM.

To reply to Mr. Nichols about my private lending sources I will state that I have already submitted several with projects that need funding and waiting on decisions. I can say this that within 10 business days I have received a couple of replies of interest. Imagine that communication and in a time frame that Mr. Nichols once mentioned but never happened. When and if any go through I will pay back the purchase fees of services Shelton Credit, Inc. charged me and everyone else that is a client. We all know who really needs to pay but we will save that for the high powers to decide.

Mr. Nichols states that the FTC lists the practice of collecting advanced fees for a loan contract as a big red flag. I guess Mr. Nichols is saying goodbye in advance because he knows where he is headed. Strange guy to be so confident in what he knows he is involved with. At least I can say I intend and will do my best to get 50, 75, or even 100% of client's money back. What have they stated they will do not a darn thing!

Thank you for your patience in reading my reply. There are always two sides to every coin. In this case I'm using the coin side of the head. In Mr. Nichols case he is using the head out of the tail end!
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#11 UPDATE EX-employee responds

Another country heard from...

AUTHOR: J. - (U.S.A.)

Mr. Minneapolis -

If you are whom I suspect, I would really love to talk with you about having my church group invest in unlicensed, unregistered Real Estate Limited Partnership securities "to benefit local charities and the community".

In fact, I may not be the only one...

Where can we reach you?
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#12 UPDATE EX-employee responds

This is just too darn good to pass up...

AUTHOR: J. - (U.S.A.)

So the mysterious 'Mr. X' finally makes himself known. Now I can sleep at night.

Seriously though...for everybody who is tracking this post, enjoys intelligent (albeit sarcastic) humor, or just can't pass up an opportunity to watch a personal / professional implosion, then you came to the right place!

Once again, I find myself attempting to bring clarity out of madness in 3rd Grade terms, but am really starting to wonder if it will ever sink in. Let's explore Mr. Lewis's latest posting together, shall we?

"Paradise Capital Group and R&R Capital Group Box It Out!!!"...Interesting choice of words for a headline, don't you think? Sounds awfully violent, or even hateful, considering Rhonda Faile / R&R Capital brought...FIFTEEN!...individual clients gift-wrapped to Paradise Capital Group.

Read that again...FIFTEEN!...and by Robert's own admission in Paragraph 3, the clients were delivered to PARADISE CAPITAL...NOT to Shelton Credit. Therefore, Paradise Capital has the obligation to perform ethically, and with all diligence to satisfy those requests. (I know that sounds a bit under-handed given the level of comprehension we're talking about in some cases out here, but the onus (www.dictionary.com if you need assistance with that one) is on Mr. Lewis and Paradise Capital...NOT Shelton Credit.

Not to overstate the obvious, but that means that any money you paid (minus any commission or other fees deducted by your 'broker') was directed from R&R, and other 'sub-brokers' directly to Paradise Capital...the ONLY entity involved in this mess who had ANY kind of Agreement with Shelton Credit directly; an Agreement that Mr. Lewis CONTINUES to violate on an almost DAILY basis by disregarding a demand from Shelton Credit's counsel that he cease and desist ALL communication with Mark and Shelton Credit entirely (we'll get into my latest experience a little bit later, I promise).

So, I will say again...if you believe that you may have been misled, or possibly defrauded, PLEASE hire an attorney, seek their advice, and file suit against EVERYBODY you have a signed agreement with at your earliest opportunity.

But I'm ranting...time to reel it back in and get back to the fable in question...

Let's examine what makes Mr. Lewis think it's okay to allude to ANY "time frames" (which he continues to do in his post), shall we? If anyone can answer that question, you'll get a gold star for the day. He claims that Mark made those statements to him "twice in 2 different conversations", immediately follows that up with a wish for a time machine and an illegal wiretap, and THEN (this is the best part, I think) admits REPEATEDLY in Paragraph 2 that he used "time frames" to close deals.

Now, assuming that Mr. Lewis, as a Principal of a financial firm was unfamiliar with Federal guidelines and rules that govern the financial industry (which may be a gross failing on his part), I know for a FACT that he was informed of the fraudulent practice of quoting ANY promises of delivery (i.e. "time frames"), or making ANY guarantees of funding, as I TOLD HIM MYSELF. Unfortunately, that conversation didn't occur until early June of this year after his 'people' started contacting Shelton Credit directly, and we came to find that a large portion of the damage had already been done. (If I only had a time machine and an illegal wiretap...)

Moving on...jeez, we're only up to Paragraph 3, sorry...

During a casual conversation, Mark told me about meeting his with Mr. Lewis (and his "witness", aka: Mrs. Lewis) at the Vegas office with a day or so of the occurrence. The only real detail that sticks with me was Mark's concern about how Mr. Lewis's plan sounded a bit like a 'pyramid', but we didn't figure out that angle at the time...this is a legitimate venture funding / loan business...how would you do it? It didn't add up.

As Mr. Lewis plainly states in Paragraph 3, that was EXACTLY what he was doing by setting a cap on 'sub-broker' performance (15 clients), and wanting to collect a residual payment (15%) for himself on their future sales. And he wonders why Mark DIDN'T RESPOND?!? I think that's pretty easy to grasp. No matter how good the golf may be, NOBODY really enjoys Federal prison, do they?

It wasn't until June 9th of this year (or thereabouts) when Mark & I first spoke with Rhonda Faile following her request for a callback, that we fully realized the extent of this (alleged) 'pyramid' practice being executed (allegedly) by Mr. Lewis and Paradise Capital. And, suddenly...as if by magic...several OTHER individuals started contacting Shelton Credit reporting to be 'sub-brokers' of Mr. Lewis, and accusing Paradise Capital AND Shelton Credit of fraud (scroll back up to the part about Mr. Lewis violating his Agreement (including Non-Disclosure) with Shelton Credit).

Paragraph 4 is almost not worth expending the oxygen on, as "analogy" (www.dictionary.com) is apparently too complex of a concept for some people. I will question the grammar employed by Mr. Lewis however, as if you read lines 2 - 4 closely, it sounds to me as if Mr. Lewis is not only (allegedly) admitting to "scamming 500K" with the potential, total to really be "between 750K and 1M", but that he's PROUD he's still in business. Does anybody else read that the same way as I do?

Okay...digest that last bit...

Better?

Let's move on...

In Paragraph 5, Mr. Lewis completely reverses himself, and says that the figure really is "closer to 500K" (no, really) "and has not been scammed at all" (???). He then reports that he has "front and back images of all cashier's checks that have also been endorsed by Shelton Credit, Inc." I can only assume that these would be the same checks called into question by at least 3 of Mr. Lewis's brokers to Mark and myself as appearing to have been (allegedly) tampered with, or not showing a 'Pay to the Order Of' name at all. I'm not a forensic accountant, but I assume the IRS has a few on staff that can help solve that mystery when the time comes. (Suggestion for Mr. Lewis...KEEP ALL YOUR RECORDS)

Now I would also like to pause here for just a second and ask a rhetorical (find the link yourself) question...how is it that Paradise Capital can (allegedly) continue to flourish if he gave ALL of the money he collected to Shelton Credit? I'd bet that he may have actually kept something for himself...wouldn't you? In fact, knowing what the Credit Services fees were, and hearing HOW much was collected by 'sub-brokers' on their contracts with Paradise Capital, it sounds like he may have kept quite a bit (allegedly). Either that, or Mr. Lewis may very well be the greatest philanthropist of our time, in my personal opinion.

Paragraph 6...drum roll please...

The corporate monster that is Shelton Credit, Inc. once employed more people than General Motors, General Electric, and General Discomfort in their heyday (HEAVY SARCASM ALERT). Since it's an on-going point of humor, at least for me, I'll let you in on a little secret...Shelton Credit, Inc. = Mark Shelton (and the occasional help from yours truly). "Support services": legal. accounting, reception and clerical are all hired guns. Sorry to burst your bubble.

Oh...before I forget, I owe a small gratitude to Mr. Lewis for referring to personally as "week" (and not "weak") "out of respect". Right back atcha, amigo! In fact, I'd wager that I feel even more strongly toward you. : )

Paragraph 7. We're getting to the home stretch now...

Somebody PLEASE explain to me why, if Mr. Lewis (allegedly) has found a new network of over 16,000 lenders (some of which "don't require any money up front" even), he hasn't started processing his clients' applications through that channel yet while all of this 'noise' gets sorted out in the background? He's not bound to any type of 'Exclusivity Agreement' (which probably wouldn't count for much anyway based upon past experience) with Shelton Credit...so what's he waiting for? I think his clients would expect and deserve it, wouldn't you???

Paragraph 8.

Really? Mr. Lewis is now (allegedly) hanging people's hopes on the (allegedly) unethical practice of 'commingling' funds...taking the proceeds of one request to help fund other requests? Has it come to that?

Why doesn't he jump all over the 16,000 new sources Paradise Capital (allegedly) discovered, and start paying refunds out-of-pocket from the profits they may have already made on the 'fees' they (allegedly) charged up front?

By the way...the FTC lists the practice of collecting advance fees for a loan contract as the biggest red flag indicating a scam in the loan / finance industry.

Hopefully, you're not all hearing this for the fist time.

Selling credit services, leveraging/selling aged corporations, technical writing, and filing registration paperwork for consumers during the conduct of normal business are all examples of legitimate, fee-based services...so keep that in mind when you're considering who may, or may not, be (allegedly) guilty of fraud. If you're still not sure, call 'Mr. X' and ask him any of these questions for yourself.

The number he posted is: 949-271-9171
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#13 Consumer Suggestion

Mark Shelton.....

AUTHOR: Hopefully They Reap What They Sow - (U.S.A.)

Robert Lewis, I have no clue who you or your clients are. I and about 5-10 others have dealt with Mark Shelton Directly. All with the same b-s story which I have posted over and over again. You are foolish for still trying to play nice with Mark Shelton and an injustice to your clients for dragging them through the mud.

I am only making a suggestions that you need to realize this guys a scam and has a track record of being one. Also his 2 BLOGS with lies up and down it to get people to give him money are now down an missing (kind of their is a way to still find them).

Robert you need to do the right thing for you clients and stand up and get on the right side of the business here.

to join to put this guy away (((ROR redacted)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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#14 REBUTTAL Individual responds

Paradise Capital Group and R&R Capital Group Box It Out!!!

AUTHOR: Mr. X - (U.S.A.)

I will post a reply to R&R Capital Group this evening that I think everyone out there should here both sides of the story on.
In the beginning of our doing business with R&R Capital Group we introduced what seemed to be a very unique program where we could accept clients to come in and possibly receive funding. Prior to all this we are selves placed closed to $20,000 with Shelton Credit, Inc. We had several conversations to confirm and do our homework on this company before introducing it to anyone out there! We were told verbally from Mark Shelton that unless someone goes through a divorce, dies, or gets cold feet that it would be pretty much the reason why one would not receive funding That was stated twice in 2 different conversations. It was also stated usually funding occurs in 30 45 days. If I could only turn the clock back and record the conversations so that all of your could hear and understand.

The deal is this on all my presentations that I had with clients I was not misleading them I was passing the information on to then get it right R&R Capital Group! It is very important for all clients and future clients that we stated 30 - 45 possibly 60 days give or take. Give or take means could be less or it could be more in time frames. Being that many clients were signing on to jump on board the time frame was no longer going to be 30 60 days that due to the size of this growing group would indeed be longer. If anybody knows about this group size problem it would be R&R Capital Group. They have been involved themselves with such organizations. To make things clear there are no time frames in our contract. Look at our contract and read it carefully. We can cancel the contract if we want as well. We do this to protect ourselves but are not hiding behind a curtain we are upfront and will do our best to place a positive close and satisfaction to all on this. We do state in our overviews that time frames can be 30 60 days based on what Shelton Credit, Inc has stated to us in the past.

Our agreement with R&R Capital Group or any other broker or company was this that after 15 clients was submitted we would turn over our source that has access to the funding sources being Shelton Credit, Inc. July 28th 3:30 PM in Las Vegas, NV Paradise Capital Group had a meeting with Mark Shelton himself. Here is the kicker for all of us reading this currently. I was not the only one in the office I had a second witness with me. They heard everything I heard from Marks' mouth directly. I physically handed a folder to Mark for him to look at. What was in it you ask, it was a couple of a sources of mine that has access to creating private banks etc. The most important document in there was the document that Mark agreed to send to his lawyer to create a contract so I could have Shelton Credit, Inc and Paradise Capital Group would be on the same page for when brokers reach their 15 clients that his company would facilitate the deductions of 15% off the future broker deals. If they made a profit of 100K Paradise Capital Group would receive 15K. Mark never came back to me and said he can't do this or it's illegal.


R&R Capital Group speaks about imagining an office of papers being scattered, desk, no phone etc. I am proud to state despite the accusations of Paradise Capital Group scamming 500K in deposit money that we still have our phones up, website up and may make changes very soon to it, email communication is still in place, and yes we are in touch with Shelton Credit, Inc on phones or emails. We know Rhonda thinks that is not the case but is really the opposite. We now see an increase of this money being 750K to 1M.

According to our financial records it is not 750K to 1M that we placed with Shelton Credit, Inc it is closer to 500K and has not been scammed at all. We have front and back images of all cashier's checks that have also been endorsed by Shelton Credit, Inc. Every single one of them for purchase of services such as credit partners, existing investors with corporations to transfer in a client's name, and business plan services or business profile updating services. These are the services I was told about and emailed over and over by Shelton Credit, inc. How can Rhonda or R&R Capital Group challenge us or question us about money not making it over to Shelton Credit, Inc.?????????? HMMMMMMMMM Sounds like their still in the dark even though they claim to be on the up and up.

To reply to Rhonda about Shelton Credit, Inc. having 1 people working the Shelton Credit, Inc. offices that I feel is still questionable. I have talked to Mark several times and have asked him do you have others to do the work. He replied yes don't worry we have accountants etc. I think Mark does have other staff working on this stuff other than himself or Joshua. Joshua is a hit and miss week type of person for other reasons I won't go into out of respect. I think Rhonda's statement is false about how many staff members Shelton really has helping. Mark does control most of the communication parts back to lenders etc and who may be a fit and who won't.

Paradise Capital Group has been very fortunate enough to come in contact with a source that has offered us almost 16,000 worldwide private lending sources and the good thing about it is they such a variety of sources to choose from. We are waiting on Shelton Credit, Inc. and believe their sources will come through for the most part. However, we have backup plans in place to place clients with some of the lenders that do not ask for any money upfront which is a good thing and I wish I would have found them a few months ago to save all of you including myself from this aggravating time consuming process. Most of these sources are for project funding only so you need to have at least that with the rest of the required everyday paperwork.

Paradise Capital Group is staying positive and knows for the most part so are you and despite the orders of control upon R&R Capital Groups clients there is no problem with you contacting us as so many of you already have and continue to do so and encourage you to receive your updates from Rhonda. However, we won't turn any of you down for future opportunities which have greatly increased to us and have been working on an exciting opportunity where we may be in position ourselves to offer deposits back or fund your project and possibly issue out lines of credit. We will know for sure about this in the upcoming weeks of this month. We are not guaranteeing, promising anything of such nature but are going to make sure all of you are happy one way or another and ask to be patient with us or whoever you are working under. When some of these get funded we will take our commissions and offer refunds or offer you an option to hang in there and wait for your possible funding to occur.

Please understand Paradise Capital Group has all records verifying we did not take anybodies money or have misled them in any way just simply passing communications down from us to you.

This letter is not to belittle any one or any other company. This is only written through our own true and accurate experience of the situation.

Sincerely,


Robert Lewis
Paradise Capital Group
executives@paradisecapitalgroups.com
Bakersfield, CA
949-271-9171
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#15 UPDATE Employee

A "Complete" True and Accurate Description of the Events Discussed

AUTHOR: R&r Capital Group - (U.S.A.)

Hello. My name is Rhonda Faile, Manager of R&R Capital Group. I was recently informed by a friend that some false information has been posted, not only about me, but R&R Capital Group on a site called Rip-Off Report. I typically find information on sites like this amusing, or only ever read what's written and take it at face value. After all it's not uncommon for a narrow-minded individual to write malicious, false, derogatory information, or take something completely out of context and blow it up into something it really isn't at all, as a way for them to feel justified for perhaps something that could not be granted to them. I have been surrounded by controversial information for many years and its not uncommon for some powers that be to not want others to have certain information that might otherwise improves one's own life and financial situation.

You hear a lot that the more you focus on something or give life to something, the longer it breathes and sticks around. Negativity breeds negativity. I mention that, to say that after I write what needs to be said here, I will focus on this no longer and continue forward in the positive direction which I am accustomed to; and if you are someone who has come across this site because Google was your means of conducting your due diligence on either myself, or R&R Capital Group, and cannot not move past what has been written here and feel uncomfortable, then by all meanswe wish you the best. We certainly do not need your business that badly to have anyone feel uncomfortable, or continually doubting their decision to do business with us. It's certainly not worth the headaches involved. We operate solely by word of mouth and referrals only. We have continual, repeat business that keeps us going strong. REAPEAT business. I believe that says a lot about a company.

This may seem like a lengthy message, but I want to leave no stone unturned. I also feel that if you are open and honest about everything then there is nothing for someone to come back and say gotcha over. I do have to admit; I never thought that providing strong customer support and good, honest business would lead to something like having to rebut this or even spend the time and energy. But here it goes

I have been assisting clients for almost two years in the funding arena; not only direct clients of my own, but those directed and trusted into my care. I should say I have successfully been assisting clients in obtaining funding for this period of time through various means and resources. R&R Capital Group is more of a consulting firm. We have access to many amazing opportunities and resources that can further one's personal and professional financial situation taking the utmost care to protect their privacy. As my business increased, I knew it was time to incorporate R&R, which is still in the midst of being completed. You can do a search for this information for yourself, but you won't find much as yet. You are more than welcome to contact us any time in the coming months to receive a status update.

In these dynamic times, we are constantly exploring new ways to serve our clients better, and providing new ways for them to increase their wealth. One program that was introduced to me this past year was by Paradise Capital Group/Stealth Corporate Weapons which are managed by the same person, Robert Lewis of Bakersfield California. Having known Robert for over a year already, it was through this relationship that I decided to refer some of R&R Capital Groups most stable business clients for funding. Of course as with any strong business, there are fees established and contracts/applications signed. This was done through all of Paradise Capital's paper work. All of R&R Capital Groups clients filled out and notarized the necessary documents supplied by Paradise Capital Group, as well as made the necessary deposits to Paradise Capital to start the application process. At no time was R&R Capital's paperwork used for this program, or funds/deposits made to either myself, or R&R Capital Group, for said program, but were all directed to Robert Lewis and Paradise Capital. It was the understanding that once this had been received by Paradise that everything would then be forwarded directly to the principal company (as he referred to it) that was in the business of ultimately matching our clients with investors and venture funding sources for the sake of receiving a loan. Part of the agreement between me, as manager of R&R, and Robert Lewis / Paradise Capital was that after I had referred 15 clients to him, he would release the name of his funding source (as he called it) to me so that I may have direct access and continue working directly with them with any future clients. The only stipulation was that I would have to continue paying a residual fee of 15% of all future revenue received from doing business with his funding source. Robert also informed me that funding was to occur for my clients in approximately 30-45 days60 days at the max. I was told that everyone had always been funded. The only time someone had not been funded was by way of divorce, and the client wasn't in the position to move forward with funding, if someone had cold feet because there was a 3 day right of rescission or if that person had passed away which didn't allow them to sign the paper work. I was also informed that an extreme amount of due diligence went into his source before signing an independent broker agreement and NCND to refer his clients. It was through this information. and the trust I had for this colleague that I decided to move forward with referring my best clients. Believing that I would eventually be able to work directly with the funding source was a good thing for me, as I felt I would be able to give my clients even better resources for their needs.

After referring a number of clients to Paradise Capital for the funding programI was close to my 10th client referral I thinkwhen it was revealed to me who the company was that I would be able to work with. Mind you, I had not reached my 15 clients yet when this information was going to be divulged to me initially so I was very grateful when it was shared with me that Shelton Credit of Las Vegas, NV was the principal company. Honoring my agreement with Robert and Paradise I refrained from contacting the company until I had reached my agreed-upon 15 clients. It wasn't long after that I had referred my 15th client through the program; at which time I received a phone call from Robert Lewis of Paradise Capital late one evening (on my home phone) indicating to me that he/they would no longer work with me. He went on to say that he would have no further contact with me whatsoever; and that if I tried to call or even send him emails, they would not be responded to. No further explanation was given. I was being dropped so to speak. Given that there was to be no further communication, it was still expected of me to pay 15% of any future revenue generated. Confused at such odd behavior, given the length of time of knowing this person and trusting my clients in his care, I assumed that I was being used only for my clients, and once a previously unheard of number had been reached so longadios'. I was STUNNED beyond words, and immediately imagined a situation where I had paid someone in good faith for a service, and went to visit that source at their office, only to find it completely empty, except for maybe a desk, loose phone wires, and some scattered paper on the floor as reminiscence of what once was. I felt COMPLETELY BETRAYED.

Left with no other choice, I decided to do what I do best, and that was to continue supporting my clients, so I contacted Shelton Credit directly to get status clients' applications. Even though all paperwork had been signed through Paradise Capital (and funds sent to Paradise and no one else), I was ultimately responsible for my clients' well-being. It was through the initial phone meetings held with Mark Shelton and Joshua Nichols that my concern grew even strongernot for working through them as the principal company, but for my referring good people to Paradise Capital. As time went on, it was noted to me that other people who were Sub-Brokers of Paradise Capital had similar discussions with both Mark and Joshua, neither one of us knowing the other, or knowing we were having the same conversations until we ultimately made contact with each other. But we both came to realize that there was a lot of similar misinformation being provided to us directly BY and THROUGH Paradise Capital. The concern was raised that Paradise Capital hadn't forwarded all of the clients' applications to Shelton Credit, not just from my group, but from others as well, andworst of allnot all of the deposits paid to Paradise Capital, which were to be forwarded to Shelton Credit for services rendered, had been forwarded either!

Mark also advised us uniformly that there were NO time limits OR funding guarantees that Shelton Credit could make or endorse (as it even said on their website, along with direct copies of Federal statues and laws under which they operate), as to do so would be fraudulent and illegal; and that it could take as long as the lender deemed necessary to approve a particular request. After all, this was a situation whereby an individual would be lending another individual / company funds based solely upon their business proposal and credit worthiness without really knowing who the requesting person is. By this time, I was seeing just how far we had all been misled by Robert Lewis / Paradise Capital. Yet ANOTHER red flag was that the agreement' that was created by Paradise Capital for its sub brokers (which we all were under the impression Shelton Credit was aware of, but it turns out they were not), where if we referred 15 clients, we would then have direct access to Shelton Credit while continuing to pay 15% of our future revenue to Paradise Capital was completely false, and ALSO turns out to be illegal. Shelton Credit NEVER required a 15-client referralnor would ever allow a residual amount (whether it be 1% or 15%) to be paid to another broker... Multi-Level Marketing at its worst. Never wanting to be involved in anything illegal, I'm now grateful that the relationship ended with Paradise when it did as to not encourage such unlawful activity.

So following several frank discussions with Mark and Joshua, I agreed to re-send all of my clients' documentation directly to Shelton Credit to ensure that they received EVERYTHING they required to proceed with my clients' requests. I also had the sense of immediate reassurance that everything was being done correctly this time by not working through Paradise, and being received by the company that truly needed the data. So, I went ahead and started the process from scratch; mind you, this was already in August60 days past when some clients were already expecting funding based upon Robert Lewis' original promise'. I called every single one of my clients and explained to the whole situation. The response was very positive (somewhat to my surprise) given that these clients had been expecting funds by a certain time to complete their various business projects. They knew that we had to start over, but I vowed to them to keep them informed every step of the way which I have done.

I have had on-going contact with Mark, and occasionally Joshua, and have shared all update information with my clients as it becomes available, but what's truly amazing to me is that a company that had no direct contracts or obligations to my clients, and those clients of other brokers, vowed to make sure everything was done accurately and expeditiously as it would have been done if they too had been given what the needed by Paradise from the beginning in order to complete these files. Moreover, some of these files show no record of payment made by Paradise Capital from their initial submission by Robert, but Shelton Credit honestly seems determined to work on all clients' behalf to assist them in attaining what they hoped they would from the very beginning, regardless of receipt of payment or not.

To me that says a lot about a company. As I have been provided updates on a semi-regular (but acceptable) basis by Mark, everything has been structured for the client in a much sooner time period than expected. Againanother PLUS!. Shelton Credit has been nothing but kind and supportive during this time in assisting me and my clients. It's a real shame that issues on the web have been raised about a company that strives for customer service. After all, this was a company that was initially operated solely by 1 full-time employees (Mark & Joshua) prior to allowing outside sources refer clients for the benefit of receiving funding. This was a concept of helping the average person who may not have had the credit worthiness to attain funding otherwise to be linked to an investor who was willing to extend credit to that person based solely on their vision or business project. I am no way contracted with Shelton Credit, an employee or broker of the company. All I can say is that my experience with Shelton Credit has been nothing but a positive one. No problems had occurred with this business model prior to June '08 when Paradise Capital began using its business model to generate business for the company. No problems had arisen for R&R Capital Group either, until it too began working through and with Paradise Capital.

All of this leads me to this whole rip-off report situation. The reason that Shelton Credit is receiving bad press lately in my opinion is because false information had been shared to many about expectations of the company by way of Robert Lewis and Paradise Capital. This includes Robert's false claim of everyone being funded as well as the guaranteed 60 day timeline until funding. When these shared issues with Paradise started to arise from all parties and all angles, it was Paradise Capital who was first listed on this report. To me it just appeared to be an angry client of Robert's, or perhaps one of his sub-brokers that felt cheated that they had not received their funds by the 60th day, so this was one way to lash out in a public forum. Of course, it would then be very easy to incorrectly reassign the blame on Shelton Creditwhich would also lead to such negative reports being posted about THEM as well. But how can you place the blame on someone (Mark or Joshua) or a company (Shelton Credit) if they didn't even know that WE sub-brokers existed (until WE started contacting THEM)?

Now, most recently, my name Rhonda Faile and R&R Capital Group are listed in this report as well, when up until this point in time I had a squeaky clean reputation. I can't say for sure, but I can only speculate, that the reason my company and I are listed here is because we have been the most cooperative group of this whole, bad situation. Because I immediately informed my clients of what was taking place, and what we needed to do to rectify this situation, I immediately advised, I didn't require, I only advised my clients to have no further communication with Paradise Capital Group. This was to ensure that only the most accurate information was provided to them. Even after clients would come back to me and say they were still receiving email communications from Paradise/Robert and updates on their file etc., I suggested to them they could ignore or block the email or explain they wish to have no further communication.

Given that these were first and foremost clients of mine and R&R Capital Groups, R&R would be the only other source to receive and share updates and information of the clients funding status outside the client themselves. Paradise would no longer be receiving this information from Shelton Credit, so any new' updates would be erroneous. I also found out from Shelton Credit, through the direction of their legal counsel, ALL communication between Paradise Capital/Stealth Corporate Weapons and Shelton Credit had ceased. This also means that any latest updates or newly stated timeframes are not coming from Shelton Credit, and should not be believed. Because R&R has been cooperative during this time and process, and another party perhaps is being kept from receiving private client information, I feel that this may be the cause of why R&R Capital Group is now being mentioned in such a report and what has caused someone to write inaccurate information. I can tell you thisthat whoever it was, was not a direct client of R&R Capital Groups or anyone affiliated with the company because if they had been, they would have put our office number with the correct company name , fax etc. Despite this error, I invite Bill from NewPort beach to contact us at R&R Capital Group directly to express their concern and how they feel it is that either myself or R&R Capital Group as harmed them directly or indirectly in any way. After all, it would seem that this would be the most logical and responsible step to take before lashing out in a public forum. Would you agree? But that has not been the case and I do not believe it will happen any time soon.

However, I am a firm believer that something positive always comes from something negative. As I have read on various locations on this site, it could actually be a bonus for some to have been listed here because it's not so much what has been said, but how the situation was handled and rebutted. At least that's what I have read. And I have taken the time to sit down and write honestly and openly about everything I can possibly think of regarding this situation. So, perhaps I should be thanking Bill from NewPort beach, the author of the previous negative report, for the free publicity. I have nothing to hide. My phone has certainly not stopped ringing, but has only increased with those who want to do business.

Again, R&R did not rip off anyone of their money. We had a working relationship with another individual and entity for the intention of the betterment of clients. All documents and payment had been completed through that other company with the understanding that it would all be DELIVERED COMPLETELY and in a timely fashion to Shelton Credit. If R&R Capital is guilty of anything, it would be that we put our trust into another person/company who wasn't what they truly seemed to be. We are still here supporting our clients through this situation, also indicating to them that the fees that were initially presented to them would either be reduced or waived all together. We are also actively conducting business with other sources for the support of both our old and new clients alike. We are certainly not going anywhere.

This letter is not to belittle any one or any other company. This is only written through our own true and accurate experience of the situation. What the true intention of the other party(s) involved is only known by them. Anyone is welcome to contact us at any timenot to rehash what has already been stated, but to assist them in fulfilling their financial goals.

Thank you for your time.

Best Regards
Rhonda Faile
R&R Capital Group
Chicago, IL
847-941-0414
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#16 UPDATE EX-employee responds

Clearing names and protecting the innocent

AUTHOR: J. - (U.S.A.)

If you've truly done business with Shelton Credit Inc. in the past then it should be easy to figure out who I am.

There are some basic facts about these complaints that should be explained, if for no other reason than to avoid getting lost in all of the semi-literate noise out here.

1) Robert Lewis (aka: Paradise Capital, aka: www.stealthcorporateweapons.com) is not now, nor ever has been an employee or partner of Mark Shelton (aka: Shelton Credit). Mr. Lewis was an independent sales 'broker' with his own company and responsibilities before he ever approached Shelton Credit, and was working from a documented commission structure between himself and Mark Shelton...any variance in Shelton Credit's fees for service and the monies charged by Robert Lewis / Paradise Capital we're implemented by, and designed to be additional 'earnings' for, Robert Lewis.

2) Promises on deliverables or funding timelines that were conveyed to any consumer, broker, or Paradise Capital 'sub-broker' were NOT made by Mark Shelton, Shelton Credit, or any authorized representative of Shelton Credit.

3) If you feel you have been defrauded based upon the performance (or lack thereof) of your loan request, then I strongly suggest you take full advantage of your legal rights and pursue the entity you have a signed agreement with.

4) Lastly, I can't begin to guess why Ms. Rhonda Faile (R & R) was dragged into this complaint, as she has proven herself to be one of the most forthright and cooperative individuals involved in this situation, who is genuinely working to get her requests processed and keep her clients satisfied.

She deserves a pass...

The remaining details are being sorted out through the courts already, and THAT'S the status.
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