Raleigh School of Communication Arts Living Arts College Money Hungry, Will Take out a Judgement against you if you don't repay student loans immediately Raleigh, North Carolina

I also attended this school, and I have to agree and reitterate the finer points of this complaint. The real issue here is the school and the service it promises and the failure of the school to do so, not the student loan default. The fact that he has defaulted on his student loan is not the issue, the real issue is that this school and faculty misrepresent the quality of the services they provide, and the failure of the school to uphold their end of the agreement. This school has grossly inadequate equipment, hardware and software, this is fine if you just want to learn a new hobby you can do at home, but do not expect to compete in the current, real world job market with a worthless certificate from this school. They promise job placement assistance when you graduate, and then they do not follow through with any type of assistance, contact, or leads of any kind. Most likely because they know that the education you recieved is only good for a job you could have gotten 10 years ago with their outdated equipment and software. I believe this is the main point that this gentleman was trying to make, but the focus was diverted to his defaulted loans. Yes, he may have failed to repay his loans, but most likely in part because this "school" failed to offer him any job placement or job procuring assistance like they promise when you sign up. Anyone who got a job after graduating from this "school" did so in spite of it, not because of it. Spend your money at a reputable school and skip this hassel. 

Living Arts College would like to thank you for taking the time to post a review of our College. We are sorry that you found your experience frustrating. Student success and in-field job placement is the mission of the College and is therefore at the center of what drives most of our administrative decision-making. Performance data on these goals can be found at our website. Living Arts College takes student loan default very seriously and maintains a Default Management Program to help education students on the choices they make when paying for their education. Fortunately, the majority of students that enroll do not default and make every effort to pay back their financial obligations. We are happy to answer any questions and/or clear up any misconceptions regarding Living Arts College.

As I understand your post, you decided to attend this school for additional education. You chose the school and you decided to borrow the money to pay for your education rather than pay cash for your additional education.

As it happens, I don't like many of these type of schools because the cost is high and in many instances, the education is inferior. HOWEVER, having said that, you made an agreement to repay the funds you borrowed. The school is not responsible for repayment. You are responsible per the contract you signed.

You were given 6 months to obtain a job to begin your repayment plan. Instead, you chose to default on the loan. All of these events were initiated by you and you alone.  

You use as an excuse the fact that you are disabled. Except in rare instances, just because you have a disability, it does not prevent you from obtaining some type of work to make a living. Unless you don't work because it would impact your disability check, then that is a different matter altogether. In that event, you shouldn't have borrowed the money since you had no intentions to repay the loan. *rant off* 

Based on the paperwork you posted here, you need to get in contact with the judgement holder and make your payment arrangements now. Student loans are non-dischargeable in bankruptcy. You don't want to lose your house over this either, (possible in some states). Make arrangements or fight the judgement, those are your choices now.