- Report: #200694
Report - Rebuttal - Arbitrate
Complaint Review: Real Estate Money
Real Estate MoneyInternet U.S.A.
Real Estate Money Network.com - Real Estate Money ripoff Internet
Latoya asked for my credit information which was my social security number and I told her well I may not qualify because my credit is bad and she said no problem this is an FHA program that is funded to help people obtain housing with credit problems, so i agreed. I let her do a credit check and she called back the next day and said congratulations you have been approved for a loan in the amount of $150,000 and I said thank you what happens now and she said all I had to was pay the program fee of $385.00 I said what is this for and she said that lets us help you find a home, get you a realtor, and she mentioned I had to pay no money down and no closing cost sounds so good.
Well I didn't have all of the money upfront so she agreed to take half one week and the other half in two weeks. When I sent the first half of the money she kept in touch with me and was telling me she's glad she could help me and my family then I had to talk with the other representative Carol she took over. Carol processed the other half of my money and I tried calling her and couldn't get a response or nothing after they received all of my money. I left some you need to get in touch with me now messages and Carol returned my call. Latoya mentioned also that a loan officer would contact me concerning my loan and go over everything so that I could start looking for my brand new home.
I told Carol the loan officer never called and she gave me a number to call them a representative of Flagstar Bank answered I think her name was Linda, and she said Ms. Kitt I was trying to call and I said yes, she said I got the information from Real Estate Money and I apologize,but we cannot help you. I said what happened, and she said well we go by your credit and in order for us to give you a loean your beacon score must be 580 or better and I told her I was misinformed and she said we do have a credit repair program and I said no because that will take too long and I need a home as soon as possible.
I told carol what happen and she said I am sorry and I said well I want my money back because yall were not able to help me, and I am not using this service. Carol said we do not do refunds and I said well you have to give me my money back because I was denied so you mean to tell me I gave yall practically $400.00 for nothing and I can't get a refund and she said thats what was explained in the papers you were sent and I said no Latoya told me I was entitled to a refund if they could not help me or if I had to go some place else and they had a lower interest rate and Carol said no I'm sorry but that's not true. I was enraged because I am a single parent with three kids and to just give away money and not get any type of service in return is cruel.
Summerville, South Carolina
This report was posted on Ripoff Report on 07/12/2006 01:36 PM and is a permanent record located here: http://www.ripoffreport.com/r/Real-Estate-Money/internet/Real-Estate-Money-Networkcom-Real-Estate-Money-ripoff-Internet-200694. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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