- Report: #772930
Report - Rebuttal - Arbitrate
Complaint Review: Regional Finance
Regional FinanceWilmington, North Carolina United States of America
Regional Finance Requested loans from Regional had my grandfather as a co-signer, now MY grandfather is the original borrower and I am the co-signer. When I questioned this I was told "oh it doesn't matter who the borrower Wilmington, North Carolina
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I am being charged 18%!!!! On top of that my Grandfather co-signed with me (he has always had PERFECT credit)
On the paperwork he is NOW the 1st signer or purchaser of the vehicle and I am the co-signer.
When I questioned this I was told " it really doesn't matter, as long as the vehicle gets paid for"
The I questioned ok after the vehicle gets paid for " WHOSE name will be on the title?"
My answer was " wellllll... of course both" I then stated " My Grandfather is 89 years old! what happens if he dies?" I was told "oh that will be no problem"
These people blatantly lied, and fraudulently put my grandfather as the first purchaser... when he has perfect credit and I know for a fact his fico was 780, they used my fico (which was considerably lower ) to charge a higher interest rate. Then used his FICO to get their money from the federal reserves at a lower rate.
Now my Grandfather is gravely ill, I AM making all the payments, but if he (God forbid) passes away, I will not ever be able to trade or sell this vehicle, due to the underhanded tactics of this company.
This report was posted on Ripoff Report on 09/04/2011 08:42 AM and is a permanent record located here: http://www.ripoffreport.com/r/Regional-Finance/Wilmington-North-Carolina-/Regional-Finance-Requested-loans-from-Regional-had-my-grandfather-as-a-co-signer-now-MY-772930. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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