Rjm Acquisitions Funding 575 Underhill Blvd
Syosset, New York U.S.A.
RJM Acquisitions - Fingerhut collecting on an account in 2005 which was already paid off from 1996 ripoff Syosset New York
*Consumer Suggestion: Certified Letter
Hello and maybe someone can help me out. I just received a letter from a collection company called RJM ACQUISITIONS FUNDING LLC, collecting on a paid debt for fingurhut from 1996. When I spoke to the first rep who told me that they would have to get with fingerhut and request proof of this debt being not paid. She stated the last payment I made was in january of 1996. Then I asked her how come they inquired on my credit report three times within 1 month and she placed me on hold again.
Now comes the second rep. who now tells me if I send them copies of the cancelled checks or and any information I have. I told her you are the ones collecting you provide me with all of the information you have showing how this is a valid debt and how you were able to confirm this debt with fingerhut.
The rep then tells me "sir fingerhut does not exist anymore" I said your rep told me your company would have to verify the information which you would then foward to me. Then I was advised that they don't have to verify the information and that this would be considered a valid debt and is up to me to pay it.
You know its taking me 5 years to get my credit descent and know if I can't find a copy of this check after moving 3 times and two different banks I will have to repay this debt? this is just not right. I don't have a problem paying for by bils but not for something already paid for. If anyone has any idea or advise let me know.
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