• Report: #844944

Complaint Review: Resurgent Capital Services

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  • Submitted: Sun, February 26, 2012
  • Updated: Sat, March 17, 2012

  • Reported By: Aristotle — Jersey City New Jersey United States of America
Resurgent Capital Services
15 S Main Street Greenville, South Carolina United States of America

Resurgent Capital Services Resurgent Capital Sevices,LP promised to remove Potentially Negative item from my credit report but did not deliver on its promise Greenville, South Carolina

*Author of original report: Amicably Resolved/Resurgent Capital Services Update

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I tried to obtain a copy of my credit report from Experian back in January 2012 and was floored to find out that a Potentially Negative item appeared on my consumer file from a collection agency I never received any bill or collection notice from,RCS/CVF Consumer Acquisition (RCS for short)based in Greenville,SC.I immediately notified the credit bureau about this by disputing such item on my credit report stating that I have no knowledge of ever having an account with the original creditor,Washington Mutual, that has been defunct since 2008 when it went bankrupt and was bought out by Chase.

 I have never received any bill in any way ,shape or form from the original creditor nor have I received any collection notice from such collection agaency concerning their attempts to collect a debt.As a matter of fact,I do not owe the original creditor the outstanding amount of $1,036 because I never had an account with them at all to begin with.

 Around February 14,2012, I was notified by Experian that the report will continue on record until March 2013,which was absolutely ridiculous.I then took it upon myself to contact the source of such derogatory information ,Resurgent Capital Services, on the aadvice of Experian at (864) 248-8700.I provided different representatives on numerous occasions with my personal identifying information such as my full name,Social Security number as well as my address along with the Partial Account Number which appears on my credit report and on these numerous occasions,I was clearly informed that my information does not appear in their database and therefore my account does not exist at all.I was then informed by such representatives to fax over a copy of my credit report with my personal identifying information to (866)467-0956 and (866)467-0163 on February 14,2012 and on February 21,2012 ,which I did ,under the impression that they will duly rectify such error with the credit bureau within 8 business days but so far,such Potentially Negative item appears on my credit report and there is absolutely no way of getting such item resolved or squared away because the information that RCS reported to the credit bureaus does not exist in their database.

Aristotle

Jersey City,NJ

This report was posted on Ripoff Report on 02/26/2012 02:03 PM and is a permanent record located here: http://www.ripoffreport.com/r/Resurgent-Capital-Services/Greenville-South-Carolina-29601/Resurgent-Capital-Services-Resurgent-Capital-SevicesLP-promised-to-remove-Potentially-Ne-844944. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Author of original report

Amicably Resolved/Resurgent Capital Services Update

AUTHOR: Ari - (United States of America)

I am happy to announce that as of March 17,2012,the potentially negative item from Resurgent Capital Services has been deleted from my credit report based on the agreement that RCS will promptly process my dispute upon receipt of the documents I had chronically faxed over and sent in to their fax number and mailing address respectively.I contacted RCS on March 12,2012 and faxed over a more thorough and accurate credit report and more information to their office along with some documents I sent in via USPS Priority Mail and a couple of days later, they had held up their end of the bargain.
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