• Report: #279290

Complaint Review: Riddle & Assoicates

  • Submitted: Wed, October 17, 2007
  • Updated: Wed, October 17, 2007

  • Reported By:Rockwell North Carolina
Riddle & Assoicates
riddle-law.com Sandy, Utah U.S.A.

Riddle & Assoicates Crooks! Sandy Utah

*Consumer Suggestion: Explanation

*Consumer Suggestion: Explanation

*Consumer Suggestion: Explanation

*Consumer Suggestion: Explanation

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I got a credit card some time ago. Well, had some medical problems, and wasn't able to pay. A visa aspire credit card that is. I did save the last bill I got, and when I was back to work, sent the total amount of the bill. Then a few weeks pasted some collection agent called stating I needed to pay this bill. I told them that I had already sent visa the money. They asked me why did I send the money to visa that they had already turned the bill over to them. Well had to send them copies of all this. They called back, saying I still owed another $434.79 on the bill, even tho I had paid visa $554 on a purchase on the card of $424. Well this collection agent, then turned this matter over to Riddle & Associates. Well they contacted me saying the same thing that I still owed $434.79. Had to send these goobers all the same stuff that I had paid visa. Then they sent me another letter a while later, and Riddle tacted on interest themselves of $34.12. Then they sent yet another letter saying that they had a deal, that if I would pay $288.89 the debt would be settled. So, I sent this check in hopes all was settled. I looked at the check they had cash online, for I had wrote in memo Paid In Full. You guess right, they had wrote beside my writing and put, Offer Rejected. Guess I'll just have to go to court or jail, for I'm not paying anymore money on this account. I just feel like I'm being ripoff, and can't afford to pay this for my husband has been out of work since April of this year, and I'm the only one working and paying all the bills. I even didn't pay my power bill this month, instead paying these goobers in hopes all would be settled. Guess I was just fooled!

Linda
Rockwell, North Carolina
U.S.A.

This report was posted on Ripoff Report on 10/17/2007 10:56 AM and is a permanent record located here: http://www.ripoffreport.com/r/Riddle-Assoicates/Sandy-Utah-84091/Riddle-Assoicates-Crooks-Sandy-Utah-279290. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Explanation

AUTHOR: Don - (U.S.A.)

First, if the credit card agreement that you signed allows for the collection agency to add interest to the debt, and the state you live in allows the collection agency to add interest to the debt, they can legally do that.

Second, If you sent a check for the settlement offer of $288.89, but wrote payment in full on the check, they will reject the payment. As you are paying a settlement, and not the payment in full. Payment in full would be $434.79.

Lastly, how are you out any money for making the payment which they rejected? If they rejected the payment, you did not pay anything towards it.
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#2 Consumer Suggestion

Explanation

AUTHOR: Don - (U.S.A.)

First, if the credit card agreement that you signed allows for the collection agency to add interest to the debt, and the state you live in allows the collection agency to add interest to the debt, they can legally do that.

Second, If you sent a check for the settlement offer of $288.89, but wrote payment in full on the check, they will reject the payment. As you are paying a settlement, and not the payment in full. Payment in full would be $434.79.

Lastly, how are you out any money for making the payment which they rejected? If they rejected the payment, you did not pay anything towards it.
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#3 Consumer Suggestion

Explanation

AUTHOR: Don - (U.S.A.)

First, if the credit card agreement that you signed allows for the collection agency to add interest to the debt, and the state you live in allows the collection agency to add interest to the debt, they can legally do that.

Second, If you sent a check for the settlement offer of $288.89, but wrote payment in full on the check, they will reject the payment. As you are paying a settlement, and not the payment in full. Payment in full would be $434.79.

Lastly, how are you out any money for making the payment which they rejected? If they rejected the payment, you did not pay anything towards it.
Respond to this report!
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#4 Consumer Suggestion

Explanation

AUTHOR: Don - (U.S.A.)

First, if the credit card agreement that you signed allows for the collection agency to add interest to the debt, and the state you live in allows the collection agency to add interest to the debt, they can legally do that.

Second, If you sent a check for the settlement offer of $288.89, but wrote payment in full on the check, they will reject the payment. As you are paying a settlement, and not the payment in full. Payment in full would be $434.79.

Lastly, how are you out any money for making the payment which they rejected? If they rejected the payment, you did not pay anything towards it.
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